I got the most AMAZING Captivate case! - Captivate General

Its called the Geek Squad Black Tie Protection Plan!
Its only $10 a month and provides unlimited replacements for your device if it is damaged due to dropping it, water, etc. Now thats one heck of a case and you can't even feel it when its on the phone!
But seriously, I usually put cases on my phones because I am worried about damage. But for $10 a month (the cost of 2 drinks at a coffee house) you can stop worrying about getting a case for your device and just use it as the companies intended: naked. This was an offer I just couldn't pass up.
Has anyone else gotten the protection plan from Best Buy?
On a side note, when I was picking my device up from Best Buy the sales person said "What, you want me to price match AT&T? OK!" I didn't even ask him but he just said that and did it for me anyway, saving me $30! Usually the people at Best Buy are annoying crabby stuck-up brats but this guy was very helpful and saved me some cash.

uberamd said:
Its called the Geek Squad Black Tie Protection Plan!
Its only $10 a month and provides unlimited replacements for your device if it is damaged due to dropping it, water, etc. Now thats one heck of a case and you can't even feel it when its on the phone!
But seriously, I usually put cases on my phones because I am worried about damage. But for $10 a month (the cost of 2 drinks at a coffee house) you can stop worrying about getting a case for your device and just use it as the companies intended: naked. This was an offer I just couldn't pass up.
Has anyone else gotten the protection plan from Best Buy?
On a side note, when I was picking my device up from AT&T the sales person said "What, you want me to price match AT&T? OK!" I didn't even ask him but he just said that and did it for me anyway, saving me $30! Usually the people at Best Buy are annoying crabby stuck-up brats but this guy was very helpful and saved me some cash.
Click to expand...
Click to collapse
I have it, too, but there is a downside - at least there was with my iPhone 3GS when I had to use the protection plan. During the first 30 days of owning a phone they'll replace it in-store. After 30 days, at least for the iPhone, they gave me a crappy dumb-phone loaner, and it took almost a week to get a replacement in.
I still have it on my captivate, but hope I don't have to use it. Having a plain phone for a week after being used to something better is a hard transition.

will they replace it if it still works but just looks fugly?

systoxity said:
will they replace it if it still works but just looks fugly?
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Click to collapse
Yeah, you could throw it on the ground and shatter it to pieces and get it replaced.
And about the dumb phone, I have a Nexus so I can always fallback to that.

do you have to buy the phone through them to qualify?

This couldn't possibly sound like more of a paid advertisement.

Its not advertisement. I have it. Though i did get my captivate on release date from them so as far as i know u have to buy phone from them. May be wronge because.it is a monthly pay service i dont see why where u get the phone mattering.
Only thing sucks is it is another bill. U can't have taken out ur cell bill.
Sent from my SAMSUNG-SGH-I897 using XDA App

nammyczc said:
do you have to buy the phone through them to qualify?
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Click to collapse
Yes you need to buy from them just like any warranty that is purchased through a store.
k2snowboards88 said:
This couldn't possibly sound like more of a paid advertisement.
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Click to collapse
Er, its not. I hate Best Buy with a passion. I never shop there unless its something like a cell phone where you can't find it for less anywhere else. I'm simply saying that their cell phone protection plan is better than any one I have ever seen. Unlimited replacements for $9 a month is a heck of a deal.
I could argue that 99% of the posts here about people drooling over their devices sound like advertisements. Maybe I just like the service offered?
chvybeatsford said:
Its not advertisement. I have it. Though i did get my captivate on release date from them so as far as i know u have to buy phone from them. May be wronge because.it is a monthly pay service i dont see why where u get the phone mattering.
Only thing sucks is it is another bill. U can't have taken out ur cell bill.
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Click to collapse
It does suck that you need to pay for it separately but oh well, its automatically deducted from my checking via by debit card.

Isn't the accidental insurance thought AT&T like $6 / mo?
Sent from my SAMSUNG-SGH-I897 using XDA App

k2snowboards88 said:
This couldn't possibly sound like more of a paid advertisement.
Click to expand...
Click to collapse
That's exactly what I thought when I read this.
Sent from my SAMSUNG-SGH-I897 using XDA App

I think you need to pay like 100 or 150 dollars to replace with ATT.

This is not about cases! but stupid insurance.

your post amused me.

