I spoke to a rep yesterday that said the insurance with Verizon has two different plan options, $7 or $10, with the latter providing coverage for if the phone is lost. The rep was unsure of the deductible. Does anyone have details of the insurance options, or the best type of insurance to get at the lowest rate?
jinforthewin said:
I spoke to a rep yesterday that said the insurance with Verizon has two different plan options, $7 or $10, with the latter providing coverage for if the phone is lost. The rep was unsure of the deductible. Does anyone have details of the insurance options, or the best type of insurance to get at the lowest rate?
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Lowest rate would be if you just bought a 2 year protection plan and paid it all up front. (I guess it's a higher rate but you only pay once). They offer 2 yrs protection for $160 at best buy for the s6 so I'm guessing it's something similar to that at verizon though maybe cheaper as best buy charged 8 a month if you wanted a monthly version.
Sent from my SM-G920V using XDA Free mobile app
jinforthewin said:
I spoke to a rep yesterday that said the insurance with Verizon has two different plan options, $7 or $10, with the latter providing coverage for if the phone is lost. The rep was unsure of the deductible. Does anyone have details of the insurance options, or the best type of insurance to get at the lowest rate?
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I am a district manager for verizon pm me if yoi have any questions and want a correct answer
jinforthewin said:
I spoke to a rep yesterday that said the insurance with Verizon has two different plan options, $7 or $10, with the latter providing coverage for if the phone is lost. The rep was unsure of the deductible. Does anyone have details of the insurance options, or the best type of insurance to get at the lowest rate?
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Use Squaretrade, it's $99 for 2 years and only $75 deductible.
Sent from my SM-G920V using XDA Free mobile app
I believe there are 3 different insurances that Verizon offers.
WPP - Wireless Phone Protection ( ~$7.00 ) Covers lost, stolen, or accidental damage.
TEC - Total Equipment Coverage (~$9.00) Covers lost, stolen, or accidental damage and includes extended warranty after the 1 year manufacturers.
TMP - Total Mobile Protection (~$11.00) Covers lost, stolen, or accidental damage and includes extended warranty plus "A team of certified Tech Coaches who provide support for Verizon devices."
TMP is worthless. I would always choose TEC because of the extended warranty. Extended warranty is for as long as you have the device and you pay for it monthly.
I am almost positive they all have the same deductible. Used to work for Verizon once upon a time.
Hopefully this helps.
JB EaZee said:
I believe there are 3 different insurances that Verizon offers.
WPP - Wireless Phone Protection ( ~$7.00 ) Covers lost, stolen, or accidental damage.
TEC - Total Equipment Coverage (~$9.00) Covers lost, stolen, or accidental damage and includes extended warranty after the 1 year manufacturers.
TMP - Total Mobile Protection (~$11.00) Covers lost, stolen, or accidental damage and includes extended warranty plus "A team of certified Tech Coaches who provide support for Verizon devices."
TMP is worthless. I would always choose TEC because of the extended warranty. Extended warranty is for as long as you have the device and you pay for it monthly.
I am almost positive they all have the same deductible. Used to work for Verizon once upon a time.
Hopefully this helps.
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This is correct. They used to only charge $5.18 for WPP, which is what I always got as I typically got a new phone once per year and never used the extended warranty.
Thanks for all the good info. The rep that sold me my phone said the only option was the $11 one since it was an expensive phone. I logged into my account and sure enough it's the TMP. I buy my phones off contract about once a year so I'm thinking WPP is what would be best for me. Anyone else agree? And can I downgrade to it if I go into a store?
Sent from my Nexus 7 using Tapatalk
I've had WPP for years. It's a pain to be an extra charge on my bill but I've used it twice so it's paid for itself. Square trade is good but doesn't cover for most devices.
Glitch4583 said:
I've had WPP for years. It's a pain to be an extra charge on my bill but I've used it twice so it's paid for itself. Square trade is good but doesn't cover for most devices.
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Unless it changed, after 2 claims they cancel your insurance.
Thanks for the info everyone. Any idea of the deductible with Verizon?
EDIT - deduct = $149.
WPP seems to make sense for me as it covers everything except warranty.
Related
Can you get insurance through Tmobile with this phone?
Sent from my HTC Vision using XDA App
Nope. I just ordered mine and talked to T-Mobile about insurance, as of right now they are not covering the NS. Maybe later they will...?
Thanks, I'll hold off on it for now then.
Sent from my HTC Vision using XDA App
I did mine through Best Buy. They cover everything but loss. Should be enough. I hope....
Insurance from Best Buy
Offered at $10/month. Not worth it, IMHO.
I already had the $4.99 insurance on my line for the mytouch 4g and called t-mobile to see if it would transfer. The rep told me it would automatically cover the new phone including theft and loss. $120 deductible if theft or loss and free replacement for hardware and other warranty issues.
daragh said:
Offered at $10/month. Not worth it, IMHO.
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I was thinking to same since it didn't cover loss, but the t-mobile one was 4.99 so its not that much more...
Cheeze[iT] said:
I was thinking to same since it didn't cover loss, but the t-mobile one was 5.99 so its not that much more...
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I went ahead and got the bestbuy insurance
c_licious said:
I already had the $4.99 insurance on my line for the mytouch 4g and called t-mobile to see if it would transfer. The rep told me it would automatically cover the new phone including theft and loss. $120 deductible if theft or loss and free replacement for hardware and other warranty issues.
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Good call, just confirmed this with T-Mobile as well. Now I'm worry free.
