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Hey guys www.squaretrade.com is having a 30% off fathers day deal with the coupon code father. I was wondering if any one had any comments about using squaretrade as I am very interested in obtaining insurance for what now appears to be a "ticking time bomb" phone, with Adrynalyne bricking we can no longer say it is user error. For $100 and a $50 deductible, it may not be a bad deal, but I have never used them so I was wondering if any one had any feedback for those interested.
Thanks everyone!
The downside to SquareTrade is they do not cover loss or theft. Verizon's warranty (Asurion) does.
it comes down to cost-benefit analysis
$100 now and a $50 deductible now or $7 a month ($168 over the course of a 2 year contract) and a $80 deductible, but also be protected from loss or theft. i've never had a problem with squaretrade. i have warranties on both my PS3 and my girlfriends phone. they've been especially good with the PS3 which has had multiple issues with overheating and a broken disc tray
I wouldn't get something like this that didn't have coverage for loss/theft.
Delete please
gti3358 said:
Hey guys www.squaretrade.com is having a 30% off fathers day deal with the coupon code father. I was wondering if any one had any comments about using squaretrade as I am very interested in obtaining insurance for what now appears to be a "ticking time bomb" phone, with Adrynalyne bricking we can no longer say it is user error. For $100 and a $50 deductible, it may not be a bad deal, but I have never used them so I was wondering if any one had any feedback for those interested.
Thanks everyone!
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Click to collapse
He didn't brick. He was joking.
Sent from my ThunderBolt using XDA App
boristhebladexx said:
it comes down to cost-benefit analysis
$100 now and a $50 deductible now or $7 a month ($168 over the course of a 2 year contract) and a $80 deductible, but also be protected from loss or theft. i've never had a problem with squaretrade. i have warranties on both my PS3 and my girlfriends phone. they've been especially good with the PS3 which has had multiple issues with overheating and a broken disc tray
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I think Verizon's Assurion deductible is now $100 on smartphones.
Thanks, Robrecht
Robertus said:
I think Verizon's Assurion deductible is now $100 on smartphones.
Thanks, Robrecht
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Yep, higher deductible lower monthly payment
I like squaretrade and purchased it for my thunderbolt and xoom. I had it on a second gen ipod touch and when it died a few months ago they just sent me a check for what I paid for it 2+ years ago($274.99). I was very happy with them. The nice thing about getting the phone insured with them is that they just send you a check for the retail value of the phone($599) even though you only paid $200 with your upgrade. The other thing is that the deductible only applies when you file the claim for accidental damage.
there are many who can offer insurance for the at&t One X ........I am wondering who provides the best insurance to cover the device ? ? ?
It depends where you get your phone from. That's why I'm getting mines from Best Buy. $9.99 per month and covers everything except lost or stolen without a deductible and as many claims as you like. My wife dropped her gs2 and it was replaced 2 days later.
I used ensquared for my other phones. $65 or $75 for one year and covers everything and up to 3 claims per year with a $75 deductible for the first one and $25 after that
Sent from my SAMSUNG-SGH-I717 using Tapatalk 2
AT&T gave me complete coverage for $6.99 a month because Im a premier member... it covers accidental damage, water damage, lost, stolen, and what sounds like deliberate damage.
Deductible is $200 though.
Red5 said:
AT&T gave me complete coverage for $6.99 a month because Im a premier member... it covers accidental damage, water damage, lost, stolen, and what sounds like deliberate damage.
Deductible is $200 though.
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I think best buy is $10 a month, no deductible but doesn't cover lost/theft. I pay $15 for my iPhones and I recall the other phones being less.
Plus they don't mind deliberate damage
dmbrown81 said:
It depends where you get your phone from. That's why I'm getting mines from Best Buy. $9.99 per month and covers everything except lost or stolen without a deductible and as many claims as you like. My wife dropped her gs2 and it was replaced 2 days later.
I used ensquared for my other phones. $65 or $75 for one year and covers everything and up to 3 claims per year with a $75 deductible for the first one and $25 after that
Sent from my SAMSUNG-SGH-I717 using Tapatalk 2
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Ensquared's deductible is $75 plus an ADDITIONAL $25 for second and third claims... so that'd be 100 bucks a pop if you had to replace your phone more than once. At least, that's what it is currently on their website... don't know if you were perhaps grandfathered in under older, more generous terms.
$75 deductible fee per claim
All 2nd and 3rd claims carry a $25 additional deductible for admin charges.
