there are many who can offer insurance for the at&t One X ........I am wondering who provides the best insurance to cover the device ? ? ?
It depends where you get your phone from. That's why I'm getting mines from Best Buy. $9.99 per month and covers everything except lost or stolen without a deductible and as many claims as you like. My wife dropped her gs2 and it was replaced 2 days later.
I used ensquared for my other phones. $65 or $75 for one year and covers everything and up to 3 claims per year with a $75 deductible for the first one and $25 after that
Sent from my SAMSUNG-SGH-I717 using Tapatalk 2
AT&T gave me complete coverage for $6.99 a month because Im a premier member... it covers accidental damage, water damage, lost, stolen, and what sounds like deliberate damage.
Deductible is $200 though.
Red5 said:
AT&T gave me complete coverage for $6.99 a month because Im a premier member... it covers accidental damage, water damage, lost, stolen, and what sounds like deliberate damage.
Deductible is $200 though.
Click to expand...
Click to collapse
I think best buy is $10 a month, no deductible but doesn't cover lost/theft. I pay $15 for my iPhones and I recall the other phones being less.
Plus they don't mind deliberate damage
dmbrown81 said:
It depends where you get your phone from. That's why I'm getting mines from Best Buy. $9.99 per month and covers everything except lost or stolen without a deductible and as many claims as you like. My wife dropped her gs2 and it was replaced 2 days later.
I used ensquared for my other phones. $65 or $75 for one year and covers everything and up to 3 claims per year with a $75 deductible for the first one and $25 after that
Sent from my SAMSUNG-SGH-I717 using Tapatalk 2
Click to expand...
Click to collapse
Ensquared's deductible is $75 plus an ADDITIONAL $25 for second and third claims... so that'd be 100 bucks a pop if you had to replace your phone more than once. At least, that's what it is currently on their website... don't know if you were perhaps grandfathered in under older, more generous terms.
$75 deductible fee per claim
All 2nd and 3rd claims carry a $25 additional deductible for admin charges.
Click to expand...
Click to collapse
I only know this because I was checking them out earlier today! Just curious, has anybody actually had to file a claim (or multiple claims) with ensquared? It seems like a pretty good deal, but I am extremely weary of any insurance/warranty type service - it's been my (limited) experience that they try to squirm out of their contractual obligations. As they say: once bitten, twice shy.
I use the Best Buy protection.
- $9.99
- No deductible
- Doesn't cover loss or theft, but you can run it over with a car, and they'll replace it no questions asked.
I'm gonna get a warranty from these guys: http://www.squaretrade.com
2 years comes out to about $5/month and the deductible is only $99
I like my phones to be naked, never broke my nexus one, but you never know...
Sent from my HTC One X using xda premium
So even if I get phone through Att I can get insurance through someone else?
Sent from my HTC PH39100 using xda premium
joshua54 said:
So even if I get phone through Att I can get insurance through someone else?
Sent from my HTC PH39100 using xda premium
Click to expand...
Click to collapse
Of course.
The reason I'm getting it from AT&T is the turn around time for getting a replacement is usually quicker.
zonk7ate9 said:
I'm gonna get a warranty from these guys: http://www.squaretrade.com
2 years comes out to about $5/month and the deductible is only $99
I like my phones to be naked, never broke my nexus one, but you never know...
Sent from my HTC One X using xda premium
Click to expand...
Click to collapse
FWIW, SquareTrade has a pretty good reputation, however there are some caveats ... for example, it's another 30 bucks for loss and theft coverage, which is included with the $99 2 year Ensquared coverage. SquareTrade's warranty is also only good for 1 claim with a $599 limit(I think), where as Ensquared covers up to 3 claims with a per claim limit of $1000.
Ensquared sounds like a really good deal with the included loss and theft coverage, plus up to 3 claims. But you know what they say about things that sound too good to be true...
I'll never get insurance for the device unless I can't get a warranty.
I'm pretty careful with my electronics so accidental damage has never been an issue.
And I have AT&T/HTC if anything goes wrong with it for a year.
