I have a S4 on att and I just ordered my N5 so what do I do about the insurance I have for my S4 through att? Do I just cancel it and if so what is a better option for phone insurance?
mattfox27 said:
I have a S4 on att and I just ordered my N5 so what do I do about the insurance I have for my S4 through att? Do I just cancel it and if so what is a better option for phone insurance?
Click to expand...
Click to collapse
I looked into this for a while...
There are a bunch of third party insurance companies like Asurion, Squaretrade, Ensquared, etc. I can't say anything about their reliability but at the very least, I know that the major carriers use Asurion when they sell you insurance. However, the deductible for Asurion is pretty high. Ensquared is probably the cheapest in terms of first payment and then deductible.
Did you get insurance on your galaxy S5?
If so, which insurance did you choose and why?
I got the square trade insurance offered at Sam's Club for $99 w/ a $65 deductible. The thing that sold me on them is they don't send refurb phones. However they do not cover lost or stolen. I'm curious if I've made a good choice because I still have 27 days to get a full refund.
jlandry287 said:
Did you get insurance on your galaxy S5?
If so, which insurance did you choose and why?
I got the square trade insurance offered at Sam's Club for $99 w/ a $65 deductible. The thing that sold me on them is they don't send refurb phones. However they do not cover lost or stolen. I'm curious if I've made a good choice because I still have 27 days to get a full refund.
Click to expand...
Click to collapse
Sprint covers lost or stolen.
They used to replace phones under warranty (without T.E.P.) for $35.00 now it's $75.00
With T.E.P. and under warranty replacement is free (but could be a refurb).
If lost or stolen I think it's $150.00 deductible. Or if it's out of warranty.
How long is Sam's $99.00 warranty cover (a year)?
Best Buy is only a $1 cheaper/mo. Does not cover lost or stolen. Broken Screen is $150.00 deductible. Yikes.
I think Best Buy won't give you refurb either.
mswlogo said:
Sprint covers lost or stolen.
They used to replace phones under warranty (without T.E.P.) for $35.00 now it's $75.00
With T.E.P. and under warranty replacement is free (but could be a refurb).
If lost or stolen I think it's $150.00 deductible. Or if it's out of warranty.
How long is Sam's $99.00 warranty cover (a year)?
Best Buy is only a $1 cheaper/mo. Does not cover lost or stolen. Broken Screen is $150.00 deductible. Yikes.
I think Best Buy won't give you refurb either.
Click to expand...
Click to collapse
The square trade warranty is for 2 years.
Are you sure that replacement is free? Last year w/ my S4 the screen got destroyed and I had to pay $190 just to get a new one. And Sprint told me they couldn't even help me, that I had to file a claim w/ an external company (Assurion I think). The phone I got was a refurb, which I was very angry with. I pay $190 for a REFURB?!
However, I do not like that square trade does not replace lost or stolen. Afterall, thieves today are more active than ever. They do offer an app, however that will locate your phone. But like any thief steals a phone and leaves it on.
mswlogo said:
Sprint covers lost or stolen.
If lost or stolen I think it's $150.00 deductible. Or if it's out of warranty.
Click to expand...
Click to collapse
$200 deductible. We dropped our TEP on all our phones and are saving $60 a month. Insurance (for sure TEP) is a sucker's game and it took me forever to figure that out. $200 deductible plus $13 a month for TEP over 24 months??? Just buy a N5 brand new and you've saved money. We now have 2x S3's as backup phones we're hanging on to since they were such good phones in case we have to send back to Samsung for repair.
Take a look at the Wells Fargo credit card protection: https://www.wellsfargo.com/credit-cards/features/cell-phone-protection/
It looks like pay your full bill for 3 months on their card and you are covered for no premium with a $25 deductible with a lot of small print. I just found out about it so I haven't hit my 3 months yet or made a claim to report my experience.
jlandry287 said:
The square trade warranty is for 2 years.
Are you sure that replacement is free? Last year w/ my S4 the screen got destroyed and I had to pay $190 just to get a new one. And Sprint told me they couldn't even help me, that I had to file a claim w/ an external company (Assurion I think). The phone I got was a refurb, which I was very angry with. I pay $190 for a REFURB?!
However, I do not like that square trade does not replace lost or stolen. Afterall, thieves today are more active than ever. They do offer an app, however that will locate your phone. But like any thief steals a phone and leaves it on.
Click to expand...
Click to collapse
Well I just got a new M8 for free. Was past 14 days. Without T.E.P. He said it would have been $75.00
Broken screens might be different because that's not a manufacture warranty claim.
I had dropped buying T.E.P. as well for past few years until my M8 died and they said I still had time to add it and get replacement for free.
Got our phones thru costco,
Square Trade was $100 for 24 months with $50 deductible.
Sent from my Rooted Sprint GS5 SM-G900P
I use SquareTrade. Sprint TEP is simply too expensive.
Never have I thought about other insurance providers for the phone other than Asurion, but to cut the cost in half with others?
I've already had to pay a $200 deductible for a replacement, would be nice to not have to spend that much again...
Anyone already previously use companies like SquareTrade? What's your experience? Do they cover lost phones?
Verizon full retail $900 for the 128gb s6 edge
Verizon two-year contract $500 (after $50 mail-in rebate)
is the $400 difference worth the contract?
id be doing the payment plan if i do the $900 ($37.49 a month)
and ive upgraded from the s5 to the note 4 and now to the s6, so chances are ill prbly want the S7 next year.
You should do the math.
When I did mine, the difference was about $500 comparing AT&T and Cricket.
This was including AT&T discount for bringing my own device / out of contract. Verizon also has similar discount if you are not in contract.
So I just got two of my Galaxy S8+ today since I was able to buy it on time for the BOGO promotion where it offers a rebate up to $750 once you activate your T-Mobile line on one out of the two phones you buy. I'm just wondering since I bought to Galaxy S8+ and not a Galaxy s8 and a S8+ together, will the rebate still work. I know it's only up to $750 which will only leave $100 to fully pay off one of the S8+ while the other I gotta finance it monthly. Does anyone know if the rebate will still work? I have proof of my date of purchase for the promotion and I got it just in time. Thanks
Samsung has this $12 per month plan with $99 deductable much cheapet than asurian. Anyone have experience with the samsung insurance?