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I only know this because I was checking them out earlier today! Just curious, has anybody actually had to file a claim (or multiple claims) with ensquared? It seems like a pretty good deal, but I am extremely weary of any insurance/warranty type service - it's been my (limited) experience that they try to squirm out of their contractual obligations. As they say: once bitten, twice shy.
I use the Best Buy protection.
- $9.99
- No deductible
- Doesn't cover loss or theft, but you can run it over with a car, and they'll replace it no questions asked.
I'm gonna get a warranty from these guys: http://www.squaretrade.com
2 years comes out to about $5/month and the deductible is only $99
I like my phones to be naked, never broke my nexus one, but you never know...
Sent from my HTC One X using xda premium
So even if I get phone through Att I can get insurance through someone else?
Sent from my HTC PH39100 using xda premium
joshua54 said:
So even if I get phone through Att I can get insurance through someone else?
Sent from my HTC PH39100 using xda premium
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Of course.
The reason I'm getting it from AT&T is the turn around time for getting a replacement is usually quicker.
zonk7ate9 said:
I'm gonna get a warranty from these guys: http://www.squaretrade.com
2 years comes out to about $5/month and the deductible is only $99
I like my phones to be naked, never broke my nexus one, but you never know...
Sent from my HTC One X using xda premium
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FWIW, SquareTrade has a pretty good reputation, however there are some caveats ... for example, it's another 30 bucks for loss and theft coverage, which is included with the $99 2 year Ensquared coverage. SquareTrade's warranty is also only good for 1 claim with a $599 limit(I think), where as Ensquared covers up to 3 claims with a per claim limit of $1000.
Ensquared sounds like a really good deal with the included loss and theft coverage, plus up to 3 claims. But you know what they say about things that sound too good to be true...
I'll never get insurance for the device unless I can't get a warranty.
I'm pretty careful with my electronics so accidental damage has never been an issue.
And I have AT&T/HTC if anything goes wrong with it for a year.
I got some GWG Wireless Protection plan. $80 flat for two years (25 months actually) and $50 deductible on the claim.
http://stars.wirelessprotectionprogram.com/tc/WPPParrot2YTCsAllStates.pdf
It's pretty sweet because now that it's paid for, I already count the money as spent, there's no monthly fee I'm stuck with. $80/25 = $3.20/mo. so it's better than any other insurance plan I've ever had on a phone. Claims can be filled out online I believe or I can just go into the store and they'll help me.
I recently discovered that, if I automatically pay my cell phone bill with my Wells Fargo credit card, they automatically enroll me in their cell phone insurance program. The coverage is up to $600 and only has a $25 deductible! You might check and see if your bank/credit card company has something similar!
Billy
Third-party insurance
gunnyman said:
So even if I get phone through Att I can get insurance through someone else?
Of course.
The reason I'm getting it from AT&T is the turn around time for getting a replacement is usually quicker.
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Woah, hold on there.
You could get third-party insurance, such as SquareTrade or Ensquared. But you would NOT be able to get insurance from Best Buy if you bought the phone at an AT&T store.
(Of course, Best Buy also sells AT&T contract phones, and if you bought it there, you COULD get Best Buy insurance).
My question is this; if I buy a phone with contract from Best Buy, or Amazon Wireless, can I sign up for insurance from AT&T?
Yes. I added insurance on a phone I bought from Amazon on contract.
dmbrown81 said:
It depends where you get your phone from. That's why I'm getting mines from Best Buy. $9.99 per month and covers everything except lost or stolen without a deductible and as many claims as you like. My wife dropped her gs2 and it was replaced 2 days later.
I used ensquared for my other phones. $65 or $75 for one year and covers everything and up to 3 claims per year with a $75 deductible for the first one and $25 after that
Sent from my SAMSUNG-SGH-I717 using Tapatalk 2
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I went best buy. I paid the 2 years up front instead of monthly. Like $160 for 2 years. Unlimited claims. No deductible. I'll never lose my phone. I grab it before my wallet.
Sent from my HTC One X using xda premium
I have a friend that has nothing but good luck with Ensquared. Here's the story.
My friend bought an unlocked Galaxy S, and had it insured with Ensquared. A couple weeks after she buys the phone, the mic stops working. She gives them a call and complain, and they told her they will send her out a replacement phone BUT it won't be a Galaxy S, free of charge.
She waits a couple days, and they sent a Brand new LG Thrive (3D) phone and told her to go ahead and keep her old Galaxy S.
