Is Google wallet/MasterCard Paypass on way out? - General Questions and Answers

I just noticed that Walgreens is not activating any of their nfc payment systems because of security issues and just today I found out that wawa gas stations no longer have them due to some type of issues they were having with malware with their system. Seems more companies are discontinuing their use over setting the systems up.
I hope they get this supposed security problem figured out soon. I love using my phone to pay.
Sent from the Great Galaxy Note 2 using Tapatalk 2

yankees45us said:
I just noticed that Walgreens is not activating any of their nfc payment systems because of security issues and just today I found out that wawa gas stations no longer have them due to some type of issues they were having with malware with their system. Seems more companies are discontinuing their use over setting the systems up.
I hope they get this supposed security problem figured out soon. I love using my phone to pay.
Sent from the Great Galaxy Note 2 using Tapatalk 2
Click to expand...
Click to collapse
This was only ever a pipe dream to be honest. Too many ways it can be hacked, far too insecure for real world use.

Far, far too unsafe for public use. You can hack it with stickers for goodness sake.
Not to mention, people are far too moronic in the way and guard they use their phones to make this work. On an average day at Uni, I see about 200 phones I could nick without them noticing it. And consequentially use to pay for anything, because apparently people are not smart enough to realize that a pattern lock leaves a fingertrail. And their code is pretty much always a date of relevance. Which they've undoubtably mentioned somewhere on their Facebook.

I don't think the reason is security on the phone but on the unit in the store. The phone itself is more secure than using a debit card. If someone steals your card they are able to use it at most stores without ever being asked for id. My phone not only has a passcode but once you try to use the wallet app it asks for another code. Overall I think the security issue is with the store and if that can be resolved nfc payments can continue.
Sent from the Great Galaxy Note 2 using Tapatalk 2

zelendel said:
This was only ever a pipe dream to be honest. Too many ways it can be hacked, far too insecure for real world use.
Click to expand...
Click to collapse
When you say hacked, do you mean the phone or the unit at the store?
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ShadowLea said:
Far, far too unsafe for public use. You can hack it with stickers for goodness sake.
Not to mention, people are far too moronic in the way and guard they use their phones to make this work. On an average day at Uni, I see about 200 phones I could nick without them noticing it. And consequentially use to pay for anything, because apparently people are not smart enough to realize that a pattern lock leaves a fingertrail. And their code is pretty much always a date of relevance. Which they've undoubtably mentioned somewhere on their Facebook.
Click to expand...
Click to collapse
I love people who speak with authority about things they clearly know nothing about. "Hack it with stickers"? You're delusional.
Mobile NFC payments are far more secure than any other form of physical payment.

LoveNFC said:
I love people who speak with authority about things they clearly know nothing about. "Hack it with stickers"? You're delusional.
Mobile NFC payments are far more secure than any other form of physical payment.
Click to expand...
Click to collapse
I'd be a little more convinced if your name wasn't "LoveNFC".

ShadowLea said:
I'd be a little more convinced if your name wasn't "LoveNFC".
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Click to collapse
If you could provide details about how a sticker can hack nfc then maybe you could have a point. But as far as all the research I have done nfc payments are more secure than paying with a debit card.
Sent from the Great Galaxy Note 2 using Tapatalk 2

yankees45us said:
If you could provide details about how a sticker can hack nfc then maybe you could have a point. But as far as all the research I have done nfc payments are more secure than paying with a debit card.
Sent from the Great Galaxy Note 2 using Tapatalk 2
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Because the NFC tag can be set to many things like storing and sending the info used to pay. And it doesnt take much to reprogram the tag, They are about as safe as a debt card which we all know is not 100%

zelendel said:
Because the NFC tag can be set to many things like storing and sending the info used to pay. And it doesnt take much to reprogram the tag, They are about as safe as a debt card which we all know is not 100%
Click to expand...
Click to collapse
What tag are you talking about. The phones use an nfc chip and the stores use an nfc system. No one uses a sticker. The stickers your talking about are the ones sold that can let you perform tasks on your phone. What do they have to do with making secure payments from the phone.
Sent from the Great Galaxy Note 2 using Tapatalk 2

yankees45us said:
What tag are you talking about. The phones use an nfc chip and the stores use an nfc system. No one uses a sticker. The stickers your talking about are the ones sold that can let you perform tasks on your phone. What do they have to do with making secure payments from the phone.
Sent from the Great Galaxy Note 2 using Tapatalk 2
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Click to collapse
Its the Same tech. I installed these in a few stores and saw how easy it would be to allow it to be reprogrammed.

