Online retailers are wishing themselves a Snappy Christmas, with predictions this will be their best year yet.
However, with the online boom comes the threat of internet scams.
More Australians shop on their mobile phones than any other market place and this Sunday our online shopping is tipped to have its biggest day ever.
Credit cards that won't ruin Christmas
EBay reckon they will see almost two-and-a-half million people come into their site to source Christmas gifts – and over half of those people will be on their mobile phone. That figure is up to 30 per cent on last year’s total.
While there remains worries over online shopping – such as the worry of not receiving your gift in time – for the time poor and those wishing to avoid trudging through shops, it can be more than welcome.
The online boom has prompted a warning, though.
While many business websites look professional and trustworthy, they are not always what they seem.
Rod Stowe of fair trading said: “Web sites that show bad English, grammatical errors - often that is a good indication of a scam-type site."
For the disorganized, surveys show a quarter of people buy their gifts on Christmas Eve - four per cent of them at a service station on Christmas day and eight per cent regift last year’s present.
Whatever you decide, remember there are only 21 days left.
Avoid fraud
A black mark on your credit file can follow you around for as long as seven years and can stop you getting credit.
7News finance expert Scott Pape has three tips to keeping a clean credit file.
1: Don’t apply for too many loans.
2: Pay your bills on time.
3: Get a copy of your credit file.
To find out your credit rating for free writes to:
Veda Advantage
PO Box 964 North Sydney NSW 2059
Related
my god moblile fun the worst compnay ever
I sent a postal order to buy a PDA case on the third of jan>
Date 23 January 2006
Re: Cancellation of contract/complaint
On 03/01/2006, I ordered a
1 x O2 XDA Mini & MDA Compact Krusell Premium Leather Flip Case Product reference: 5248
From you, at a cost of 16.95 Inc postage
Shipping Method: Royal Mail Special Delivery
Guaranteed next working day by 1PM for orders received before 4pm
Shipping Cost: 5.00 GBP
Order total is 16.95 GBP
So I sent two postal orders via a value of 17:00gbp
The payment was made via mail order and sent recorded delivery,
Arriving and signed for on the 5th of January 2006,
Postal order 0738 354158 & 2398 836249 sent via recoded delivery
no DK 4124 4527 7GB
With the payment I enclosed a letter giving full product description with your product reference code and delivery/mailing address
As per your site’s guide I expected delivery within 2-3 working days,
3/01/2006 Ordered sent
5/01/2006 payment arrived and signed for at Mobile fun
8/01/2006 email
I emailed upon the 8th asking for an expected delivery date, I got no reply
11/01/2006 telephone call
I called upon the 11th and spoke to Tim or tom,
Who told me that definitely the postal order had never arrived to your place of business?
I then paid 2pounds for the royal mail to inform me, that it had indeed arrived on the 5th and was signed for by Victoria carling or curlan (they cud not make out the full lettering),
I called back to mobile fun speaking to ibby and asked if that was indeed a member of staff,
Which they assured me it was, suddenly the signature for delivery was found
But they had lost the postal orders,
I asked to speak to someone in authority and was put thru to Scott,
He then said he will sort the issue, and if the postal orders were not found he would send the goods as I had proof of delivery.
16/01/2006 telephone call
I spoke to ibby, who was unable to find me on the system at all,
I recalled and spoke to dean finally a polite and helpful person
He said sorry for all the treatment and assured me it would arrive on the 19th at the latest,
after a long call it was agreed that they would use someone else’s postal orders they had found to sort my order(seems they just have lost or misplaced stuff laying around eh) setting up a new order for the same goods with this refence number MF748648 and a follow up email to confirm
23/01/2006 telephone call
I had received no goods yet again; I called and spoke to Alan
Who then told me,
That you don’t have the goods in at all nor can you give me a date of stock arrival and that it was practice for staff to, inform customers that it will arrive shortly to avoid loosing the business by keeping a client in hope of a delivery.
Each time I have called mobile fun it’s been a 15-20 wait on the phone for an answer
Further more the staff doesn’t seem to have a clue how to process a postal order delivery,
At all times I was calm and very polite and offered any information that they needed,ypur company has given me the impression of total incompetence
And although the amount was a small fee, (thank god I wasn’t ordering my new .jasjar via your company, which iwas going to but not anymore),It was more the attitude and treatment I found bad,
I’ve never had to write before due to a customer service problem as im very laid back and realise things can happen
But after all this time and no goods & with such bad staff communication I feel ,if I was a manager and this is how things were run under my shift id be outraged, I would have offered an upgrade product in place for the time and hassle to keep customers happy and future business
However all I wish from your awful company is a full refund within
Next 7/14 days along with confirmation that the contract has been terminated.
My future pda and ipod needs will be meet with a capable company.
I will be shocked if I even get a reply.
