I'm a bit confused with all the insurance options. I see many people picking verizon insurance over squaretrade or negricare. Is there a particular reason for this?
The insurance options for GS3:
- Verizon total equipment coverage
- Asurion Wireless Phone Protection (through Verizon)
- SquareTrade
- NegriCare
I would appreciate any insight/advice about insuring the phone!
babieblu said:
I'm a bit confused with all the insurance options. I see many people picking verizon insurance over squaretrade or negricare. Is there a particular reason for this?
The insurance options for GS3:
- Verizon total equipment coverage
- Asurion Wireless Phone Protection (through Verizon)
- SquareTrade
- NegriCare
I would appreciate any insight/advice about insuring the phone!
Click to expand...
Click to collapse
anybody? i would appreciate if you even told me if they have insurance and which one!
I've gone with TEC as long as I can remember carrying insurance. Its essentially just Asurion insurance plus the extended warranty. Mainly because its the carrier sponsored protection, so its very little hassle. It has served me well in the past. At $6.99/mo and a $99 deductible on insurance claims, that's pretty darn good.
Sent from my Galaxy Nexus using Tapatalk 2
Mean Bro Greene said:
I've gone with TEC as long as I can remember carrying insurance. Its essentially just Asurion insurance plus the extended warranty. Mainly because its the carrier sponsored protection, so its very little hassle. It has served me well in the past. At $6.99/mo and a $99 deductible on insurance claims, that's pretty darn good.
Sent from my Galaxy Nexus using Tapatalk 2
Click to expand...
Click to collapse
Minor thought, you only get two claims a year tho if I am not mistaken right?
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nosympathy said:
Minor thought, you only get two claims a year tho if I am not mistaken right?
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Click to expand...
Click to collapse
True. I didn't think about that. I've never had more than 1 in a year.
Sent from my Galaxy Nexus using Tapatalk 2
Mean Bro Greene said:
True. I didn't think about that. I've never had more than 1 in a year.
Sent from my Galaxy Nexus using Tapatalk 2
Click to expand...
Click to collapse
For most people probably a non issue. I knew a few people this would not work for lol. They wonder why I laugh when they ask to drive my car.
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Related
I recently cracked the screen on my captivate. I had been looking at buying an Inspire 4G off craigslist for about 300 bucks, and didn't really feel like paying 125 bucks for a replacement captivate if i was only going to sell it for about 200 bucks.
So i called up the insurance company through ATT (Ascurion) and told them i had already traded my captivate in 3 times (i had) and that i was fed up with the problems (i was) and wanted to get a replacement Inspire instead of them sending me a Captivate. The lady was more than happy, and even gave me the choice of a free car charger or new case for the Inspire. Sweet!
So, in the end, i pay the deductible (125 bucks) to trade in a shattered Captivate, for a new Inspire 4g. I believe it works easily since they are both on the same Tier 2 insurance rate, and both cost 399 off contract. All the other non-satisfied Captivate owners should check it out if you are paying the 5 dollar monthly insurance. I could get used to using this as a way to update phones when they come out!
Don't think so they will no do **** like that
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tupirujp said:
Don't think so they will no do **** like that
Sent from my GT-I9000 using XDA Premium App
Click to expand...
Click to collapse
I have the same insurance and have filed a claim. They "will do **** like that". They don't care as long as the phone is in the same tier and costs the same or less
tupirujp said:
Don't think so they will no do **** like that
Sent from my GT-I9000 using XDA Premium App
Click to expand...
Click to collapse
is that why they shipped out an Inspire 4g to my address?
Red_81 said:
I have the same insurance and have filed a claim. They "will do **** like that". They don't care as long as the phone is in the same tier and costs the same or less
Click to expand...
Click to collapse
i have even heard of some people being able to get a phone that was a higher price...they just had to the difference when switching to the higher priced phone
Yeah they did
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tupirujp said:
Yeah they did
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Click to expand...
Click to collapse
dont be mad because you cheaped out on the 5$ insurance and you are looking for a way to get away from the Captivate.