YellowGTO said:
I think you need to pay like 100 or 150 dollars to replace with ATT.
Click to expand...
Click to collapse
it's $125 deductible. i got that insurance from ATT, and for 5 a month for 2 years and 125, it would be like paying the "discount" 200 for another brand new phone! which isn't too bad if i kill it within the first few months

I got mine from BB 2 days ago and I am thinking on getting the insurance indeed...this things are awesome but oh so delicate but I want to get ALL the details before commiting.

douglastheduke said:
it's $125 deductible. i got that insurance from ATT, and for 5 a month for 2 years and 125, it would be like paying the "discount" 200 for another brand new phone! which isn't too bad if i kill it within the first few months
Click to expand...
Click to collapse
True, and the BestBuy deal is not much better. $10 per month for 2 years is is $240. The only reason these insurance plans are worth it at all, is because you can't go buy a new one at the subsidized price again - not until about month 18. And at month 18 you can get anything you want for $200.
It is gambling - they are betting you won't break the phone, and you are betting you will. They win most of the time, or they wouldn't be offering this insurance.
SquareTrade covers smartphones for $6 per month with a $50 deductible if your claim is damage related. No deductible for other claims.
Me, I use Amex card to buy my phone. I get double the warranty and 90 days accident coverage. Oh, and cash back too. Good enough for me.

uberamd said:
Its called the Geek Squad Black Tie Protection Plan!
Its only $10 a month and provides unlimited replacements for your device if it is damaged due to dropping it, water, etc. Now thats one heck of a case and you can't even feel it when its on the phone!
But seriously, I usually put cases on my phones because I am worried about damage. But for $10 a month (the cost of 2 drinks at a coffee house) you can stop worrying about getting a case for your device and just use it as the companies intended: naked. This was an offer I just couldn't pass up.
Has anyone else gotten the protection plan from Best Buy?
On a side note, when I was picking my device up from Best Buy the sales person said "What, you want me to price match AT&T? OK!" I didn't even ask him but he just said that and did it for me anyway, saving me $30! Usually the people at Best Buy are annoying crabby stuck-up brats but this guy was very helpful and saved me some cash.
Click to expand...
Click to collapse
You coulda saved more cash if you had to pricematch walmart. I got mine for 100 and some change.

$240 instead of $20... Makes sense to me!

TexUs said:
$240 instead of $20... Makes sense to me!
Click to expand...
Click to collapse
Lets see, a $20 case makes your phone larger, doesn't give it 100% protection against dropping it, or damaging it with water. Or for $10 a month (which I can cancel at any time) I can get protection from dropping my device, spilling water on it, or "accidentally" throwing it under a car to get it replaced due to bricking the device. Hm, seems like my $120 a year (which is nothing if you think about it being as it is paid at $10 a month) goes a lot further than your $20 case which *may* protect your device from damage while at the same time adding bulk and not really being a guarantee.
Yeah, I'll take my $10 a month insurance. Did you cancel your car insurance and instead just cover it with a thick foam too?
BTW, I'm still annoyed you never answered me in that previous thread about how much of an iFanboy I am

alphadog00 said:
True, and the BestBuy deal is not much better. $10 per month for 2 years is is $240. The only reason these insurance plans are worth it at all, is because you can't go buy a new one at the subsidized price again - not until about month 18. And at month 18 you can get anything you want for $200.
It is gambling - they are betting you won't break the phone, and you are betting you will. They win most of the time, or they wouldn't be offering this insurance.
SquareTrade covers smartphones for $6 per month with a $50 deductible if your claim is damage related. No deductible for other claims.
Me, I use Amex card to buy my phone. I get double the warranty and 90 days accident coverage. Oh, and cash back too. Good enough for me.
Click to expand...
Click to collapse
With the Best Buy plan you pay $10 a month, no deductible, and cancel at any time. So I could destroy the device in 3 months and get it replaced and in the end it will cost me $30. I can also then cancel my contract with them. Seems like a $30 well spent when you consider that this device is $500 out of contract.

Related

Did you buy the AT&T insurance with your phone?