That's why just like if you see a weird looking atm and don't use it you should not use an nfc scanner. Plus you can tell if their is some weird sticker on the nfc scanner. And this proves again that using your phone is not unsecure it's the system that is at the store that can be compromised by idiots. Plus if your Google wallet app doesn't activate after swiping then that should be an indication of something going wrong. Plus those nfc task stickers do not have access to the Google wallet app. So what your saying is flawed and not the reason why stores are removing the units. I think the units are being tampered with by people or the store employees and stores don't want to deal with this. With updated nfc systems this security issue can be resolved. It's just a matter if this makes money for Google. If it doesn't they will just scrap it
Sent from the Great Galaxy Note 2 using Tapatalk 2

ShadowLea said:
Far, far too unsafe for public use. You can hack it with stickers for goodness sake.
Not to mention, people are far too moronic in the way and guard they use their phones to make this work. On an average day at Uni, I see about 200 phones I could nick without them noticing it. And consequentially use to pay for anything, because apparently people are not smart enough to realize that a pattern lock leaves a fingertrail. And their code is pretty much always a date of relevance. Which they've undoubtably mentioned somewhere on their Facebook.
Click to expand...
Click to collapse
Just found out there's a new more secure nfc payment system. Saw it for the first time at toysrus. The swipe area for nfc payments is built in right to the touchscreen where you would enter prompts. This is a lot more secure and a solution to all these so called sticker problems. No one can put a sticker on the screen as it will block everyone from using it. Hopefully nfc payments get back on track. Just used mine at cvs and McDonald's
Sent from the Great Galaxy Note 2 using Tapatalk 2

Related

NFC Vulnerability!

http://phandroid.com/2012/07/26/hac...ble/?utm_medium=referral&utm_source=pulsenews
Sent from my HTC One XL using xda app-developers app
As long as you don't go around letting people touch your phone to their phone you should be fine... NFC literally needs to be right up against another.
Or just keep NFC off it you don't trust it.
This is such a farce. This is how NFC works - the radio is activated and an action is taken. The worst they could probably do is send you to a page where you *could* download something malicious if you were ignorant in what you were looking at. I can see how scanning an NFC tag could force a download depending on the URL provided but I don't believe there is any way that this action will install something without the user's knowledge. You might as well say that you can "hack" Android via the Internet because in his example, he used NFC to prompt the phone to go to a particular webpage.
You want to talk about insecure? How many people still carry around house keys?
Wear a tin-foil hat or trust technology.
Me I rather have convenience technology gives us and will offer
In other news, your wallets with all your CC info can also be stolen by a hacking technique called "pickpocket".
Jokes aside, all this means is that Google will have another patch out soon. Oh wait, too late. Already fixed in JB.
Remember Bluejacking? Nothing like sending a (harmless) "your phone has been virus infected" message to a train car full of commuters and watching all the faces. Ah, the good ol' days...
rohan32 said:
NFC literally needs to be right up against another.
Click to expand...
Click to collapse
Right, when I've played with NFC, the tag has to be close enough to almost touch (with millimeters) before the phone reads the tag. And the way NFC normally works when I've used it, the phone has to be screen on, and off the lockscreen. Unless there is some way around this?