ATT wouldn't be the first that has done that. The warranty says it can be an equal or better product and.most times.that is determined based on price.
Sent from my SAMSUNG-SGH-I897 using XDA Premium App
Funny ......
Sent from my GT-I9000 using XDA Premium App
Ok ATT has whats called the 3 strikes rule. If you return the same device 3 times They can offer you a swap, some times there is a minor charge, like 20 bucks or so but most of the time there is no charge. The 2 devices have to be around the same thing. So no swapping a dumb flip phone for an Inspire.
So I've had my nexus s for like 3 months and the glass just mysteriously cracked. Wtf. And the asurion insurance wants me to pay 130 for them to replace it with a vibrant, not even a 4g a goddamn 3g vibrant. Wtf!
How is that even possible not the same phone
You have to be leaving something out
Sent from my Nexus S 4G using XDA Premium App
Nope not leaving anything out, because T-Mobile doesn't actually carry this phone the 8 bucks a month I spend on insurance can't replace this particular device. Just screwed unless I buy the touch screen digitizer glass assembly and fix it my self, which is what Iam going to do.
Wonder if you would be able to keep the busted nexus s with the claim, and get the other phone? I would fix the NS, then flip the other for cash.
Just a thought........
Heeter
Sent from my Nexus S using XDA Premium App
damn that sucks balls! did you ask about the policy before you bought it?
Heeter said:
Wonder if you would be able to keep the busted nexus s with the claim, and get the other phone? I would fix the NS, then flip the other for cash.
Just a thought........
Heeter
Sent from my Nexus S using XDA Premium App
Click to expand...
Click to collapse
i don't know from experience, but i've been told that with sprint's asurion claims, many times they don't even ask for the original device back.
maybe tmo's policy is the same? and technically this wouldn't be fraud either.
The ESN becomes blacklisted so it doesn't become much more than a glorified media player.
Sent from my Nexus S 4G using XDA App
thats what i thought too, but there are reports that sprint hasn't been blacklisting them. nonetheless, his is a gsm phone, so he wouldn't have to worry about that.
Yea they told me i would be billed like 30 bucks if i didnt return it, sooo... that might not be a bad plan. Thanks for the idea
WIN!
Usually that company will reimburse you for the cost of buying a new Nexus S, less the deductible. All you should have to do is send them the receipt. Call them and ask..that's what a lot of Nexus One owners had to do.
Sent from my Nexus One using Tapatalk
I had to make an insurance claim on my one x. Asurion sent me a used, scratched device, the screen had not exagerating like 30 scratches, with both bottom corners banged up!!! I quickly called them on it, and they then sent me a brand new still in the box, one x. I wouldnt have complained.....but the REFURB they sent was a damn joke!!!! And i cant believe they even tried to pass that on to someone!! So my question is this.........is this usually how asurion does business? Because if it is i will pay for my insurance through someone else. Also the replacent cost me 199.99!!!! Really?
Sent from my HTC One XL using Xparent SkyBlue Tapatalk 2
zounduser said:
I had to make an insurance claim on my one x. Asurion sent me a used, scratched device, the screen had not exagerating like 30 scratches, with both bottom corners banged up!!! I quickly called them on it, and they then sent me a brand new still in the box, one x. I wouldnt have complained.....but the REFURB they sent was a damn joke!!!! And i cant believe they even tried to pass that on to someone!! So my question is this.........is this usually how asurion does business? Because if it is i will pay for my insurance through someone else. Also the replacent cost me 199.99!!!! Really?
Sent from my HTC One XL using Xparent SkyBlue Tapatalk 2
Click to expand...
Click to collapse
I've had plenty of phones replaced with them over the years and have never had something like that arrive at my door. I've never had a problem with any of the devices they sent me, so I'd say its a fluke and not business as usual.
Sent from my Nexus 7 using xda premium
nooomoto said:
I've had plenty of phones replaced with them over the years and have never had something like that arrive at my door. I've never had a problem with any of the devices they sent me, so I'd say its a fluke and not business as usual.
Sent from my Nexus 7 using xda premium
Click to expand...