I got some GWG Wireless Protection plan. $80 flat for two years (25 months actually) and $50 deductible on the claim.
http://stars.wirelessprotectionprogram.com/tc/WPPParrot2YTCsAllStates.pdf
It's pretty sweet because now that it's paid for, I already count the money as spent, there's no monthly fee I'm stuck with. $80/25 = $3.20/mo. so it's better than any other insurance plan I've ever had on a phone. Claims can be filled out online I believe or I can just go into the store and they'll help me.
I recently discovered that, if I automatically pay my cell phone bill with my Wells Fargo credit card, they automatically enroll me in their cell phone insurance program. The coverage is up to $600 and only has a $25 deductible! You might check and see if your bank/credit card company has something similar!
Billy
Third-party insurance
gunnyman said:
So even if I get phone through Att I can get insurance through someone else?
Of course.
The reason I'm getting it from AT&T is the turn around time for getting a replacement is usually quicker.
Click to expand...
Click to collapse
Woah, hold on there.
You could get third-party insurance, such as SquareTrade or Ensquared. But you would NOT be able to get insurance from Best Buy if you bought the phone at an AT&T store.
(Of course, Best Buy also sells AT&T contract phones, and if you bought it there, you COULD get Best Buy insurance).
My question is this; if I buy a phone with contract from Best Buy, or Amazon Wireless, can I sign up for insurance from AT&T?
Yes. I added insurance on a phone I bought from Amazon on contract.
dmbrown81 said:
It depends where you get your phone from. That's why I'm getting mines from Best Buy. $9.99 per month and covers everything except lost or stolen without a deductible and as many claims as you like. My wife dropped her gs2 and it was replaced 2 days later.
I used ensquared for my other phones. $65 or $75 for one year and covers everything and up to 3 claims per year with a $75 deductible for the first one and $25 after that
Sent from my SAMSUNG-SGH-I717 using Tapatalk 2
Click to expand...
Click to collapse
I went best buy. I paid the 2 years up front instead of monthly. Like $160 for 2 years. Unlimited claims. No deductible. I'll never lose my phone. I grab it before my wallet.
Sent from my HTC One X using xda premium
I have a friend that has nothing but good luck with Ensquared. Here's the story.
My friend bought an unlocked Galaxy S, and had it insured with Ensquared. A couple weeks after she buys the phone, the mic stops working. She gives them a call and complain, and they told her they will send her out a replacement phone BUT it won't be a Galaxy S, free of charge.
She waits a couple days, and they sent a Brand new LG Thrive (3D) phone and told her to go ahead and keep her old Galaxy S.
My friend then goes out and buy an unlocked Samsung Infuse, insured with Ensquared. The speaker doesn't work as it should. They then send out an BRAND NEW (unlocked) Galaxy S II, back when they were just released last year. It was worth at least $500 back then. They tell her to keep the Infuse, and again refused to charge her for the replacement.
Corporate Discount?
Slightly off-topic, but my company has a corporate deal with ATT, which gets me a % off my bill each month. But I also found out when buying the HOX that with my corporate discount, I can actually buy any phone off-contract at 50% off retail, which means the HOX would be $300 out of contract. I had no idea this was part of our discount and would have never known unless I asked since not ATT nor my company would ever volunteer the info. Anyway, if you have a company discount, check into what it gets you. For me, this makes going w/o insurance a lot easier.
Bought mine at best buy. There insurance is 10 a month with no deductible. If I'm not mistaken att was 8 a month with 100 deductible.
Sent from my HTC One X using Tapatalk 2
moehagene said:
If I'm not mistaken att was 8 a month with 100 deductible.
Click to expand...
Click to collapse
Deductible for the One X on AT&T's insurance is $199.
Related
Can you get insurance through Tmobile with this phone?
Sent from my HTC Vision using XDA App
Nope. I just ordered mine and talked to T-Mobile about insurance, as of right now they are not covering the NS. Maybe later they will...?
Thanks, I'll hold off on it for now then.