ISIS on the latest ota jellybean

Has anyone gotten ISIS working?
My local Verizon store swears that even though jellybean just released today that today they also revoked support for ISIS because of problems.
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egorzilla said:
Has anyone gotten ISIS working?
My local Verizon store swears that even though jellybean just released today that today they also revoked support for ISIS because of problems.
Sent from my SCH-I535 using xda app-developers app
Click to expand...
Click to collapse
Google Wallet works better. You should root your phone and try that
Yes I have Google wallet. Wanted to try it ISIS since I live in one of the test areas. Compare the two. Verizon fail all over the place.
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You have to have the special NFC sim cards for ISIS to work.
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Hmmm maybe I will start an Isis thread eventually...... tba
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So I picked up an nfc sim. Still nada. Can't see ISIS in mobile market and through Web says my SGS3 is incompatible. Oh well guess I won't compare and I'll just stick with Google wallet.
Sent from my SCH-I535
Incase anyone else is interested Verizon fixed the problem overnight. So you can now install ISIS btw you don't need the nfc sim installed to install the app. Not sure about actually using /setting it up. I believe you will need that sim to do anything in the app.
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egorzilla said:
Incase anyone else is interested Verizon fixed the problem overnight. So you can now install ISIS btw you don't need the nfc sim installed to install the app. Not sure about actually using /setting it up. I believe you will need that sim to do anything in the app.
Sent from my SCH-I535
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I'm In Michigan and I installed the app but it would not let me set it up. So I tweeted to verizonsupport and they sent me a SIM card that is compatible with Isis. I received the SIM card today and setup the account. I also recieved the free ten dollars. So now i have to see if it works at a store.
I encourage everybody to pass on ISIS and the carriers bull****.
Help a n00b out... where can you actually use Isis? I have Google Wallet working on my Nexus 7 and have used it at a few places...much to the astonishment of employees and customers... but even there, very limited support.
sRDennyCrane said:
Help a n00b out... where can you actually use Isis? I have Google Wallet working on my Nexus 7 and have used it at a few places...much to the astonishment of employees and customers... but even there, very limited support.
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ISIS supports the same services (paypass, paywave, etc) that wallet supports. So basically you should be able to use it at the same locations.
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jdiamond7 said:
ISIS supports the same services (paypass, paywave, etc) that wallet supports. So basically you should be able to use it at the same locations.
Sent from my SCH-I535 using xda app-developers app
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Click to collapse
I just got the OTA from VZW last week and since I saw ISIS in the change list I figured I'd give it a go even though I'm in NY not SLC/Austin.
I called Verizon and they sent me a NFC SIM, and I still had trouble getting it to go but I got it eventually. It was a pain in the neck to set up and add cards but I got it going. On Amex's page about ISIS it says: "Use it where American Express contactless payments are accepted.* Just look for the universal symbol for contactless payments or signs that say "Isis Ready™."
by saying "or" it seems to imply not just in ISIS ready places like SLC/Austin, but anywhere AMEX ExPay is accepted, which is all over the country! I didn't see the same about Chase.
I'll give it a go today in NY and I'll let you know if it worked.
Overall, I must say so far, I like the app better than Google Wallet. It seems like they charge the card direct as opposed to Google which has a system of charging their virtual MC first then charging you, (This could be dis-advantageous regarding benefits that the card would give you, like bonus points at certain category merchants etc.). The only major problem is that it only takes Chase, Amex, and Cap1. but that isn't such a problem for me because I pretty much only use Chase and Amex cards.
I've got it installed, but it will not let me set it up. I live in Pittsburgh, so it may not be a test area. It's strange that it kicks me out of the app though.