It's my last day to enroll in insurance for my Captivate.
How many of you have it on your phones? If something breaks and you do wind up making a claim, did you get a new phone or refurb?
I need to make a choice quickly and I'm leaning towards NOT getting it simply because at $5/mo and a $125 deductable, I think there are (or at least will be) better deals online for replacement and if it happens, I think I'd rather apply that towards a NEW phone.
Opinions?
I didn't enrol.
I got it. $5 isn't that big a deal. And a new phone for $125 ain't bad either. I've found that the att deductible goes down the older the phone gets.
Sent from my SAMSUNG-SGH-I897 using Tapatalk
I bought it at Best Buy, got their insurance.
I also pay the $5/mo, but I mainly got it because I was about to take a trip out of the country. I'll probably drop it after another month or 2
Do they give you a new phone for the $125 deductible or a refurb?
I didnt nor have I every paid for insurance on my phones. My wife got it for her iphone, but that was her doing.
Not enrolled here but I never buy extended warranties either. My philosophy is that if it lasts through whatever warranty they give me then I got enough use out of it and it was probably my fault it broke. Although I would recommend http://www.squaretrade.com/ if you need an extended warranty.
I have the insurance, I plan on sometime dropping my phone and saying it broke and get a newer phone...
When something good comes out first
comdei said:
I have the insurance, I plan on sometime dropping my phone and saying it broke and get a newer phone...
When something good comes out first
Click to expand...
Click to collapse
They replace it with a Captivate...
qwertyaas said:
They replace it with a Captivate...
Click to expand...
Click to collapse
I talked to them and they said you can choose to put the balance towards another phone ^.^
It's a scam.
Unless you are the worlds most clumsy person.
Sent from my Captivate using XDA Premium.
I think I may just forget about the insurance.
I really hate the idea of insurance in general - One one hand, it's there if you need it, but on the other, you're paying LOTS of money for the chance something happens, and even if it does, you've still got a damn deductible. Makes me sick to think how much money I've wasted over the years on things like car insurance, never having had an accident - By the time I do need the insurance, I'm sure I will have pissed away enough money to have bought 3-4 new cars... Bad analogy considering the risk when driving, I know; but still.
Ugh...
As for the Cappy, it seems like AT&T wants customer retention so bad that they'll always get you into a contract renewal to get a new phone - somehow.
[end]Rant[/end]
Dante04SRT said:
I think I may just forget about the insurance.
I really hate the idea of insurance in general - One one hand, it's there if you need it, but on the other, you're paying LOTS of money for the chance something happens, and even if it does, you've still got a damn deductible. Makes me sick to think how much money I've wasted over the years on things like car insurance, never having had an accident - By the time I do need the insurance, I'm sure I will have pissed away enough money to have bought 3-4 new cars... Bad analogy considering the risk when driving, I know; but still.
Ugh...
As for the Cappy, it seems like AT&T wants customer retention so bad that they'll always get you into a contract renewal to get a new phone - somehow.
[end]Rant[/end]
Click to expand...
Click to collapse
Car insurance is not just for your benefit. The part that is forced onto you in every circumstance is liability insurance and that protects other people and their property from you. When you have a loan out on a car, the forced collision and comprehensive coverage protects the bank from you totaling or damaging their collateral.
If you own your car outright, you can choose not to carry the coverage that would fix your car for you.
z28james said:
Car insurance is not just for your benefit. The part that is forced onto you in every circumstance is liability insurance and that protects other people and their property from you. When you have a loan out on a car, the forced collision and comprehensive coverage protects the bank from you totaling or damaging their collateral.
If you own your car outright, you can choose not to carry the coverage that would fix your car for you.
Click to expand...
Click to collapse
I am well aware how car insurance works. It's just one of those things that really sucks that you have to pay.
Dante04SRT said:
I am well aware how car insurance works. It's just one of those things that really sucks that you have to pay.
Click to expand...
Click to collapse
Unless you are getting scammed, you can pay full coverage for forty years here and not cover the replacement cost of a vehicle. Auto insurance is one that is well worth the cost, not to mention the medical costs that are the result of an accident. But back to the question at hand....extended warranties, or phone insurance in this case, are indeed high margin services which is why even walmart has begun bugging you every time you check out.
$125.00!!!!
Wait a sec. When did it go from $50.00 to $125.00?? Where was i for that?
As for weather you get a referbed or new. When i was replacing my backflip i told them i was tired of dealing with crap and i wanted a new phone sent not a referbed. they sent a new one no problems.
MagillaGorillaX said:
Wait a sec. When did it go from $50.00 to $125.00?? Where was i for that?
As for weather you get a referbed or new. When i was replacing my backflip i told them i was tired of dealing with crap and i wanted a new phone sent not a referbed. they sent a new one no problems.
Click to expand...
Click to collapse
The captivate has always been a tier 2 phone so the.deductible is $125. Tier 2 used to be 200 then dropped to 150. As for the comment about the older the phone gets the cheaper the deductible is and I van say on some phones that is not the case. When I was running a blackberry bold 9000 it is still considered a tier2 phone and it is a 3 year old phone and I refused to pay 200, 150 or even 125 for that phone. I waited until my upgrade and got my captivate on launch day.
Hth
Charlie
Sent from my GT-I9000 using Tapatalk
I opted for AT&T insurance instead of Squaretrade because AT&T covers theft. I have Squaretrade on all my kids' electronics (iPods, DSi's) to cover the accidental damage.
Well, I decided to wing it and not sign up for the coverage. I'll just have to keep my fingers crossed. I wound up getting my Cappy w/ 2 yr agreement for $59.99 (price match!) and can't see paying even the 3% per month of what the std $149 2yr agreement price was (plus then the $125 for a claim).
I do worry about theft, but I'm so strict about letting this thing out of my sight, I'm not too worried about it.

Do you buy insurance for your phone?