Click to collapse
Thanks for the reply bro. I would have taken pics of the device, but i had no camera, im not even kidding man......anyone in their right mind would have sent this device back. They did however send me the brand new one.........so the issue was adressed, i just cant believe they even tried with it u know? Oh well, its in the past, hopefully they will remember me in case i need another replacement in the future. Lol
Sent from my HTC One XL using Xparent SkyBlue Tapatalk 2
zounduser said:
Thanks for the reply bro. I would have taken pics of the device, but i had no camera, im not even kidding man......anyone in their right mind would have sent this device back. They did however send me the brand new one.........so the issue was adressed, i just cant believe they even tried with it u know? Oh well, its in the past, hopefully they will remember me in case i need another replacement in the future. Lol
Sent from my HTC One XL using Xparent SkyBlue Tapatalk 2
Click to expand...
Click to collapse
Yea my HOX is a replacement from them, My replacement was shinny and pretty. Id say fluke. The cost goes by tiers yea i know stupid its still 199.99 even tho att just lowered the actual 2 year price to 99.99, Giving Att's tier method ( they say) once a phones price drops it is suppose to also drop in insurance tier. The HOX is in tier 3 for insurance meaning most expensive but due to $100 price drop it should go down to tier 2 who knows tho with ATT lol. I like the fact that the online claim process with asurion is no questions asked ( really easy) next day service and you can get 2 a year!!!! lol
I received my asurion claim on Tuesday and it was brand new in box. It was white though and I originally had grey. Wasn't too happy about that but its not a huge deal and I'm just happy it wasn't a refurb. And it was still on 1.85
Sent from my HTC One X using Tapatalk 2
eraste said:
Yea my HOX is a replacement from them, My replacement was shinny and pretty. Id say fluke. The cost goes by tiers yea i know stupid its still 199.99 even tho att just lowered the actual 2 year price to 99.99, Giving Att's tier method ( they say) once a phones price drops it is suppose to also drop in insurance tier. The HOX is in tier 3 for insurance meaning most expensive but due to $100 price drop it should go down to tier 2 who knows tho with ATT lol. I like the fact that the online claim process with asurion is no questions asked ( really easy) next day service and you can get 2 a year!!!! lol
Click to expand...
Click to collapse
Ya, they remedied the problem quickly. Overall i suppose they did a good job. Like i said, just cant believe they tried passing that device on to me. Lol. I also like the fact that they bill u for the device. Rather than making u pay up front first. so ya, thanks for u guys thoughts on this matter.
Sent from my HTC One XL using Xparent SkyBlue Tapatalk 2
UseYourIllusion said:
I received my asurion claim on Tuesday and it was brand new in box. It was white though and I originally had grey. Wasn't too happy about that but its not a huge deal and I'm just happy it wasn't a refurb. And it was still on 1.85
Sent from my HTC One X using Tapatalk 2
Click to expand...
Click to collapse
U have 30 days, u can tell them u want the grey one, and they will get it out to u.
Sent from my HTC One XL using Xparent SkyBlue Tapatalk 2
I see an extra 33 dollar upgrade fee this month. Wtf is this **** and has anyone argued out of this??
Sent from my SCH-I535 using Tapatalk 2
Mandatory fee from Verizon for buying a new phone.
Sent from my Verizon Galaxy S 3 running CM10
tonu42 said:
Mandatory fee from Verizon for buying a new phone.
Sent from my Verizon Galaxy S 3 running CM10
Click to expand...
Click to collapse
Since when??? They charge me crazy prices for the phone, take away my unlimited data AND charge this bull**** fee?!?!?!
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My rep clearly told me about this when I upgraded 2 weeks ago,
I guess they didn't bother telling you? This always applies even when opening a line.
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Mystikalrush said:
My rep clearly told me about this when I upgraded 2 weeks ago,
I guess they didn't bother telling you? This always applies even when opening a line.
Sent from my SCH-I535 using XDA Premium App
Click to expand...