OaklandZoo said:
I've got it installed, but it will not let me set it up. I live in Pittsburgh, so it may not be a test area. It's strange that it kicks me out of the app though.
Click to expand...
Click to collapse
Do you have a NFC SIM? you'll need one for it to work and Verizon will send you one free.
I live in New York and I haven't had an issue setting it up.
levilib said:
I just got the OTA from VZW last week and since I saw ISIS in the change list I figured I'd give it a go even though I'm in NY not SLC/Austin.
I called Verizon and they sent me a NFC SIM, and I still had trouble getting it to go but I got it eventually. It was a pain in the neck to set up and add cards but I got it going. On Amex's page about ISIS it says: "Use it where American Express contactless payments are accepted.* Just look for the universal symbol for contactless payments or signs that say "Isis Ready™."
by saying "or" it seems to imply not just in ISIS ready places like SLC/Austin, but anywhere AMEX ExPay is accepted, which is all over the country! I didn't see the same about Chase.
I'll give it a go today in NY and I'll let you know if it worked.
Overall, I must say so far, I like the app better than Google Wallet. It seems like they charge the card direct as opposed to Google which has a system of charging their virtual MC first then charging you, (This could be dis-advantageous regarding benefits that the card would give you, like bonus points at certain category merchants etc.). The only major problem is that it only takes Chase, Amex, and Cap1. but that isn't such a problem for me because I pretty much only use Chase and Amex cards.
Click to expand...
Click to collapse
Update: I successfully used ISIS to pay at a Brooklyn, NY RiteAid store. I had it set to use a Amex card and I checked straight away and there was a pending charge that appeared normal (unlike Google Wallet transactions which would show up as GOOGNFC*name-of-merchant). When I tried to pay, nothing was happening, so I took off the slim case I have on the back of my phone (GW never had any problems working through this case) and then tried again. Even then nothing happened, I was about to give up and began to pull out my wallet to get a real card, when the terminal came to life and said "Processing Contacless Payment". I'm not sure if it managed to read through my case or if it only read after I removed the case, but if it's the latter, that might be due to the fact that ISIS doesn't utilize the built in NFC chip rather it uses the one embedded into the SIM which is obviously much smaller (the built in one relies on an antenna as big as the battery) and therefore has a much shorter range.
The bottom line is so far I still like it better than GW, my only concern is that it mentioned that if it detects unusual root access in the OS, it will not operate. I don't plan on staying stock unrooted for too much longer!
levilib said:
Update: I successfully used ISIS to pay at a Brooklyn, NY RiteAid store. I had it set to use a Amex card and I checked straight away and there was a pending charge that appeared normal (unlike Google Wallet transactions which would show up as GOOGNFC*name-of-merchant). When I tried to pay, nothing was happening, so I took off the slim case I have on the back of my phone (GW never had any problems working through this case) and then tried again. Even then nothing happened, I was about to give up and began to pull out my wallet to get a real card, when the terminal came to life and said "Processing Contacless Payment". I'm not sure if it managed to read through my case or if it only read after I removed the case, but if it's the latter, that might be due to the fact that ISIS doesn't utilize the built in NFC chip rather it uses the one embedded into the SIM which is obviously much smaller (the built in one relies on an antenna as big as the battery) and therefore has a much shorter range.
The bottom line is so far I still like it better than GW, my only concern is that it mentioned that if it detects unusual root access in the OS, it will not operate. I don't plan on staying stock unrooted for too much longer!
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Click to collapse
Update 2: The transaction cleared and now shows a "Isis RITEAID...." just adding the word Isis in front of what would be there anyway.
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I thought I should add, I've successfully used Isis in a lot of places and it works fine even with my case on. The last 4 digits of the credit card number used that appear on the receipt are different from the real number
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Nexus 5 and NFC payments