Sent from my HTC Vision using XDA App
I did mine through Best Buy. They cover everything but loss. Should be enough. I hope....
Insurance from Best Buy
Offered at $10/month. Not worth it, IMHO.
I already had the $4.99 insurance on my line for the mytouch 4g and called t-mobile to see if it would transfer. The rep told me it would automatically cover the new phone including theft and loss. $120 deductible if theft or loss and free replacement for hardware and other warranty issues.
daragh said:
Offered at $10/month. Not worth it, IMHO.
Click to expand...
Click to collapse
I was thinking to same since it didn't cover loss, but the t-mobile one was 4.99 so its not that much more...
Cheeze[iT] said:
I was thinking to same since it didn't cover loss, but the t-mobile one was 5.99 so its not that much more...
Click to expand...
Click to collapse
I went ahead and got the bestbuy insurance
c_licious said:
I already had the $4.99 insurance on my line for the mytouch 4g and called t-mobile to see if it would transfer. The rep told me it would automatically cover the new phone including theft and loss. $120 deductible if theft or loss and free replacement for hardware and other warranty issues.
Click to expand...
Click to collapse
Good call, just confirmed this with T-Mobile as well. Now I'm worry free.
Will T-Mobile handset insurance still apply for this handset?
"T-Mobile will not be selling the phone so they will not be offering their insurance. We recommend Best Buy's Geek Squad Black Tie Protection ($9.99 per month)."
http://www.bestbuymobile.com/article/google-nexus-s-faqs
apogee82 said:
Will T-Mobile handset insurance still apply for this handset?
"T-Mobile will not be selling the phone so they will not be offering their insurance. We recommend Best Buy's Geek Squad Black Tie Protection ($9.99 per month)."
http://www.bestbuymobile.com/article/google-nexus-s-faqs
Click to expand...
Click to collapse
time to call t-mobile, again to confirm. maybe if I get 5 yes's its gotta be true right?
Weird just got off the phone with assuron (spelling?) and they said that it will probably be covered, similar to the nexus one, but what was weird was when he said that with the nexus one, when people said their phone broke, they would send a comparable phone ie. vibrant....
Id be careful with the best buy insurance, i bought it a long time ago once on my iPod which ended up breaking which they had to send it in and have them look into the issue to see if they would cover it, 3 weeks later i get it returned to me saying they would not cover the problem. I believe it won't cover a LOT of things that the T-Mobile like lost or water damange, so i would be careful getting the best buy "insurance" plan for this phone.
Also T-Mobiles insurance website, w**.phoneclaim.com/t-mobile does not list the Nexus S as one of the items they will be covering and i spoke with two T-Mobile reps in stores that said that it would not be covered, this is the main reason i am holding off on getting the phone.
Best of luck to all and i hope none of you need to worry about it anyways!
Best Buy Mobile offers $10/month for any accidental damage including water. NO DEDUCTIBLE, UNLIMITED claims. 48-72 hour rapid exchange process.
does not cover lost/stolen
I purchaed my insurance through squaretrade.com.
I have used them before with no problems on a claim. $100 up front, $50 dollar deductable if you break it.
Best option, as always, is to claim it through your home or renters insurance. It barely touches your policy and is much easier to file a claim, provided you have a solid insurance company.
n1kki6 said:
I purchaed my insurance through squaretrade.com.
I have used them before with no problems on a claim. $100 up front, $50 dollar deductable if you break it.
Click to expand...
Click to collapse
^This. $100 is for 2 years, which comes to $4.17/mo
BruceCLin said:
^This. $100 is for 2 years, which comes to $4.17/mo
Click to expand...
Click to collapse
I'll wait until the 25th. They'll probably release coupons that can get you can extra 10-20% off.
Cheeze[iT] said:
I did mine through Best Buy. They cover everything but loss. Should be enough. I hope....
Click to expand...
Click to collapse
I got it too. No questions asked and no deductible for $10 is alright to me..
I also called T-Mobile to confirm and my rep said yes, my insurance will transfer over to the new phone.