Personally i never buy insurance, if i break the phone i buy a used one somewhere and i sell my broken one on ebay, price difference is about the deductible. I never pay any monthly fee and if i don't break the phone i don't spend anything
never thought of buying insurance. i find it costs too much and if you look after your phone and dont throw it around it will generally last the 2 years of the contract + a bit longer if your lucky
Never did and probably never will!
mattyt_491 said:
never thought of buying insurance. i find it costs too much and if you look after your phone and dont throw it around it will generally last the 2 years of the contract + a bit longer if your lucky
Click to expand...
Click to collapse
+1. I'm a brave man
Yes I pay about 8 for the insurance bundle on T-Mobile, even though I'm careful with my stuff.
nope,i never did and i never will,its like kid to me,im taking care about him,lol ^^
This is my 1st insurance for my gadget. It came free in the box double protection from samsung,awesome
send from my xda premium DJS2 2.3.3|DXKG3
With Sprint Premiere, I get a new phone every 12 months anyway. Why pay $8 or so a month for insurance and still have to pay a $100 deductible for a replacement that might not be new. No thanks.
I don't buy it for my phone as I'm pretty careful with it. My dad, however, we bought insurance for the first year. He dropped his Nexus One at least 10 times on concrete and it was fine. So we cancelled the insurance on it.
Smartphones can be so resilient nowadays.
Why bother buying insurance for your cell phone when you can buy another one with those money?
amy822 said:
Why bother buying insurance for your cell phone when you can buy another one with those money?
Click to expand...
Click to collapse
If you break it, the insurance gives you a new phone.
greenstuffs said:
Personally i never buy insurance, if i break the phone i buy a used one somewhere and i sell my broken one on ebay, price difference is about the deductible. I never pay any monthly fee and if i don't break the phone i don't spend anything
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Click to collapse
Why insurance?? If you put 10 dollars a side every month, you will have your own insurance
I ain't paying insurance for phones...it is simply stupid to pay for such things...
Ace42 said:
If you break it, the insurance gives you a new phone.
Click to expand...
Click to collapse
IF you try collecting those money you spent for the insurance plus selling the broken one on e-bay...you will have enough money to buy a new one too.....take note of the big IF....
I only would if I would have an IPhone - just saw a new one break in the pocket of a friend when he hit a table....
But I do not buy fruits someone have already bit in
yes i do buy insurance not only for my phones but also for my other gadgets such as my laptops,mp3 player etc as they cover our gadgets from accidental damage,loss or theft .
yeah i have insurance as well as an otterbox on my evo from insurance lol
At $600.00 a pop I will be buying insurance. even if the phone has to get lost.
you know what I mean
K4GET
Yes yes yes. I've had to use insurance before and was glad it was available. For those of us that can't just run out and buy a new phone, or even shop for a cheaper on on Ebay insurance is a must.
My mom recently got an Incredible 2, didn't get insurance, then accidentally slammed the phone in her car door, busting the LCD and digitizer. I've been getting replacement parts and it's a pain. I'm all about convenience.
Lucky me i bought insurance for my evo. cracked the screen twice and got it repaired instore without deductible.