If I don’t receive a refund within that time, I will be arriving in person it’s a small fee but that’s not the point, Also if I don’t receive a refund I will take legal action.
Bottom line is mobile fun cashed the postal orders and then left it as they were unable to supply the goods
A simple call or email on the 5th to say no stock available and offer a replacement product or refund that would have been fine.
I look forward to hearing from you on this matter
UPDATE:
STILL no sign of goods or refund or communication from yourself
12:55 2006-02-10, I called and spoke to Scott who put me on to manager, Alan Docherty.
His words were
“ive spoke to the accounts dept and they will 100% send out a refund on Monday (that being the 13th)and ill give you a ring then, if I don’t its cos im battered from the weekend,so just give me a call”
I suppose this kind of work ethic and attitude explains, why im getting such poor service.
In fact I think if I really pushed myself to give up and not bother in work, I may indeed be suitable for a position in your company. not sure about your working hours but very little seems to get done and the attitude is very laid back, but then again I actually like to take pride in my work and give a days work for a days wage.
Update: 2006-02-15
I had again left a reasonable time after the stated delivery, upon ringing yet again I was put thru to Mike,
Who was unable to tell me why I hadn’t received the refund but will look into the matter?
Yours sincerely,
[][]
if the money aint here by friday sod the amount by going down,i can describe how lax and off hand they are when i call,they almost laugh,they dont give a damn,
ok minor amount but youd think they would have some customer relations
imagine if that had been a 500 quid pda id ordered,man ill not trust these jokers again
seems im not alone
Not a good comapany I'm afraid mate
I ordered an unlock code for a tricky mobile once (I had been assured by everyone that it was not unlockable - but mobilefun offered a soloution )
The sent me a code - which was absolute rubbish - it was simply the shortcode for checking if there was an SP lock present
At the time the payment hadn't even been taken - so I sent them a mail telling them that the code was not even an unlock code so they had better not bill me
The following day , they took the money ! I mailed them about 6 times and then gave up (it was only £2.99 so I couldn't be bothered )
I have heard nothing but bad stuff about them
Let me introduce our new application :
Do you often share charges for gifts, during holidays or to organize a party with friends? Isn't it always the same: some people don't drink wine, drivers pay toll fees and you're always buying pizzas for everyone! When many people do not participate in the same purchases, the refund calculation becomes headache.
Stop training your mental math with your friends money: use Kidoikoiaki.
Here is how it works:
Enter your friend's name
When someone buy something for at least two people, add a new purchase in the application.
Instantly, you'll see:
Who owes how to whom : the shortest way to pay your friends back and to be paid back.
A dashboard to know easily who spent the less or the more. It helps you to decide who will pay your next purchase.
Example :
Let's take 3 friends : Alice, Bob and Charlie. They are going together somewhere during holidays.
Charlie got his own car. Alice and Bob use the same.
Alice paid toll fees (for Bob and her) : 36$
Bob paid gas : 16$
Charlie paid 30$ for pizzas for all of them
Without Kidoikoiaki:
Bob have to pay back 18$ for toll fees to Alice
Alice pays back 8$ to Bob for the gas
Alice pays back 10$ to Chalie for Pizza
And Bob also gives 10$ to Chalie
Kidoikoiaki would have say : Bob owes 20$ to Charlie!
And we are not talking about groceries, rental charges, ...
You can do the math yourself...or let Kidoikoiaki do it for you.
I can't post screen capture right now because my account needs to be verified. But everything is on the Android Market : look for "kidoikoiaki".
And feel free to give ideas/bugs in the link provided on the Android Market.
Bye
Alex,
for AppWall
Hey sorry to make another Asus RMA thread but I was wondering if it is normal for Asus to make us pay for shipping the item to them? The only thing I have ever sent in for repair was a dell laptop and they paid for my shipping with basic warranty. Asus said I have to swallow the cost on my own what's up with that? It's not my fault the speaker died.
Yes, you have to pay shipping to ship it to them. They cover the cost to ship it back to you.
I've dealt with a netbook RMA and video card (5970) RMA with Asus. Excellant service and was pretty quick too.
Well you need to say which country you are in as policies differ - e.g. in the UK they have to pay for shipping.
Useless asking a question like that if you don't say where you are.
Within EU the manufacturer (or in some cases whoever sold the device) pays for warranty delivery.
Oh yeah totally neglected which part of the world I'm from my bad. I am from the United States, California specifically. I mailed my Asus Transformer to the plant in Texas. Thanks for all the replies everyone. Hopefully my Asus Transformer gets back soon.
been searching for an hour - no luck - can SOMEONE please explain the acroymn "RMA" ... need to know as it may be a solution to my dock no longer charging after ep101-0213 update ... whatever the heck it actually MEANS !!!! argh!
caaznkid said:
Hey sorry to make another Asus RMA thread but I was wondering if it is normal for Asus to make us pay for shipping the item to them? The only thing I have ever sent in for repair was a dell laptop and they paid for my shipping with basic warranty. Asus said I have to swallow the cost on my own what's up with that? It's not my fault the speaker died.