Hey guys www.squaretrade.com is having a 30% off fathers day deal with the coupon code father. I was wondering if any one had any comments about using squaretrade as I am very interested in obtaining insurance for what now appears to be a "ticking time bomb" phone, with Adrynalyne bricking we can no longer say it is user error. For $100 and a $50 deductible, it may not be a bad deal, but I have never used them so I was wondering if any one had any feedback for those interested.
Thanks everyone!
The downside to SquareTrade is they do not cover loss or theft. Verizon's warranty (Asurion) does.
it comes down to cost-benefit analysis
$100 now and a $50 deductible now or $7 a month ($168 over the course of a 2 year contract) and a $80 deductible, but also be protected from loss or theft. i've never had a problem with squaretrade. i have warranties on both my PS3 and my girlfriends phone. they've been especially good with the PS3 which has had multiple issues with overheating and a broken disc tray
I wouldn't get something like this that didn't have coverage for loss/theft.
Delete please
gti3358 said:
Hey guys www.squaretrade.com is having a 30% off fathers day deal with the coupon code father. I was wondering if any one had any comments about using squaretrade as I am very interested in obtaining insurance for what now appears to be a "ticking time bomb" phone, with Adrynalyne bricking we can no longer say it is user error. For $100 and a $50 deductible, it may not be a bad deal, but I have never used them so I was wondering if any one had any feedback for those interested.
Thanks everyone!
Click to expand...
Click to collapse
He didn't brick. He was joking.
Sent from my ThunderBolt using XDA App
boristhebladexx said:
it comes down to cost-benefit analysis
$100 now and a $50 deductible now or $7 a month ($168 over the course of a 2 year contract) and a $80 deductible, but also be protected from loss or theft. i've never had a problem with squaretrade. i have warranties on both my PS3 and my girlfriends phone. they've been especially good with the PS3 which has had multiple issues with overheating and a broken disc tray
Click to expand...
Click to collapse
I think Verizon's Assurion deductible is now $100 on smartphones.
Thanks, Robrecht
Robertus said:
I think Verizon's Assurion deductible is now $100 on smartphones.
Thanks, Robrecht
Click to expand...
Click to collapse
Yep, higher deductible lower monthly payment
I like squaretrade and purchased it for my thunderbolt and xoom. I had it on a second gen ipod touch and when it died a few months ago they just sent me a check for what I paid for it 2+ years ago($274.99). I was very happy with them. The nice thing about getting the phone insured with them is that they just send you a check for the retail value of the phone($599) even though you only paid $200 with your upgrade. The other thing is that the deductible only applies when you file the claim for accidental damage.
Just got a thing from my mobile insurance effective October 4th 2011 will go from $4.99 to $6.99 a month... additionally Tier 2 deductibles ($125) will move to tier 3 ($199)............... but if you in-roll in their new "special offer" plan of $9.99 that normally goes for $15.99 I can save $5.99 .....whoopty doo ! bend over
I paid 100 bucks for Inspire but if anything happens I can get a used one for $125 .... oh wait now it will cost me $199 Yay ummm yeah
I'm better off taking 10 bucks a month and putting it on the side
not to mention my car insurance went up 20 bucks for the Hurrican season lol I give up
SuicideMyk said:
Just got a thing from my mobile insurance effective October 4th 2011 will go from $4.99 to $6.99 a month... additionally Tier 2 deductibles ($125) will move to tier 3 ($199)............... but if you in-roll in their new "special offer" plan of $9.99 that normally goes for $15.99 I can save $5.99 .....whoopty doo ! bend over
I paid 100 bucks for Inspire but if anything happens I can get a used one for $125 .... oh wait now it will cost me $199 Yay ummm yeah
I'm better off taking 10 bucks a month and putting it on the side
not to mention my car insurance went up 20 bucks for the Hurrican season lol I give up
Click to expand...
Click to collapse
Haha. Yeah bend over and no kiss first lol. I'm with ya. Ill be setting aside the cash.