Nexus 4 Insurance

So where do I get an insurance for my coming Nexus 4. I;m kinda skeptical about the strength of the phone and need a backup is something happens.
Only from Shop
If you bought it from a third-party store, you'll have warranty from the shop.
If bought online, no insurance. Just buy a case, and don't damage it, it really isn't that hard if you take care of it and not throw it everywhere.
itspb said:
So where do I get an insurance for my coming Nexus 4. I;m kinda skeptical about the strength of the phone and need a backup is something happens.
Click to expand...
Click to collapse
SquareTrade but you will end up paying for the device in about 2 years. If you feel you might break it in that time go right ahead. (Note fine print has a $99 deductible.)
Honestly I will just do my best not to break it, and if I do, just buy a new one.
laptopfreek0 said:
SquareTrade but you will end up paying for the device in about 2 years. If you feel you might break it in that time go right ahead. (Note fine print has a $99 deductible.)
Honestly I will just do my best not to break it, and if I do, just buy a new one.
Click to expand...
Click to collapse
Yeah problem with squaretrade is that with the upfront fee plus deductible, you're almost at the price of a new phone. This probably goes for any insurance on this phone since it's relatively inexpensive.
Would like to add that square trade will have a 40% off sale for black Friday. See their Facebook page to sign up. Makes it a more reasonable price. Now if only in can get a hold of a nexus 4 lol
If you buy from Google, you don't need a insurance. Just be careful of accidental damage which can be prevented if you pay attention.
marsdta said:
Would like to add that square trade will have a 40% off sale for black Friday. See their Facebook page to sign up. Makes it a more reasonable price. Now if only in can get a hold of a nexus 4 lol
Click to expand...
Click to collapse
Ohh thanks for the info. The website states $7/mo or $125 for 2 years. The only difference between the two is paying up front or monthly right (aside from the discount)? Or are you able to cancel at any time, say after a year? I'm contemplating on whether it's a good deal since there is a $100 deductible (wil there be tax added on?) and the value of the phone will go down overtime as well. But with the 40% black fri deal, I would probably get it .
Also... this only covers damage and not lost/stolen phones like Tmobile insurance right..?
CoCoGirl886 said:
Ohh thanks for the info. The website states $7/mo or $125 for 2 years. The only difference between the two is paying up front or monthly right (aside from the discount)? Or are you able to cancel at any time, say after a year? I'm contemplating on whether it's a good deal since there is a $100 deductible (wil there be tax added on?) and the value of the phone will go down overtime as well. But with the 40% black fri deal, I would probably get it .
Also... this only covers damage and not lost/stolen phones like Tmobile insurance right..?
Click to expand...
Click to collapse
Well I know for the lump sum one that if you cancel you get a prorated refund. I haven't found anything saying that you can't cancel the monthly plan but I would contact them to be sure.
The deductible shouldn't have any tax added. And yes it does not cover lost/stolen phones.
Usually I'm very careful with my phones but have dropped them from time to time. I did own an iPhone 4 for only 6 months though so still not sure about the longetivity of an all glass phone.hence contemplating square trade. But with the 40% off I would be looking at 175 if I do file a claim.
Another option I saw a fellow xda recommend is going threw werth Ave group. Its an actual insurance company(think auto,home,etc) they have a 50 deduct and covers theft. But know nothing about them
Would these insurance policies cover if the micro USB charging port on the phone gets messed up? it happen on my sprint OG Evo4G, the USB got completely separated from the board itself... (I have no clue how that could happen) and i had to go through my insurance to get it taken care of, (and shell out $100 for a replacement)
But how about if by accident the phone get bricked or something software related? Or if they battery doesn't charge good anymore and it needs to be replace?
If you bought it through T-Mobile, they have a $5 per month insurance policy ($20 deductible) for accidental damage. They also have an $8 per month policy (no deductible) that covers damage and theft. Beats the SquareTrade, even with the discount. I understand that most people probably got it through the Play Store but hope that helps anyone thinking of getting it through T-Mobile.
I personally got the $8 plan. I'll probably either cancel the plan or downgrade it to the $5 after I get a case and some screen covers.
I have a Citi Forward Visa card, for free (no annual fee either) you get $250 of cell phone insurance ($50 deductible). I just filed a claim on my Galaxy Nexus after the screen cracked when I dropped it. Seems pretty straightforward and can't beat the price. It covers breakage & theft.
Stryder5 said:
If you bought it through T-Mobile, they have a $5 per month insurance policy ($20 deductible) for accidental damage. They also have an $8 per month policy (no deductible) that covers damage and theft. Beats the SquareTrade, even with the discount. I understand that most people probably got it through the Play Store but hope that helps anyone thinking of getting it through T-Mobile.
I personally got the $8 plan. I'll probably either cancel the plan or downgrade it to the $5 after I get a case and some screen covers.
Click to expand...
Click to collapse
Incorrect...
Sent from my DROID RAZR HD using Tapatalk 2
Your Bank/Home Insurance
chadmd23 said:
I have a Citi Forward Visa card, for free (no annual fee either) you get $250 of cell phone insurance ($50 deductible). I just filed a claim on my Galaxy Nexus after the screen cracked when I dropped it. Seems pretty straightforward and can't beat the price. It covers breakage & theft.
Click to expand...
Click to collapse
I'm assuming you have to buy the phone with the card in order for it to be covered? Really wish I knew this before paying with my Discover Card.
WinDroidGuy said:
Incorrect...
Sent from my DROID RAZR HD using Tapatalk 2
Click to expand...
Click to collapse
How is that incorrect?
Sent from my SGH-T959V using xda premium
If u crack the phone with TMobile insurance there is a deductible it only covers non accidental stuff without the deductibles but if its not super cracked they won't charge u just Dont mention it ... U think if we buy from play store we can still get it insured from TMobile? I have the 8 dollar plan on my line for my One S right now Dont know what's gonna happen with that Lol
Sent from my HTC VLE_U using xda app-developers app
icecicle said:
If u crack the phone with TMobile insurance there is a deductible it only covers non accidental stuff without the deductibles but if its not super cracked they won't charge u just Dont mention it ... U think if we buy from play store we can still get it insured from TMobile? I have the 8 dollar plan on my line for my One S right now Dont know what's gonna happen with that Lol
Sent from my HTC VLE_U using xda app-developers app
Click to expand...
Click to collapse
I'm pretty sure Premium Handset Protection will work with the Nexus 4. I don't see why it wouldn't, considering there are NO differences between the Play Store and T-Mobile version.
chadmd23 said:
I have a Citi Forward Visa card, for free (no annual fee either) you get $250 of cell phone insurance ($50 deductible). I just filed a claim on my Galaxy Nexus after the screen cracked when I dropped it. Seems pretty straightforward and can't beat the price. It covers breakage & theft.
Click to expand...
Click to collapse
Thanks for mentioning this, I have the same card and I bought the phone using the card. Do you know how long it is covered? I can't find a link to the information on the site.
Sent from my HTC One S using XDA Premium HD app
hbkmog said:
If you buy from Google, you don't need a insurance. Just be careful of accidental damage which can be prevented if you pay attention.
Click to expand...
Click to collapse
This. You just have to be really careful.