Hey everyone!
I got my Nexus 5 last week and I feel that one of the features that is often overlooked in most of the reviews and forums is the "Tap & Pay" feature using NFC. I didn't try it out myself till a few days ago and it has turned out to be one of my top reasons to love the Nexus 5.
After you link the google wallet app to Tap & Pay and setup a pin, you are able to use your phone to make payment at PoS devices that support this feature. Now, a lot of people say this is very limited but I live and work in Jersey/NYC and a lot of major retailers have this option. ShopRite/ Walmart/ NYC cabs/ Pharmacies etc.
The best part is the look on people's faces when i whip out my Nexus 5, complete my transaction with a light tap and answer their questions with "It's the new Nexus 5 !! " Even my friends who have HTC One/S4/iPhone can't compete with that because they can't have google wallet due to stupid carrier/bank restrictions. Their version of google wallet, Isis, is nowhere as good and iBeacon (ios) isn't releasing anytime soon.
If you live in a major city, then there are bound to be a lot of places where this will come in handy. Anyone else have any experiences with Tap & Pay?
Definitely a cool feature. I tried this out last week for the first time ever. I have to see how many stores have this feature in Miami / ft Lauderdale. Coming from ios this say never possible.
Will be in NY next week
Sent from my Nexus 5 using Tapatalk
Definitely a cool feature, but not limited to N5. I love the reaction I get when I use my phone for payment. Just today, at Sports Authority, I used Tap and a Pay, the cashier was definitely surprised, she asked about it and was so disappointed to hear that iPhones can't do the same thing.
Sent from my Nexus 10 using XDA Premium HD app
mevensen said:
Definitely a cool feature, but not limited to N5. I love the reaction I get when I use my phone for payment. Just today, at Sports Authority, I used Tap and a Pay, the cashier was definitely surprised, she asked about it and was so disappointed to hear that iPhones can't do the same thing.
Sent from my Nexus 10 using XDA Premium HD app
Click to expand...
Click to collapse
anyone figured out how to get this working in Australia?
The REAL and the only reason why I returned my Note3 back to T-Mobile, is for this tap-&-pay service through Google Wallet.
I've gotten fed up with all the carrier restrictions crap, and the fiasco with ISIS.
I really really do enjoy Google wallet with my Nexus 5.
Sent from my Nexus 5 using XDA Premium 4 mobile app
You returned a phone because you couldn't use NFC payment? haha, funny.
My credit card works all the time, everywhere, apart from Costco.
Mischaseb said:
anyone figured out how to get this working in Australia?
Click to expand...
Click to collapse
I'm so desperate to have this in the UK as well! Does anyone have it working here?
setspeed said:
I'm so desperate to have this in the UK as well! Does anyone have it working here?
Click to expand...
Click to collapse
You'd have to get the cards into google wallet, which it won't let you here.
OTOH since most of the functionality is now in the OS, it's entirely possible someone could write a tap & pay app using that framework that worked in the UK.
Since I live in Salt Lake City, I was in the test market for Isis. I must say it was pretty neat to be able to use my Note 2 to tap and pay to get on the transit system. The bad thing was, half way through my ride back home my phone died. The police on the transit system have NFC scanners that they use to verify if you actually paid with that device or not so having a dead phone wouldn't prove that you made a payment. In that case they either give you a ticket for a first offense or fine you and kick you off at the next stop. Thankfully they didn't check in time for me to get off at my stop.
I only used Google Wallet twice and it worked just as well as Isis, if not a bit faster.
I will say though, its either really cool when it works but its also really embarrassing when it doesn't. A few times I tried tapping the phone and nothing happened. Pretty awkward situation
BiznessMan said:
The police on the transit system have NFC scanners that they use to verify if you actually paid with that device or not
Click to expand...
Click to collapse
Wow. I'm amazed that any police department would invest in the equipment and training to do this. Very cool.
I haven't gotten it to work yet. It's setup, and to be fair i've only tried at Walgreens....
I've been waiting for this feature in Canada since GNex time, but Google Wallet doesnt work here, and theres no alternative either..
How do you know if a register is NFC enabled? Is there a sign or something where you would normally swipe a card or something that says tap here?
I've been using NFC payment on my N4, and before that on a rooted S3 with the Xposed patch for Google Wallet. It always surprises people when I pay with my phone, and one woman (who runs a Pho restaurant near my offices) has to show everyone when I come in and pay with my phone.
I find a few things humorous about ISIS:
- ISIS is not available on the Nexus series of phones, even though they have the hardware and software to support it.
- ISIS SIMs are not available locally through the carrier, even after launch.
I hope ISIS succeeds, but if it doesn't I hope that Google will buy the consortium out and integrate them into Wallet.
---------- Post added at 04:45 PM ---------- Previous post was at 04:44 PM ----------
kgry said:
How do you know if a register is NFC enabled? Is there a sign or something where you would normally swipe a card or something that says tap here?
Click to expand...
Click to collapse
http://cdn.slashgear.com/wp-content/uploads/2012/05/nfcc.gif
kgry said:
How do you know if a register is NFC enabled? Is there a sign or something where you would normally swipe a card or something that says tap here?
Click to expand...
Click to collapse
Look for either the NFC, Mastercard PayPass, Google Wallet, or Isis logos. Lot of the registers here in SLC has the Isis and Paypass logos.
FletchF said:
Wow. I'm amazed that any police department would invest in the equipment and training to do this. Very cool.
Click to expand...
Click to collapse
These Utah cops don't play around. I'm not quite sure how the scanner actually determines whether or not you paid though. Maybe the device stores an ID in the system or something. They've been using the technology for years since University Students get an NFC card that grants them free rides.
I haven't tried an nfc payment on my nexus 5, even with my nexus 4, I have wanted too but I didn't want to be "that guy" at the register incase something goes wrong.
I would love to start using this.. unfortunately, google doesnt like anywhere else except US.. lol
No google wallet up here in Canada
Used it three times at McD and the guys there were blowing away. They all ask what app was that.
works flawlessly for me. seems faster too, though that may be a trick of the mind (coming from GNex)
My wallet account has credit card linked but I can't select it in the Tap and Pay settings screen. Wallet isn't even listed. ?