Sent from my Inspire 4G using XDA Premium App
Stuff like this is why I don't like AT&T. Fortunately I got my insurance through Radioshack instead of them though.
SuicideMyk said:
Just got a thing from my mobile insurance effective October 4th 2011 will go from $4.99 to $6.99 a month... additionally Tier 2 deductibles ($125) will move to tier 3 ($199)............... but if you in-roll in their new "special offer" plan of $9.99 that normally goes for $15.99 I can save $5.99 .....whoopty doo ! bend over
I paid 100 bucks for Inspire but if anything happens I can get a used one for $125 .... oh wait now it will cost me $199 Yay ummm yeah
I'm better off taking 10 bucks a month and putting it on the side
not to mention my car insurance went up 20 bucks for the Hurrican season lol I give up
Click to expand...
Click to collapse
My Documentation on this subject said that the inspire was not a Tier two Item. So it did not get moved to the tier three. You sure you didn't miss that part? The infuse and newer were the moved tier ones.
tweaked said:
My Documentation on this subject said that the inspire was not a Tier two Item. So it did not get moved to the tier three. You sure you didn't miss that part? The infuse and newer were the moved tier ones.
Click to expand...
Click to collapse
ah your right the Infuse 4g looked like Inspire 4g when i was reading through, must be my eyes or my drink lol
where does it say Inspire was not a tier two ? I thought when I signed up it said tier two for inspire 4g ?
I got the hard pamphlet in the mail...
either way I'm not happy lol
SuicideMyk said:
ah your right the Infuse 4g looked like Inspire 4g when i was reading through, must be my eyes or my drink lol
where does it say Inspire was not a tier two ? I thought when I signed up it said tier two for inspire 4g ?
I got the hard pamphlet in the mail...
either way I'm not happy lol
Click to expand...
Click to collapse
I threw it out after cursing ATT a blue streak. But I could have sworn it lists the Items that are in the tier that is moving, (Which is why i remember the infuse being one of the ones). I was like! Yes Inspire not considered tier two, wait, what, i own an old and busted...... lol
Lol, no surprise AT&T wants to rape you for more money.
I just called them. Inspire is getting bumped to $6.99 per month but the deductible will remain at $125. I recorded the conversation so if they try to bs it will be awesome.
Sent from my Inspire 4G using XDA Premium App
My last few phones were bought outside of ATT. They were purchased from Canada and Australia. Since HTC doesn't warranty outside of retailing country I bought my own warranty from CPS (consumer priority service) from Networkingrus.com. They are a dealer.
http://www.networkingrus.com/Products-WARRANTIES_ACCIDENTAL.html
Cost me under a $100 for a 2 year accidental plan (for a $750 phone). $100/24 months = $4.16 a month. My deductable is only $25. It is the money I have to send them for return shipping. I just call it my deductable. A phone under $500 is only $63 for 2 years. I have used the warranty 3 times now. Phone is usually returned 2 to 3 weeks from the day I send it in. And their repairs are top notch. Twice my phone was pretty bad but they managed to repair it. Haven't sent them a non repairable phone yet to see what they offer.
Agoattamer said:
My last few phones were bought outside of ATT. They were purchased from Canada and Australia. Since HTC doesn't warranty outside of retailing country I bought my own warranty from CPS (consumer priority service) from Networkingrus.com. They are a dealer.
http://www.networkingrus.com/Products-WARRANTIES_ACCIDENTAL.html
Cost me under a $100 for a 2 year accidental plan (for a $750 phone). $100/24 months = $4.16 a month. My deductable is only $25. It is the money I have to send them for return shipping. I just call it my deductable. A phone under $500 is only $63 for 2 years. I have used the warranty 3 times now. Phone is usually returned 2 to 3 weeks from the day I send it in. And their repairs are top notch. Twice my phone was pretty bad but they managed to repair it. Haven't sent them a non repairable phone yet to see what they offer.
Click to expand...