Canadian Phone Insurance, What's Everyone Using?

So, I'm liking this phone. So much so I don't want to be without it. Im given a couple options for insurance, and im wondering what people have gone with. I myself have 2 Options:
FutureShop Product Exchange Plan:
Pros - Unlimited Exchanges
- I work at FutureShop, So no BSing around.
Cons- Doesn't Cover Accidental, Lost or Stolen
Price: 200-250$, 0$ deductable
Ensquared Insurance
Pros - Cheap as Hell
- All Phones replaced Fast, and From what I understand, most are new
- Covers Lost, Stolen, Accidental
Price 99$, 99$ deductable.
So really it comes down to if I think Ill break it, or whatever.
Ensquared looks like the no brainer decision to me. For a total of $200 you pay for the insurance & a deductible. The 1st option looks more expensive for the insurance even if you don't file a claim.
ronj1986 said:
Ensquared looks like the no brainer decision to me. For a total of $200 you pay for the insurance & a deductible. The 1st option looks more expensive for the insurance even if you don't file a claim.
Click to expand...
Click to collapse
Yea, I know. However, FutureShop has over the counter, Brand New in Box EVERYTIME Phones. I'm just stuck and dont want to buy both, cause that would be overkill.
I went with Fido Device protection plan. They use Asurion, as do Bell, telus, and rogers. I just had to go through a claim with them. While the customer reps sound nice and all. The waiting time for a replacement was huge even though they mentioned next day replacements. I had to pay 10$ on my monthly plan plus 120$ deductible. My phone finally shipped after a week, will receive it on coming tuesday due to holidays in between. Really hope it's not a refurb or faulty phone.
5hr3wd said:
I went with Fido Device protection plan. They use Asurion, as do Bell, telus, and rogers. I just had to go through a claim with them. While the customer reps sound nice and all. The waiting time for a replacement was huge even though they mentioned next day replacements. I had to pay 10$ on my monthly plan plus 120$ deductible. My phone finally shipped after a week, will receive it on coming tuesday due to holidays in between. Really hope it's not a refurb or faulty phone.
Click to expand...
Click to collapse
I think ill pass on ASS-urion, haven't heard any positive things come from their neck of the woods. Also, its hella expensive :S
QuickSkope said:
I think ill pass on ASS-urion, haven't heard any positive things come from their neck of the woods. Also, its hella expensive :S
Click to expand...
Click to collapse
Interesting, I went with the Telus protection. 8 bucks a month and $150 deductible and can be used twice a year. Didn't know of any other decent options. Just didn't want to get ****ed like I did when I smashed the screen on my imported S3.
Sent from my SGH-I337M using xda premium
QuickSkope said:
So, I'm liking this phone. So much so I don't want to be without it. Im given a couple options for insurance, and im wondering what people have gone with. I myself have 2 Options:
FutureShop Product Exchange Plan:
Pros - Unlimited Exchanges
- I work at FutureShop, So no BSing around.
Cons- Doesn't Cover Accidental, Lost or Stolen
Price: 200-250$, 0$ deductable
Ensquared Insurance
Pros - Cheap as Hell
- All Phones replaced Fast, and From what I understand, most are new
- Covers Lost, Stolen, Accidental
Price 99$, 99$ deductable.
So really it comes down to if I think Ill break it, or whatever.
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If you havent purchased the phone already, purchase it from a Wirelesswave or T-Booth store in the malls, its $100 and covers you for 2 years, it doesnt cover any of the accidentals, but if you never have to use the warranty you get all of your money back at the end of your 2nd year.