Samsung Pay after Root

Hello everyone,
I've been hopping around, trying to do some research on this but decided to make a post to confirm and also in hopes of informing others.
Is it true that once rooting the Note 5, we permanently lose Samsung Pay abilities due to tripping the KNOX meter?
Thanks!
Yes, the way Samsung designed Samsung pay is to make it as secure as possible, and unfortunately that includes blocking access on modded devices. Is there a way around this? I belive it would have to involve tricking Knox and I don't think it will be easy.
With that said, the galaxy s6 had a root that didn't trip knox. Even still, had to be extremely careful after that with flashing roms and such but it was b possible.
It's really the only thing that's going to make me think twice about rooting.
Sent from my SM-N920T using XDA Free mobile app
Indeed. I know there are alternatives like PayPal but what about Android Pay? Will we still be able to use that as an alternative, after root?
I dug around the Korean Samsung pay apk that's floating around and I found where it's doing that check, it's just a matter of disabling it and seeing it it works. Also, the string says something to the effect of "this application won't work on rooted devices for security, please unroot your device to use Samsung pay". Notice it says unroot. We'll see what the reality is when we get our hands on the final US apk.
Sent from my SM-N920T using Tapatalk
This is my only concern at this point. While I don't know for sure how much if at all I'll be using Samsung Pay, I don't want to root and trip Knox quite yet so I can at least try it when it's released.
You guys are exactly in my situation. I want root but i think samsung pay might be a nice feature.. speacially sonce it works anywhere eith a card reader, not just tap and go.. only if they swipe only. Some how samsung pay still works... thats awesome
Sent from my SM-N920T using Tapatalk
egren58 said:
You guys are exactly in my situation. I want root but i think samsung pay might be a nice feature.. speacially sonce it works anywhere eith a card reader, not just tap and go.. only if they swipe only. Some how samsung pay still works... thats awesome
Sent from my SM-N920T using Tapatalk
Click to expand...
Click to collapse
It has a magnet that emukayes your cards magnetic strip
nique0201 said:
It has a magnet that emukayes your cards magnetic strip
Click to expand...
Click to collapse
All i know is thats awsome
Sent from my SM-N920T using Tapatalk
What about if we used root cloak and or Xprivacy on xposed to hide detection of root or somthing? Maybe somone needs to create an app like root cloak that his the detection of it checking if you tripped Knox? Also why is everyone so worried about Samsung Pay Google Wallet allows you to use the app on rooted debices and it does the NFC paying and they send you a physical debit card. You can even send money to people through the app too.
Does Samsung Pay have some extra cool feature that Google Wallet Doesn't? I'm just asking cause I haven't looked into Samsung Pay. In my opinion if a pay system app can't be used on r root I'm not sure if I trust the app because they might think it will be hacked but they need to make it secure on all aspects.
I've been accepted into Samsung Pay beta testing and unfortunately since I've tripped knox this is what happens. I have the apk files for both the app and framework.
Deathbyillusion said:
What about if we used root cloak and or Xprivacy on xposed to hide detection of root or somthing? Maybe somone needs to create an app like root cloak that his the detection of it checking if you tripped Knox? Also why is everyone so worried about Samsung Pay Google Wallet allows you to use the app on rooted debices and it does the NFC paying and they send you a physical debit card. You can even send money to people through the app too.
Does Samsung Pay have some extra cool feature that Google Wallet Doesn't? I'm just asking cause I haven't looked into Samsung Pay. In my opinion if a pay system app can't be used on r root I'm not sure if I trust the app because they might think it will be hacked but they need to make it secure on all aspects.
Click to expand...
Click to collapse
I agree 1,000%. Google Wallet is accepted at a lot of places and works well while rooted. If I have to part with Samsung Pay to 1) Turn the camera shutter sound off on my phone via Root Explorer...2) Disable a bunch of Samsung bloat I don't use...3) Have the ability to back up my apps and data as well as restore them...4)Customize my phone using XPosed and Wanam on a deodexed stock rom...etc, then it's not even a close trade off. I'm going with root 3 times out of 4.
Deathbyillusion said:
Does Samsung Pay have some extra cool feature that Google Wallet Doesn't? I'm just asking cause I haven't looked into Samsung Pay. In my opinion if a pay system app can't be used on r root I'm not sure if I trust the app because they might think it will be hacked but they need to make it secure on all aspects.
Click to expand...
Click to collapse
Yes, Samsung Pay uses MST (magnetic secure transmission), aka the tech they acquired from LoopPay. This allows you to use your phone to pay at terminals, even if they don't have NFC. It'll emulate the magnetic field created when you physically swipe your card. So, basically it'll work in most places that Google Wallet (or Apple Pay) won't.
Sure, you can just use the Google Wallet card, but if you have it connected to multiple accounts, it's not always easy to remember which one is set as default or to change on the fly the one you want to use. At least with Samsung Pay & the Wallet app, I can choose my card on the fly.
I'm in the beta and raring to go. Sadly my BoA debit card was compromised earlier in the week and so I have to wait for the new one to arrive before I can test.