Click to collapse
nice I'll have to check them out
Cost increase
I think this is another ploy to force and encourage people to go with the more expensive plans. Of course, I will be dropping the insurance all together - especially since I am about to be due for early upgrade which will make getting a new phone cheaper than replacing an older one. I noticed most of the phones with a $199 deductible are phones that are very prone to screen cracking (esp the Iphone but other forums reference the other phones as well) and/or are the more expensive phones to buy outright. AT&T probably lost too much money in insurance replacement costs.
I will check out the one site listed here for phone insurance. If I upgrade soon it might come in handy with the AT&T hijack of insurance costs.
I was considering enrolling, but not now! I didn't think 4.99 was a good deal, and they're going up . Maybe it wouldn't be so bad if there wasn't a deductible (or less expensive one) and you weren't getting a freakin' refurbished device . I've gotten a replacement once in the past (with a "dumb" phone) and it was noticeably used/refurbished. I thought, "never again." Well, definitely not now that this could happen.
What is it with the carriers increasingly gouging customers?? It's getting worse, and will continue to if the merger is approved. I'm all for better service, but the state of affairs will continue to become worse for consumers as carriers have less and less incentive to innovate pricing and packaging. If only we had two more T-Mobile-like carriers (in addition to T-Mobile hanging around). Things would be alright.
T-mobile is not hanging around because they are in the red. They have run in the red the last couple years. I guess cheap plans, low priced phones, and warranties have done them in. And compared to European carriers, US carries seem to be cheaper anyways.
So where do I get an insurance for my coming Nexus 4. I;m kinda skeptical about the strength of the phone and need a backup is something happens.
Only from Shop
If you bought it from a third-party store, you'll have warranty from the shop.
If bought online, no insurance. Just buy a case, and don't damage it, it really isn't that hard if you take care of it and not throw it everywhere.
itspb said:
So where do I get an insurance for my coming Nexus 4. I;m kinda skeptical about the strength of the phone and need a backup is something happens.
Click to expand...
Click to collapse
SquareTrade but you will end up paying for the device in about 2 years. If you feel you might break it in that time go right ahead. (Note fine print has a $99 deductible.)
Honestly I will just do my best not to break it, and if I do, just buy a new one.
laptopfreek0 said:
SquareTrade but you will end up paying for the device in about 2 years. If you feel you might break it in that time go right ahead. (Note fine print has a $99 deductible.)
Honestly I will just do my best not to break it, and if I do, just buy a new one.
Click to expand...
Click to collapse
Yeah problem with squaretrade is that with the upfront fee plus deductible, you're almost at the price of a new phone. This probably goes for any insurance on this phone since it's relatively inexpensive.
Would like to add that square trade will have a 40% off sale for black Friday. See their Facebook page to sign up. Makes it a more reasonable price. Now if only in can get a hold of a nexus 4 lol
If you buy from Google, you don't need a insurance. Just be careful of accidental damage which can be prevented if you pay attention.
marsdta said:
Would like to add that square trade will have a 40% off sale for black Friday. See their Facebook page to sign up. Makes it a more reasonable price. Now if only in can get a hold of a nexus 4 lol
Click to expand...
Click to collapse
Ohh thanks for the info. The website states $7/mo or $125 for 2 years. The only difference between the two is paying up front or monthly right (aside from the discount)? Or are you able to cancel at any time, say after a year? I'm contemplating on whether it's a good deal since there is a $100 deductible (wil there be tax added on?) and the value of the phone will go down overtime as well. But with the 40% black fri deal, I would probably get it .
Also... this only covers damage and not lost/stolen phones like Tmobile insurance right..?
CoCoGirl886 said:
Ohh thanks for the info. The website states $7/mo or $125 for 2 years. The only difference between the two is paying up front or monthly right (aside from the discount)? Or are you able to cancel at any time, say after a year? I'm contemplating on whether it's a good deal since there is a $100 deductible (wil there be tax added on?) and the value of the phone will go down overtime as well. But with the 40% black fri deal, I would probably get it .
Also... this only covers damage and not lost/stolen phones like Tmobile insurance right..?