The "insurance" at Best Buy is changing 9/1/13

I figured I place this tidbit of information here since I have a galaxy s4, but this will apply to other smartphones as well. For those who invest in insurance for their phones, it is changing at Best Buy. Currently, the Geek Squad Protection is a $10 monthly charge for Android/Windows/Blackberry ($15 for iPhones), no deductible, unlimited claims for two years, and it does not cover lost or stolen. Starting on 9/1/13 (Im 99% sure that's the date, which is around the corner lol) it will be $10 for smartphones (Android/Windows/BlackBerry/iPhones), $150 deductible, 3 claims for 24 months, and it will not cover lost or stolen.
Kenpachi 91 said:
I figured I place this tidbit of information here since I have a galaxy s4, but this will apply to other smartphones as well. For those who invest in insurance for their phones, it is changing at Best Buy. Currently, the Geek Squad Protection is a $10 month charge for Android/Windows/Blackberry ($15 for iPhones), no deductible, unlimited claims for two years, and it does not cover lost or stolen. Starting on 9/1/13 (Im 99% sure that's the date, which is around the corner lol) it will be $10 for smartphones (Android/Windows/BlackBerry/iPhones), $150 deductible, 3 claims for 24 months, and it will not cover lost or stolen.
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Too many idiots bricking their phones and bringing them in for exchange / repair. Sure, occasionally there are legitimate claims, but with the release of MF3 and the people that are too lazy to read and learn, the number of claims is most likely going through the roof. If it continues, square trade will be the next to change their terms. It's bad when people with legitimate claims have to be hassled by AT&T, Samsung, Best buy, etc...just because people are committing fraud so frequently.
To be fair, when MF3 was first pushed and people knew nothing about it, it was reasonable to expect some problems. However, the learning curve has been over for some time now and the excuses are done. If someone bricks with MF3 now (and they are not a DEV trying to make something happen to help everyone) there is absolutely no excuse. Developers bricking their phones working on unlocked bootloader exploits / methods might make up 1% of total claims. Legitimate claims might make up another 10%. The rest are people that are bricking their devices and then expecting insurance to pay for their ignorance. So thank you lazy idiots for making insurance more expensive for the rest of us.
I knew the unlimited claims was going to hurt them down the line. I have the 2 year outright protection since I get a discount. So I will still have the unlimited claims (which I will probably never use). However it does suck for those who truly need it though.
Sent from my Galaxy S4 (Bonestock v1.1.3) using xda-developers app
eh I may just cancel mine then, but still kinda worth it for $10/mo.......
sent from my Galaxy S4 using Tapatalk 4
scott_0 said:
eh I may just cancel mine then, but still kinda worth it for $10/mo.......
sent from my Galaxy S4 using Tapatalk 4
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I shouldve said this in the original post. For those who have Best Buy's insurance as of 8/31/13 and before, you are unaffected. You still have the $0 deductible and unlimited claims.
Sent from my Galaxy S4 (Bonestock v1.1.3) using xda-developers app
Kenpachi 91 said:
I shouldve said this in the original post. For those who have Best Buy's insurance as of 8/31/13 and before, you are unaffected. You still have the $0 deductible and unlimited claims.
Sent from my Galaxy S4 (Bonestock v1.1.3) using xda-developers app
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haha that's great news! thanks for the info
sent from my Galaxy S4 using Tapatalk 4
Bought 2 new Galaxy S 4 the day before this went into effect.
Only by luck did I hear about it in time. Was going to hold off for a few more weeks on the purchase. So glad I didn't!
skandranon314 said:
Bought 2 new Galaxy S 4 the day before this went into effect.
Only by luck did I hear about it in time. Was going to hold off for a few more weeks on the purchase. So glad I didn't!
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Yeah good thing you didn't. I knew it was changing for a while, but I didn't get the exact details until much later
Sent from my Galaxy S4 (Bonestock v1.1.3) using xda-developers app
It also looks like the $9.99 plan doesn't cover drops even with the $150 deductable.
You have to pay the $200 up front to get this coverage.
ricktat said:
It also looks like the $9.99 plan doesn't cover drops even with the $150 deductable.
You have to pay the $200 up front to get this coverage.
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It covers accidentals. The $10 monthly charge and the $200 upfront cover the same thing. It's just that paying upfront saves you $40 in the long run...
Sent from my Galaxy S4 (Bonestock v1.1.3) using xda-developers app
Kenpachi 91 said:
It covers accidentals. The $10 monthly charge and the $200 upfront cover the same thing. It's just that paying upfront saves you $40 in the long run...
Sent from my Galaxy S4 (Bonestock v1.1.3) using xda-developers app
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What's the difference in the standard and advanced plan? Best buy only lets you pick monthly or upfront.
http://www.geeksquad.com/protection-plans/geek-squad-protection/mobile-phones.aspx#_tab1
This is my favorite. It's got to be a little broke I guess.
What if I dropped my cell phone walking to work?
Ouch! If you have our Advanced Geek Squad Protection Plan with accidental damage from handling coverage, it'll be covered. However, we don't cover units that fall from extreme heights such as decks, balconies and windows.
ricktat said:
What's the difference in the standard and advanced plan? Best buy only lets you pick monthly or upfront.
http://www.geeksquad.com/protection-plans/geek-squad-protection/mobile-phones.aspx#_tab1
This is my favorite. It's got to be a little broke I guess.
What if I dropped my cell phone walking to work?
Ouch! If you have our Advanced Geek Squad Protection Plan with accidental damage from handling coverage, it'll be covered. However, we don't cover units that fall from extreme heights such as decks, balconies and windows.
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Interesting. I'll ask my manager about this. Since our emails didn't mention anything about standard and advanced plans. I'll have more info later tonight.
Edit:
So that page did catch my manager off guard. We looked at the email that he received and that doesn't really match up. The one on the website is referring to prepaid devices according to my manager, not contract.
Best buy didn't honor my insurance today. They are a total scam. I mean I haven't posted in this forum for a looooong time and I was compelled to write here. I spent 2 hours arguing with the manager, and all they would do for me is knock $50 off an upgraded phone. The guy I originally was working with finally told me that: if the phone is broken beyond repair... they will NOT honor the insurance. Only minor defects e.g. cracked screen, broken power button, broken camera (repairable stuff) is covered. Please save your $15 a month... I'll never spend another dime in a best buy store again.
bigough13 said:
Best buy didn't honor my insurance today. They are a total scam. I mean I haven't posted in this forum for a looooong time and I was compelled to write here. I spent 2 hours arguing with the manager, and all they would do for me is knock $50 off an upgraded phone. The guy I originally was working with finally told me that: if the phone is broken beyond repair... they will NOT honor the insurance. Only minor defects e.g. cracked screen, broken power button, broken camera (repairable stuff) is covered. Please save your $15 a month... I'll never spend another dime in a best buy store again.
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What?!? I have taken no less than 8 different phones in that were clearly broken behold repair over the past few years. In fact that was one of the major selling points in the old days. I would go to a different best buy and try again, and again till one takes it. That is BS~!
bigough13 said:
Best buy didn't honor my insurance today. They are a total scam. I mean I haven't posted in this forum for a looooong time and I was compelled to write here. I spent 2 hours arguing with the manager, and all they would do for me is knock $50 off an upgraded phone. The guy I originally was working with finally told me that: if the phone is broken beyond repair... they will NOT honor the insurance. Only minor defects e.g. cracked screen, broken power button, broken camera (repairable stuff) is covered. Please save your $15 a month... I'll never spend another dime in a best buy store again.
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Do you have it in writing that they will fix /replace/ repair (whatever you are trying to do) a phone that is "broken beyond repair"? And did you satisfy the terms of the contract? If so, contact their corporate office about the issue.
scott14719 said:
Do you have it in writing that they will fix /replace/ repair (whatever you are trying to do) a phone that is "broken beyond repair"? And did you satisfy the terms of the contract? If so, contact their corporate office about the issue.
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I have the geek squad pamphlet right next to me and it says "accidental damage from handling covers damage as a result of unexpected and unintentional drops and spills that arise from normal usage of the product as the manufacturer intended. Abuse, misuse and fraud not covered". The way I read <<that is it covers accidental drops regardless of severity of damage.
I guess I didn't mention how it happened to you guys. Girlfriends kid was sticking the phone out the window to get a better signal while I was driving, I told him to bring it in and he dropped it out of a moving vehicle. It was an accident, however I guess in the truest sense of the term it wasn't (at the time) "normal use of the product". However that doesn't even matter. The representative said "I'll put another story that will sound better" (whatever that means). The manager came over, took a photo of my phone and sent it to her boss. She came back later and said it won't be covered.
The way the manager made it sound was that the insurance company they are sending it to would not pay for it and would send it back to them as denied. I already made a thread on the best buy forums. I will be contacting corporate, I will even find the email of the CEO and send him an email too if it comes down to it. I've done it before with other companies and have no qualms about doing it again.
skandranon314 said:
What?!? I have taken no less than 8 different phones in that were clearly broken behold repair over the past few years. In fact that was one of the major selling points in the old days. I would go to a different best buy and try again, and again till one takes it. That is BS~!
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Yes I agree. I was a champion for Best Buy. I would always tell people "why'd you buy your phone from X? If you buy it from Best Buy, they phone is covered in almost all situations". I've used them before on my iphone 4 and it was also smashed, and I never had a problem. The next closest best buy is about 1 hour away. I'm also going to call the Geek Squad tomorrow and see what they say.
If all else fails, AT&T is offering a $250 upgrade addition for the 5S. So instead of spending $700+ on a new phone it is $199+250= $450.
---------- Post added at 09:26 PM ---------- Previous post was at 09:07 PM ----------
I had no intention of giving that phone up. The phone's camera was shot (purple blotches on the photos), the power button was broken but, I was running 6.1 jailbroken! I have no interest in owning an un-jailbroken iphone. I was willing to deal with the failing hardware issues to retain my jailbreak and keep the insurance for a catastrophic event. Now the way it looks, not only will I be running an un-jailbroken iphone while waiting for envasi0n to release a jailbreak, but I will be coming out of pocket $450 minimum (not counting the $360ish I spent on "insurance" premiums). Double whammy on my end.
I'm sorry to vent but I am furious!! The customer service rep also told me that they insurance is changing to a $150 deductible with new cellphone sales.
Best Buy Geek Squad Protection: $9.99 / month or $199.98 / 2 years. Covers drops, water damage, and other malfunctions. Deductible: $150. Repairs existing handset if possible, if not, replaces with refurbished or new handset of same or like model. (Note: the deductibles were added and pricing changed as of Sept. 1st, 2013 - non-deductible coverage for new customers is no longer available).
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If you read my update.... forget it. Best Buy screwed me the F over!!
There is now a $7 GSP plan. This basically excludes handling of manufacturer claims, no charger, or battery replacement. The $150 deductible and 3 claims still apply

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