goobyjr9 said:
I've been accepted into Samsung Pay beta testing and unfortunately since I've tripped knox this is what happens. I have the apk files for both the app and framework.
Click to expand...
Click to collapse
Did you try odin back to stock and activating Samsung Pay? If not, can you try it out and let us know the results?
I got into Samsung Pay today but too sick to go try it out somewhere.
RMXO said:
Did you try odin back to stock and activating Samsung Pay? If not, can you try it out and let us know the results?
I got into Samsung Pay today but too sick to go try it out somewhere.
Click to expand...
Click to collapse
Any update? Did you ever try it?
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LaRosa217 said:
Yes, Samsung Pay uses MST (magnetic secure transmission), aka the tech they acquired from LoopPay. This allows you to use your phone to pay at terminals, even if they don't have NFC. It'll emulate the magnetic field created when you physically swipe your card. So, basically it'll work in most places that Google Wallet (or Apple Pay) won't.
Sure, you can just use the Google Wallet card, but if you have it connected to multiple accounts, it's not always easy to remember which one is set as default or to change on the fly the one you want to use. At least with Samsung Pay & the Wallet app, I can choose my card on the fly.
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So I too have been accepted to the beta for Samsung pay. The only issue is I don't have any qualifying debit or credit cards to add because they don't have that many the day except at this time which is kind of dumb. But you spoke of LoopPay and I had also read that Samsung had acquired that or something like that so I checked in Google Play and sure enough LoopPay is still there so I thought hey if they have this cool feature where you can just use existing card readers and phone acts as a magnetic strip and seeing how the new Samsung phones have a feature built in and that it's possible that it works if you're rooted or if it doesn't it probably just checks for root and in theory you could just use root cloak to hide your route for the app so I thought why not download LoopPay.
So I downloaded Lupe installed it I'm verified my information but then when I go to add cards it says you currently don't have a connecting device to add a card because with LoopPay it requires you to buy a fob that plugs in to where the 3.5 mm or you can also use a card reader in the 3.5 mm which costs around 40 or 50 bucks. If the LoopPay hardware is built into our devices why does it ask me to have these add ons hooked into the 3.5 mm? Why would they do this? that seems pretty stupid if you ask me.
Maybe they can update LoopPay to not have to have the additional hardware that you need to buy. As far as what I've been saying about the app there's no information in Google Play saying that they are emerging over the Samsung pay for that the apps closing but I could be or they just haven't released anything yet. But it would be kind of a stupid move to murder / to Samsung pay for everyone because not everybody has a Samsung device and won't be able to use samsung pay so maybe that's why is not changing or merging.
travisw0204 said:
I agree 1,000%. Google Wallet is accepted at a lot of places and works well while rooted. If I have to part with Samsung Pay to 1) Turn the camera shutter sound off on my phone via Root Explorer...2) Disable a bunch of Samsung bloat I don't use...3) Have the ability to back up my apps and data as well as restore them...4)Customize my phone using XPosed and Wanam on a deodexed stock rom...etc, then it's not even a close trade off. I'm going with root 3 times out of 4.
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Just wanted to give you a heads up that you can disable the camera shutter sound even if your bone stock or rooted just by going into the camera settings scrolling to the bottom and tapping the disable shutter sound button. Atleast Its def been in my camera app since the day I purchased my phone. Any who just wanted to point that out. Thanks
veritasaequita said:
Just wanted to give you a heads up that you can disable the camera shutter sound even if your bone stock or rooted just by going into the camera settings scrolling to the bottom and tapping the disable shutter sound button. Atleast Its def been in my camera app since the day I purchased my phone. Any who just wanted to point that out. Thanks
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I definitely don't have it. Its all good though. I have the Sprint variant of the phone.
travisw0204 said:
I definitely don't have it. Its all good though. I have the Sprint variant of the phone.
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Oh that makes sense, bring your Sprint device into a T-Mobile thread and complain
On a serious note, it seems like Sprint takes out quite a few features, kinda sucks. A simple feature for muting the shutter sound? Why remove?
leo9891 said:
Oh that makes sense, bring your Sprint device into a T-Mobile thread and complain [emoji14]
On a serious note, it seems like Sprint takes out quite a few features, kinda sucks. A simple feature for muting the shutter sound? Why remove?
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Actually I was just speaking in general as far as people justifying why they root. Its pretty universal as far as what you can and can't do. ?
I actually haven't owned a Samsung device where you could turn the shutter sound off for Sprint. The last one I could was the HTC EVO LTE. Its an easy fix once rooted though. My Gear 2 had no shutter sound option either. I had to root it in order to turn it off. Its something about privacy or something like that. I can easily turn the volume on my Ringer to silent and it will remedy that problem.