My friend then goes out and buy an unlocked Samsung Infuse, insured with Ensquared. The speaker doesn't work as it should. They then send out an BRAND NEW (unlocked) Galaxy S II, back when they were just released last year. It was worth at least $500 back then. They tell her to keep the Infuse, and again refused to charge her for the replacement.
Corporate Discount?
Slightly off-topic, but my company has a corporate deal with ATT, which gets me a % off my bill each month. But I also found out when buying the HOX that with my corporate discount, I can actually buy any phone off-contract at 50% off retail, which means the HOX would be $300 out of contract. I had no idea this was part of our discount and would have never known unless I asked since not ATT nor my company would ever volunteer the info. Anyway, if you have a company discount, check into what it gets you. For me, this makes going w/o insurance a lot easier.
Bought mine at best buy. There insurance is 10 a month with no deductible. If I'm not mistaken att was 8 a month with 100 deductible.
Sent from my HTC One X using Tapatalk 2
moehagene said:
If I'm not mistaken att was 8 a month with 100 deductible.
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Deductible for the One X on AT&T's insurance is $199.
So where do I get an insurance for my coming Nexus 4. I;m kinda skeptical about the strength of the phone and need a backup is something happens.
Only from Shop
If you bought it from a third-party store, you'll have warranty from the shop.
If bought online, no insurance. Just buy a case, and don't damage it, it really isn't that hard if you take care of it and not throw it everywhere.
itspb said:
So where do I get an insurance for my coming Nexus 4. I;m kinda skeptical about the strength of the phone and need a backup is something happens.
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Click to collapse
SquareTrade but you will end up paying for the device in about 2 years. If you feel you might break it in that time go right ahead. (Note fine print has a $99 deductible.)
Honestly I will just do my best not to break it, and if I do, just buy a new one.
laptopfreek0 said:
SquareTrade but you will end up paying for the device in about 2 years. If you feel you might break it in that time go right ahead. (Note fine print has a $99 deductible.)
Honestly I will just do my best not to break it, and if I do, just buy a new one.
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Yeah problem with squaretrade is that with the upfront fee plus deductible, you're almost at the price of a new phone. This probably goes for any insurance on this phone since it's relatively inexpensive.
Would like to add that square trade will have a 40% off sale for black Friday. See their Facebook page to sign up. Makes it a more reasonable price. Now if only in can get a hold of a nexus 4 lol
If you buy from Google, you don't need a insurance. Just be careful of accidental damage which can be prevented if you pay attention.
marsdta said:
Would like to add that square trade will have a 40% off sale for black Friday. See their Facebook page to sign up. Makes it a more reasonable price. Now if only in can get a hold of a nexus 4 lol
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Ohh thanks for the info. The website states $7/mo or $125 for 2 years. The only difference between the two is paying up front or monthly right (aside from the discount)? Or are you able to cancel at any time, say after a year? I'm contemplating on whether it's a good deal since there is a $100 deductible (wil there be tax added on?) and the value of the phone will go down overtime as well. But with the 40% black fri deal, I would probably get it .
Also... this only covers damage and not lost/stolen phones like Tmobile insurance right..?
CoCoGirl886 said:
Ohh thanks for the info. The website states $7/mo or $125 for 2 years. The only difference between the two is paying up front or monthly right (aside from the discount)? Or are you able to cancel at any time, say after a year? I'm contemplating on whether it's a good deal since there is a $100 deductible (wil there be tax added on?) and the value of the phone will go down overtime as well. But with the 40% black fri deal, I would probably get it .
Also... this only covers damage and not lost/stolen phones like Tmobile insurance right..?
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Well I know for the lump sum one that if you cancel you get a prorated refund. I haven't found anything saying that you can't cancel the monthly plan but I would contact them to be sure.
The deductible shouldn't have any tax added. And yes it does not cover lost/stolen phones.
Usually I'm very careful with my phones but have dropped them from time to time. I did own an iPhone 4 for only 6 months though so still not sure about the longetivity of an all glass phone.hence contemplating square trade. But with the 40% off I would be looking at 175 if I do file a claim.
Another option I saw a fellow xda recommend is going threw werth Ave group. Its an actual insurance company(think auto,home,etc) they have a 50 deduct and covers theft. But know nothing about them
Would these insurance policies cover if the micro USB charging port on the phone gets messed up? it happen on my sprint OG Evo4G, the USB got completely separated from the board itself... (I have no clue how that could happen) and i had to go through my insurance to get it taken care of, (and shell out $100 for a replacement)
But how about if by accident the phone get bricked or something software related? Or if they battery doesn't charge good anymore and it needs to be replace?