Click to expand...
Click to collapse
Well I know for the lump sum one that if you cancel you get a prorated refund. I haven't found anything saying that you can't cancel the monthly plan but I would contact them to be sure.
The deductible shouldn't have any tax added. And yes it does not cover lost/stolen phones.
Usually I'm very careful with my phones but have dropped them from time to time. I did own an iPhone 4 for only 6 months though so still not sure about the longetivity of an all glass phone.hence contemplating square trade. But with the 40% off I would be looking at 175 if I do file a claim.
Another option I saw a fellow xda recommend is going threw werth Ave group. Its an actual insurance company(think auto,home,etc) they have a 50 deduct and covers theft. But know nothing about them
Would these insurance policies cover if the micro USB charging port on the phone gets messed up? it happen on my sprint OG Evo4G, the USB got completely separated from the board itself... (I have no clue how that could happen) and i had to go through my insurance to get it taken care of, (and shell out $100 for a replacement)
But how about if by accident the phone get bricked or something software related? Or if they battery doesn't charge good anymore and it needs to be replace?
If you bought it through T-Mobile, they have a $5 per month insurance policy ($20 deductible) for accidental damage. They also have an $8 per month policy (no deductible) that covers damage and theft. Beats the SquareTrade, even with the discount. I understand that most people probably got it through the Play Store but hope that helps anyone thinking of getting it through T-Mobile.
I personally got the $8 plan. I'll probably either cancel the plan or downgrade it to the $5 after I get a case and some screen covers.
I have a Citi Forward Visa card, for free (no annual fee either) you get $250 of cell phone insurance ($50 deductible). I just filed a claim on my Galaxy Nexus after the screen cracked when I dropped it. Seems pretty straightforward and can't beat the price. It covers breakage & theft.
Stryder5 said:
If you bought it through T-Mobile, they have a $5 per month insurance policy ($20 deductible) for accidental damage. They also have an $8 per month policy (no deductible) that covers damage and theft. Beats the SquareTrade, even with the discount. I understand that most people probably got it through the Play Store but hope that helps anyone thinking of getting it through T-Mobile.
I personally got the $8 plan. I'll probably either cancel the plan or downgrade it to the $5 after I get a case and some screen covers.
Click to expand...
Click to collapse
Incorrect...
Sent from my DROID RAZR HD using Tapatalk 2
Your Bank/Home Insurance
chadmd23 said:
I have a Citi Forward Visa card, for free (no annual fee either) you get $250 of cell phone insurance ($50 deductible). I just filed a claim on my Galaxy Nexus after the screen cracked when I dropped it. Seems pretty straightforward and can't beat the price. It covers breakage & theft.
Click to expand...
Click to collapse
I'm assuming you have to buy the phone with the card in order for it to be covered? Really wish I knew this before paying with my Discover Card.
WinDroidGuy said:
Incorrect...
Sent from my DROID RAZR HD using Tapatalk 2
Click to expand...
Click to collapse
How is that incorrect?
Sent from my SGH-T959V using xda premium
If u crack the phone with TMobile insurance there is a deductible it only covers non accidental stuff without the deductibles but if its not super cracked they won't charge u just Dont mention it ... U think if we buy from play store we can still get it insured from TMobile? I have the 8 dollar plan on my line for my One S right now Dont know what's gonna happen with that Lol
Sent from my HTC VLE_U using xda app-developers app
icecicle said:
If u crack the phone with TMobile insurance there is a deductible it only covers non accidental stuff without the deductibles but if its not super cracked they won't charge u just Dont mention it ... U think if we buy from play store we can still get it insured from TMobile? I have the 8 dollar plan on my line for my One S right now Dont know what's gonna happen with that Lol
Sent from my HTC VLE_U using xda app-developers app
Click to expand...