Samsung Pay

I used Samsung pay for the first time yesterday and it worked flawlessly just like the demos I've watched online but the merchant did not have a NFC terminal so they didn't understand how I was able to pay. At first they said "we don't have apple pay" so I explained the service I was using but then they asked me for my ID and credit card which brings me to the problem, they said your receipt card number does not match your physical card number. After some more explaining and handing my phone over to show the virtual card number which matched, I was finally able to complete my purchase. This is probably a one off situation but it almost makes me not want to use the service because of the huge hassle. Anyone else experience this?
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toddalvandi said:
I used Samsung pay for the first time yesterday and it worked flawlessly just like the demos I've watched online but the merchant did not have a NFC terminal so they didn't understand how I was able to pay. At first they said "we don't have apple pay" so I explained the service I was using but then they asked me for my ID and credit card which brings me to the problem, they said your receipt card number does not match your physical card number. After some more explaining and handing my phone over to show the virtual card number which matched, I was finally able to complete my purchase. This is probably a one off situation but it almost makes me not want to use the service because of the huge hassle. Anyone else experience this?
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I have used it multiple time in several different locations and have not been asked for I.D. .
Just a few amazed looks is all I have encountered.
DangerousDave said:
I have used it multiple time in several different locations and have not been asked for I.D. .
Just a few amazed looks is all I have encountered.
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I don't mind the ID part, I just feel like it defeats the purpose if I have to present my physical card which doesn't even have the same number as the one used for the transaction.
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toddalvandi said:
I don't mind the ID part, I just feel like it defeats the purpose if I have to present my physical card which doesn't even have the same number as the one used for the transaction.
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I'm sure it'll get better once more banks participate and more and more people use it.
I think the biggest problem right now is the limited number of banks/cards that can be used and therefore the use of Samsung pay is limited to a small percentage of Samsung owners.
No one seems to know about Samsung pay as a result.
toddalvandi said:
I don't mind the ID part, I just feel like it defeats the purpose if I have to present my physical card which doesn't even have the same number as the one used for the transaction.
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Dont let one person discourage you from this. A receipt shows up on your phone for the purchase and because they are not up to date on technology outside of Apple Pay does not mean you should have to suffer.
Keep amazing people and enjoying your Samsung Pay I know I am:good:
I haven't had anyone ID me either. Though I have had a couple places where it didn't work. Such as the post office,7 eleven, and the dollar store. Other then that it works great. Anyone try redbox yet? Not sure how the whole Tokin thing works when your card can be charged after the initial transaction.
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Anyone know when more banks will be added? I wanted to get the free wireless charging pad offer but I have no cards I can add to Samsung pay.
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driodman98 said:
Anyone know when more banks will be added? I wanted to get the free wireless charging pad offer but I have no cards I can add to Samsung pay.
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that offer is done and keep checking samsung pay web page

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