Click to collapse
I got my phone from best buy and was never told. Is there a loop hole then?? I never had this fee for my thunderbolt or rezound either
Sent from my SCH-I535 using Tapatalk 2
hopesrequiem said:
I got my phone from best buy and was never told. Is there a loop hole then?? I never had this fee for my thunderbolt or rezound either
Sent from my SCH-I535 using Tapatalk 2
Click to expand...
Click to collapse
That's cuz the fee was instituted within the last two months.
Sent from my SCH-I535 using xda app-developers app
SlimSnoopOS said:
That's cuz the fee was instituted within the last two months.
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Click to expand...
Click to collapse
So even if they didn't tell me about it, theres nothing I can do to get out of it??
Sent from my SCH-I535 using Tapatalk 2
hopesrequiem said:
So even if they didn't tell me about it, theres nothing I can do to get out of it??
Sent from my SCH-I535 using Tapatalk 2
Click to expand...
Click to collapse
Verizon didn't really tell anyone (besides a press release) so it's a surprise for many folks once they decide to upgrade. I'm thinking it's pointless but try your luck.
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hopesrequiem said:
So even if they didn't tell me about it, theres nothing I can do to get out of it??
Sent from my SCH-I535 using Tapatalk 2
Click to expand...
Click to collapse
You might have a decent shot at getting it waived since you weren't made aware of it at the Amazon showroom--all depends on the CSR you speak to.
Use the "valued customer" card along with your monthly "loyalty" charges. Complain nicely and maybe it'll work. What do you have to loose except the time wasted on the call?
I called to protest the fee and they gave me a month's free service. Which for me is triple the crazy upgrade fee in the first place. If the first rep doesn't give it to you, call a couple more times.
Good luck.
If you read the contract paperwork you probably signed without reading...it tells you that you will have an upgrade fee.
Sent from my SCH-I535 using xda app-developers app
nosympathy said:
If you read the contract paperwork you probably signed without reading...it tells you that you will have an upgrade fee.
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Click to expand...
Click to collapse
True to your name... ain't cha!?
Sent from my unlocked Galaxy S3! We win, Verizon!
In regards to the OP, call them and tell and talk to them to waive it. Its a stupid BS fee, you already have to sign a 2 year contract, basically paying to pay for something. Silly stupidity, but hey..... its verizon..... they gave us a locked bootloader too....
tonu42 said:
In regards to the OP, call them and tell and talk to them to waive it. Its a stupid BS fee, you already have to sign a 2 year contract, basically paying to pay for something. Silly stupidity, but hey..... its verizon..... they gave us a locked bootloader too....
Click to expand...
Click to collapse
Other US carriers already have an upgrade fee if I'm not mistaken so this isn't a Verizon only thing. This doesn't make me any happier knowing that money doesn't net a return nor directly improve service in my area.
Sent from my SCH-I535 using xda app-developers app
There's an upgrade fee if you don't buy the device at a Verizon retailer. They give you a $30 discount in stores and online, they just want your business. If you diddint get your device directly from Verizon, you loose the discount.
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Shibby87 said:
There's an upgrade fee if you don't buy the device at a Verizon retailer. They give you a $30 discount in stores and online, they just want your business. If you diddint get your device directly from Verizon, you loose the discount.
Sent from my SCH-I535 using xda app-developers app
Click to expand...
Click to collapse
This isn't true since I ordered online on verizon's site and they didn't give me a discount, I even tried to get it wavered by talking to reps on the phone but they just said its mandatory.
The only way you won't pay for an upgrade fee without having to complain is if you have a business account. I upgraded to get the S3 and my total didn't include the upgrade fee and the rep at the store said that business accounts are immune to the fee
Try third party retailers like wirefly.com
Sent from my DROID RAZR using Tapatalk 2
I called on Fri. to upgrade from a Droid X to S3, not on a business plan, and while they did mention the $30 activation fee they waived it without me even asking.
Also for people looking to upgrade at subsidized price and keep unlimited data, vz reps are definitely still allowing it as I was able to do this on Fri.
I always buy my phones from eBay and last year when the S3 came out the price of brand new S3 locked to AT&T was around $535-550. But this year the S4 prices have incredibly held up very well... well over $600. I can't remember the last time a branded Galaxy S line commanded such price.