If you bought it through T-Mobile, they have a $5 per month insurance policy ($20 deductible) for accidental damage. They also have an $8 per month policy (no deductible) that covers damage and theft. Beats the SquareTrade, even with the discount. I understand that most people probably got it through the Play Store but hope that helps anyone thinking of getting it through T-Mobile.
I personally got the $8 plan. I'll probably either cancel the plan or downgrade it to the $5 after I get a case and some screen covers.
I have a Citi Forward Visa card, for free (no annual fee either) you get $250 of cell phone insurance ($50 deductible). I just filed a claim on my Galaxy Nexus after the screen cracked when I dropped it. Seems pretty straightforward and can't beat the price. It covers breakage & theft.
Stryder5 said:
If you bought it through T-Mobile, they have a $5 per month insurance policy ($20 deductible) for accidental damage. They also have an $8 per month policy (no deductible) that covers damage and theft. Beats the SquareTrade, even with the discount. I understand that most people probably got it through the Play Store but hope that helps anyone thinking of getting it through T-Mobile.
I personally got the $8 plan. I'll probably either cancel the plan or downgrade it to the $5 after I get a case and some screen covers.
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Incorrect...
Sent from my DROID RAZR HD using Tapatalk 2
Your Bank/Home Insurance
chadmd23 said:
I have a Citi Forward Visa card, for free (no annual fee either) you get $250 of cell phone insurance ($50 deductible). I just filed a claim on my Galaxy Nexus after the screen cracked when I dropped it. Seems pretty straightforward and can't beat the price. It covers breakage & theft.
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I'm assuming you have to buy the phone with the card in order for it to be covered? Really wish I knew this before paying with my Discover Card.
WinDroidGuy said:
Incorrect...
Sent from my DROID RAZR HD using Tapatalk 2
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How is that incorrect?
Sent from my SGH-T959V using xda premium
If u crack the phone with TMobile insurance there is a deductible it only covers non accidental stuff without the deductibles but if its not super cracked they won't charge u just Dont mention it ... U think if we buy from play store we can still get it insured from TMobile? I have the 8 dollar plan on my line for my One S right now Dont know what's gonna happen with that Lol
Sent from my HTC VLE_U using xda app-developers app
icecicle said:
If u crack the phone with TMobile insurance there is a deductible it only covers non accidental stuff without the deductibles but if its not super cracked they won't charge u just Dont mention it ... U think if we buy from play store we can still get it insured from TMobile? I have the 8 dollar plan on my line for my One S right now Dont know what's gonna happen with that Lol
Sent from my HTC VLE_U using xda app-developers app
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I'm pretty sure Premium Handset Protection will work with the Nexus 4. I don't see why it wouldn't, considering there are NO differences between the Play Store and T-Mobile version.
chadmd23 said:
I have a Citi Forward Visa card, for free (no annual fee either) you get $250 of cell phone insurance ($50 deductible). I just filed a claim on my Galaxy Nexus after the screen cracked when I dropped it. Seems pretty straightforward and can't beat the price. It covers breakage & theft.
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Click to collapse
Thanks for mentioning this, I have the same card and I bought the phone using the card. Do you know how long it is covered? I can't find a link to the information on the site.
Sent from my HTC One S using XDA Premium HD app
hbkmog said:
If you buy from Google, you don't need a insurance. Just be careful of accidental damage which can be prevented if you pay attention.
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This. You just have to be really careful.
So, I'm liking this phone. So much so I don't want to be without it. Im given a couple options for insurance, and im wondering what people have gone with. I myself have 2 Options:
FutureShop Product Exchange Plan:
Pros - Unlimited Exchanges
- I work at FutureShop, So no BSing around.
Cons- Doesn't Cover Accidental, Lost or Stolen
Price: 200-250$, 0$ deductable
Ensquared Insurance
Pros - Cheap as Hell
- All Phones replaced Fast, and From what I understand, most are new
- Covers Lost, Stolen, Accidental
Price 99$, 99$ deductable.
So really it comes down to if I think Ill break it, or whatever.
Ensquared looks like the no brainer decision to me. For a total of $200 you pay for the insurance & a deductible. The 1st option looks more expensive for the insurance even if you don't file a claim.
ronj1986 said:
Ensquared looks like the no brainer decision to me. For a total of $200 you pay for the insurance & a deductible. The 1st option looks more expensive for the insurance even if you don't file a claim.