Click to collapse
I'm pretty sure Premium Handset Protection will work with the Nexus 4. I don't see why it wouldn't, considering there are NO differences between the Play Store and T-Mobile version.
chadmd23 said:
I have a Citi Forward Visa card, for free (no annual fee either) you get $250 of cell phone insurance ($50 deductible). I just filed a claim on my Galaxy Nexus after the screen cracked when I dropped it. Seems pretty straightforward and can't beat the price. It covers breakage & theft.
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Thanks for mentioning this, I have the same card and I bought the phone using the card. Do you know how long it is covered? I can't find a link to the information on the site.
Sent from my HTC One S using XDA Premium HD app
hbkmog said:
If you buy from Google, you don't need a insurance. Just be careful of accidental damage which can be prevented if you pay attention.
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This. You just have to be really careful.
So, I'm liking this phone. So much so I don't want to be without it. Im given a couple options for insurance, and im wondering what people have gone with. I myself have 2 Options:
FutureShop Product Exchange Plan:
Pros - Unlimited Exchanges
- I work at FutureShop, So no BSing around.
Cons- Doesn't Cover Accidental, Lost or Stolen
Price: 200-250$, 0$ deductable
Ensquared Insurance
Pros - Cheap as Hell
- All Phones replaced Fast, and From what I understand, most are new
- Covers Lost, Stolen, Accidental
Price 99$, 99$ deductable.
So really it comes down to if I think Ill break it, or whatever.
Ensquared looks like the no brainer decision to me. For a total of $200 you pay for the insurance & a deductible. The 1st option looks more expensive for the insurance even if you don't file a claim.
ronj1986 said:
Ensquared looks like the no brainer decision to me. For a total of $200 you pay for the insurance & a deductible. The 1st option looks more expensive for the insurance even if you don't file a claim.
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Yea, I know. However, FutureShop has over the counter, Brand New in Box EVERYTIME Phones. I'm just stuck and dont want to buy both, cause that would be overkill.
I went with Fido Device protection plan. They use Asurion, as do Bell, telus, and rogers. I just had to go through a claim with them. While the customer reps sound nice and all. The waiting time for a replacement was huge even though they mentioned next day replacements. I had to pay 10$ on my monthly plan plus 120$ deductible. My phone finally shipped after a week, will receive it on coming tuesday due to holidays in between. Really hope it's not a refurb or faulty phone.
5hr3wd said:
I went with Fido Device protection plan. They use Asurion, as do Bell, telus, and rogers. I just had to go through a claim with them. While the customer reps sound nice and all. The waiting time for a replacement was huge even though they mentioned next day replacements. I had to pay 10$ on my monthly plan plus 120$ deductible. My phone finally shipped after a week, will receive it on coming tuesday due to holidays in between. Really hope it's not a refurb or faulty phone.
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I think ill pass on ASS-urion, haven't heard any positive things come from their neck of the woods. Also, its hella expensive :S
QuickSkope said:
I think ill pass on ASS-urion, haven't heard any positive things come from their neck of the woods. Also, its hella expensive :S
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Interesting, I went with the Telus protection. 8 bucks a month and $150 deductible and can be used twice a year. Didn't know of any other decent options. Just didn't want to get ****ed like I did when I smashed the screen on my imported S3.
Sent from my SGH-I337M using xda premium
QuickSkope said:
So, I'm liking this phone. So much so I don't want to be without it. Im given a couple options for insurance, and im wondering what people have gone with. I myself have 2 Options:
FutureShop Product Exchange Plan:
Pros - Unlimited Exchanges
- I work at FutureShop, So no BSing around.
Cons- Doesn't Cover Accidental, Lost or Stolen
Price: 200-250$, 0$ deductable
Ensquared Insurance
Pros - Cheap as Hell
- All Phones replaced Fast, and From what I understand, most are new
- Covers Lost, Stolen, Accidental
Price 99$, 99$ deductable.
So really it comes down to if I think Ill break it, or whatever.
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Click to collapse
If you havent purchased the phone already, purchase it from a Wirelesswave or T-Booth store in the malls, its $100 and covers you for 2 years, it doesnt cover any of the accidentals, but if you never have to use the warranty you get all of your money back at the end of your 2nd year.