Bought mine for 700$ shipped on release day off EBay...best purchase I've made this year!
Sent from my SAMSUNG-SGH-I337 using xda premium
On contract doesnt make a difference for me. Bought mine for $81
I think the GS4 is selling for a higher price off contract compared to what the GS3 costed when it was released. I don't remember the GS3 costing $650 at launch. I bought my GS3 for $475 brand new off ebay a month after launch.
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I got mine S4(AT&T) two days ago from Craigslist for $550, sealed in a box, couldn't be happier
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Orion575 said:
I got mine S4(AT&T) two days ago from Craigslist for $550, sealed in a box, couldn't be happier
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Click to expand...
Click to collapse
Wow you lucky guy!
I paid exactly 0.00$ for my S4. Technically I was given 8$ to buy it.
I traded in my wife's iPhone 4S. Best buy gave me 220$ for it and the S4 on contract was 212$. So I gave my iPhone 5 to my wife, and walked out of Best Buy with a brand new Galaxy S4 and an 8$ gift card lol
Couldn't be happier and I LOOOOVE the S4!
Sent from my SAMSUNG-SGH-I337 using xda premium
Did about the same thing, ditched my HTC One X at Best Buy and paid $87 for the S4 and a case on launch day. Thing has been a beast ever since.
Orion575 said:
I got mine S4(AT&T) two days ago from Craigslist for $550, sealed in a box, couldn't be happier
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Click to expand...
Click to collapse
That screams of a future IMEI lock. I'm happy to sell on CL but I've been burned lately with working phones that suddenly come up IMEI locked 2 months later for issues AT&T or T-Mobile can't seem to tell me about.
if only the price held up as well as the iPhone, Just sold my iPhone 5 for 475, not as much as I thought, but then again bought my 5 in sep
Nitroglycerin said:
I paid exactly 0.00$ for my S4. Technically I was given 8$ to buy it.
I traded in my wife's iPhone 4S. Best buy gave me 220$
Click to expand...
Click to collapse
wow... that's way better than AT&T's trade in program. Was is a 32/64 GB?
cinnabar said:
wow... that's way better than AT&T's trade in program. Was is a 32/64 GB?
Click to expand...
Click to collapse
No, I traded in a 16GB, but Best Buy's trade in program has always been great. Newer phones tend to be under what you could potentially get selling it (they wanted to give me 350$ for my factory unlocked and jailbroken i5 when I could sell it for 500$ on eBay) but other phones were definitely higher, like the 4S.
I always try Best Buy first because they usually give the most.
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JoJo2211 said:
I always buy my phones from eBay and last year when the S3 came out the price of brand new S3 locked to AT&T was around $535-550. But this year the S4 prices have incredibly held up very well... well over $600. I can't remember the last time a branded Galaxy S line commanded such price.
Click to expand...
Click to collapse
Worth every dollar IMO
aygriffith said:
That screams of a future IMEI lock. I'm happy to sell on CL but I've been burned lately with working phones that suddenly come up IMEI locked 2 months later for issues AT&T or T-Mobile can't seem to tell me about.
Click to expand...
Click to collapse
May be, but I'm not using my S4 with the AT&T, I'm using it on Straight Talk pre-paid
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Orion575 said:
May be, but I'm not using my S4 with the AT&T, I'm using it on Straight Talk pre-paid
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Click to expand...
Click to collapse
They can still lock it. It's a nationwide database that all the carriers use.
Doesn't matter, if it's locked on AT&T or T-Mo it's locked on any prepaid carrier using the same network.
Just a FYI.
Sent from my GT-N7100 using Tapatalk 2
Firedcylinder said:
They can still lock it. It's a nationwide database that all the carriers use.
Click to expand...
Click to collapse
Well it works fine so far and hopefully they are not gonna lock it in a future !
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Orion575 said:
Well it works fine so far and hopefully they are not gonna lock it in a future !
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Click to expand...
Click to collapse
Yeah I hope they don't either.
May be I had to keep an HTC One instead of getting an S4
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