Click to expand...
Click to collapse
I actually just sent my transformer in on Friday because there was dust under the screen. The tech support agent told me that I would indeed have to pay for shipping to them, I just told her that I found that unacceptable and would like to speak to her supervisor. They took my number and the supervisor gave me a call about 2 hours later again stating that I would have to pay for shipping. I just stood my ground and said that I shouldn't have to spend money for shipping as it was Asus' fault and not mine, he eventually gave in after about a minute and issued me an RMA in which they would pay for shipping both ways. Long story short, stand your ground and don't give up, be calm and do not raise your voice; just be polite yet firm and they will eventually cave.
DrRBKB said:
been searching for an hour - no luck - can SOMEONE please explain the acroymn "RMA" ... need to know as it may be a solution to my dock no longer charging after ep101-0213 update ... whatever the heck it actually MEANS !!!! argh!
Click to expand...
Click to collapse
Return Material Authorization - RMA!
Approval to send your item in for replacement/repair.
DrRBKB said:
been searching for an hour - no luck - can SOMEONE please explain the acroymn "RMA" ... need to know as it may be a solution to my dock no longer charging after ep101-0213 update ... whatever the heck it actually MEANS !!!! argh!
Click to expand...
Click to collapse
RMA may refer to;
Randolph-Macon Academy
Rate-Monotonic Analysis, the qualitative method used to prepare a system for Rate-monotonic scheduling
Refusal of medical assistance, where a patient or their medical power of attorney refuses treatment and/or transport to a hospital by Emergency Medical Services
Regional Mobility Authority
Registered Medical Assistant
Resource Management Act, an Act of Parliament in New Zealand
Respect for Marriage Act
Return merchandise authorization, returning goods to the supplier for repair or replacement
Revolution in Military Affairs, the recent rapid development of military technology and its corresponding impact on warfare
Richmond Metropolitan Authority
Risk & Margin Analysis
Riverside Museum Associates, a non-profit that supports the Riverside Metropolitan Museum
Robust Multi-chip Average, Affymetrix normalization method
Rocky Mountain Arsenal, near Denver, Colorado
Royal Marine Artillery, formerly a part of the Royal Marines
Royal Military Academy
Rubin Museum of Art
Russian martial arts
MTV Russian Music Awards
leo221 said:
RMA may refer to;
Randolph-Macon Academy
Rate-Monotonic Analysis, the qualitative method used to prepare a system for Rate-monotonic scheduling
Refusal of medical assistance, where a patient or their medical power of attorney refuses treatment and/or transport to a hospital by Emergency Medical Services
Regional Mobility Authority
Registered Medical Assistant
Resource Management Act, an Act of Parliament in New Zealand
Respect for Marriage Act
Return merchandise authorization, returning goods to the supplier for repair or replacement
Revolution in Military Affairs, the recent rapid development of military technology and its corresponding impact on warfare
Richmond Metropolitan Authority
Risk & Margin Analysis
Riverside Museum Associates, a non-profit that supports the Riverside Metropolitan Museum
Robust Multi-chip Average, Affymetrix normalization method
Rocky Mountain Arsenal, near Denver, Colorado
Royal Marine Artillery, formerly a part of the Royal Marines
Royal Military Academy
Rubin Museum of Art
Russian martial arts
MTV Russian Music Awards
Click to expand...
Click to collapse
I's bees so dern smart nowz!
And OP, yes, it's normal to have to pay shipping. You can always try standing your ground like friskydingo says.
I'm new to Xda 4Rm and android... I have TF 101 with Updated Rom. I installed SPB3d shell 1.5.2. It became black screen and I tried with G'store shell launcher no use ... Any other way to run TF ics to run Spb..?
leo221 said:
RMA may refer to; ...
MTV Russian Music Awards...
Click to expand...
Click to collapse
You sir, have earned my intense respect.
I once rma`d mine and they charged no costs and that was in the netherlands beeing an us asus transformer b70. So i were afraid it would be an problem since it is an us model.
RMA= respect my authoritile
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What you probably didn’t knowWhen Buffett was 11 years old; he purchased three shares of Cities Service Preferred with his sister.
Over the following months, the stock dropped from $38.25 to $27.
When the stock finally recovered to $40, Warren cashed out, netting a $5 profit. After selling, though, the stock continued to rise until it hit over $200 per share.
If had held on to the stock a little longer, he would have profited over $500.
What’s his secretWarren Buffett looks for companies that:
• Have high Predictability Rank, that is, companies that can consistently grow its revenue and earnings.
• Have competitive advantages. It can maintain or even expand its profit margin while growing its business.
• Incur little debt while growing the business.
• Are fair valued or under-valued.
What he’s probably looking at now