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Yea, I know. However, FutureShop has over the counter, Brand New in Box EVERYTIME Phones. I'm just stuck and dont want to buy both, cause that would be overkill.
I went with Fido Device protection plan. They use Asurion, as do Bell, telus, and rogers. I just had to go through a claim with them. While the customer reps sound nice and all. The waiting time for a replacement was huge even though they mentioned next day replacements. I had to pay 10$ on my monthly plan plus 120$ deductible. My phone finally shipped after a week, will receive it on coming tuesday due to holidays in between. Really hope it's not a refurb or faulty phone.
5hr3wd said:
I went with Fido Device protection plan. They use Asurion, as do Bell, telus, and rogers. I just had to go through a claim with them. While the customer reps sound nice and all. The waiting time for a replacement was huge even though they mentioned next day replacements. I had to pay 10$ on my monthly plan plus 120$ deductible. My phone finally shipped after a week, will receive it on coming tuesday due to holidays in between. Really hope it's not a refurb or faulty phone.
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I think ill pass on ASS-urion, haven't heard any positive things come from their neck of the woods. Also, its hella expensive :S
QuickSkope said:
I think ill pass on ASS-urion, haven't heard any positive things come from their neck of the woods. Also, its hella expensive :S
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Interesting, I went with the Telus protection. 8 bucks a month and $150 deductible and can be used twice a year. Didn't know of any other decent options. Just didn't want to get ****ed like I did when I smashed the screen on my imported S3.
Sent from my SGH-I337M using xda premium
QuickSkope said:
So, I'm liking this phone. So much so I don't want to be without it. Im given a couple options for insurance, and im wondering what people have gone with. I myself have 2 Options:
FutureShop Product Exchange Plan:
Pros - Unlimited Exchanges
- I work at FutureShop, So no BSing around.
Cons- Doesn't Cover Accidental, Lost or Stolen
Price: 200-250$, 0$ deductable
Ensquared Insurance
Pros - Cheap as Hell
- All Phones replaced Fast, and From what I understand, most are new
- Covers Lost, Stolen, Accidental
Price 99$, 99$ deductable.
So really it comes down to if I think Ill break it, or whatever.
Click to expand...
Click to collapse
If you havent purchased the phone already, purchase it from a Wirelesswave or T-Booth store in the malls, its $100 and covers you for 2 years, it doesnt cover any of the accidentals, but if you never have to use the warranty you get all of your money back at the end of your 2nd year.
What is everyone using for insurance since there is no UH-OH protection. I had vzw total on my HTC 10 and they said it would still be covered, but it's up to asurion what they would send as a replacement device. I was thinking about squaretrade. Any ideas?
If you've got wells fargo, their CC offers mobile phone insurance when you pay your bill with it.
https://www.wellsfargo.com/credit-cards/features/cell-phone-protection/
Cellular Telephone Protection is subject to a $25 deductible per claim and a maximum of 2 claims per 12 month period. The maximum benefit limit is $600 per occurrence and $1,200 per 12 month period. You will receive no more than the value of the original phone or a replacement phone with similar features and functionality, less a $25 deductible. This benefit does not cover cellular telephones that are lost. This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card.
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Never had to make a claim yet, but I guess it gives me a peace of mind.
ckupsco said:
What is everyone using for insurance since there is no UH-OH protection. I had vzw total on my HTC 10 and they said it would still be covered, but it's up to asurion what they would send as a replacement device. I was thinking about squaretrade. Any ideas?
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Click to collapse
That's funny, I've been contemplating creating this very post. Unfortunately gone are the UH-OH days and what sucks even more is that you can't even spend money on purchasing one like Moto extended protection plan.
I purchased the U11 through the US HTC.com (which offers NO protection). I could return phone and purchase new phone from US Amazon as well as add on the Square Trade extended accident protection. This costs money up front as well as a fee when you make a claim and in all totals ~$150 US but at least it's protected. My carrier won't help out and sends me letters that state I'm using a non-T-Mobile phone that's not covered.
Bottom line is that I REALLY don't like not having an accidental plan on my devices and am looking for a solution.
You can add squaretrade to an HTC purchased phone. I did it earlier today so I could use the phone20 code to save $20
Sent from my HTC U11 using Tapatalk
Another thread offered up https://upsie.com/