Will T-Mobile handset insurance still apply for this handset?
"T-Mobile will not be selling the phone so they will not be offering their insurance. We recommend Best Buy's Geek Squad Black Tie Protection ($9.99 per month)."
http://www.bestbuymobile.com/article/google-nexus-s-faqs
apogee82 said:
Will T-Mobile handset insurance still apply for this handset?
"T-Mobile will not be selling the phone so they will not be offering their insurance. We recommend Best Buy's Geek Squad Black Tie Protection ($9.99 per month)."
http://www.bestbuymobile.com/article/google-nexus-s-faqs
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time to call t-mobile, again to confirm. maybe if I get 5 yes's its gotta be true right?
Weird just got off the phone with assuron (spelling?) and they said that it will probably be covered, similar to the nexus one, but what was weird was when he said that with the nexus one, when people said their phone broke, they would send a comparable phone ie. vibrant....
Id be careful with the best buy insurance, i bought it a long time ago once on my iPod which ended up breaking which they had to send it in and have them look into the issue to see if they would cover it, 3 weeks later i get it returned to me saying they would not cover the problem. I believe it won't cover a LOT of things that the T-Mobile like lost or water damange, so i would be careful getting the best buy "insurance" plan for this phone.
Also T-Mobiles insurance website, w**.phoneclaim.com/t-mobile does not list the Nexus S as one of the items they will be covering and i spoke with two T-Mobile reps in stores that said that it would not be covered, this is the main reason i am holding off on getting the phone.
Best of luck to all and i hope none of you need to worry about it anyways!
Best Buy Mobile offers $10/month for any accidental damage including water. NO DEDUCTIBLE, UNLIMITED claims. 48-72 hour rapid exchange process.
does not cover lost/stolen
I purchaed my insurance through squaretrade.com.
I have used them before with no problems on a claim. $100 up front, $50 dollar deductable if you break it.
Best option, as always, is to claim it through your home or renters insurance. It barely touches your policy and is much easier to file a claim, provided you have a solid insurance company.
n1kki6 said:
I purchaed my insurance through squaretrade.com.
I have used them before with no problems on a claim. $100 up front, $50 dollar deductable if you break it.
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^This. $100 is for 2 years, which comes to $4.17/mo
BruceCLin said:
^This. $100 is for 2 years, which comes to $4.17/mo
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I'll wait until the 25th. They'll probably release coupons that can get you can extra 10-20% off.
Cheeze[iT] said:
I did mine through Best Buy. They cover everything but loss. Should be enough. I hope....
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I got it too. No questions asked and no deductible for $10 is alright to me..
I also called T-Mobile to confirm and my rep said yes, my insurance will transfer over to the new phone.
I saw some other threads and figured I'd share a new discovery of mine. Not sure if anyone has heard of them:
http://www.worthavegroup.com/
Very affordable insurance and beats out SquareTrade, I think.
Just finished a claim on my EVO 4G with SquareTrade and they closed the warranty once they reimburse me. So essentially, once they pay you for a new phone, your warranty is considered fully used regardless of how many years of coverage you have left. Worth Ave has unlimited claims and includes theft and loss and all that cool stuff for a good price. $50 deductible for $599 coverage for my new Epic 4G Touch (iPhones have different coverage but other devices like Android phones are the same essentially). Roughly $60 bucks a year flat fee. I did my research on them before hand and I've only read good things.
Just thought I'd share!
-Rip
Do they reimburse you or just send you a "refurbished" phone? I like the fact that SquareTrade reimburses you so you can go out and buy any new phone on the market and yes, then you do have to buy a new warranty but it is a totally "new" phone.
frodoboy said:
Do they reimburse you or just send you a "refurbished" phone? I like the fact that SquareTrade reimburses you so you can go out and buy any new phone on the market and yes, then you do have to buy a new warranty but it is a totally "new" phone.
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SquareTrade reimbursed me to the EVO's current market value ($450). They do not give out refurbs and I believe Worth Ave is the same. They are not actual repair shops so they are not entitled to give you a replacement or refurb. Either they pay for repair at an authorized/licensed repair depot or they reimburse you with good old cash to buy another phone at current market value.
Insurance
Hello,
I don't know about in the US but my mobile is covered under the "accidental damage" portion of my home insurance policy, sure it might cost me my excess but I will only pay it if I damage the phone which may not happen.
regal_beaver said:
Hello,
I don't know about in the US but my mobile is covered under the "accidental damage" portion of my home insurance policy, sure it might cost me my excess but I will only pay it if I damage the phone which may not happen.
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Usually homeowner's policies have pretty high deductibles, usually $500 or more and that basically leaves you without coverage on all phones.
I think this is covered in some other threads. But check with your home owners insurance. I can get a rider for mine that costs $18/year. It is $18/year for up to $5000 of computers, cell phones, software, peripherals, etc. Not $18/device. Just $18/year!
It is all risk coverage. So it covers theft, loss, damage (like dropping it). $50 deductible.
So check with your insurance carrier is you have home owner's insurance (or apartment insurance).
a case is my insurance policy.
These always have deductible, take a couple of days and get a refurb old phone.
With the way tech changes, always feel its just better to trade up to a new phone if you lose/break.
Looking at the insurance options it seems to be between ATT, Samsung, and SquareTrade. For those who have insurace what did you pick and why?
from what I can see:
ATT:
Pros: Low Monthly ($8.99), Covers loss and theft, I believe you, I believe you are certain to get your original color?
Cons: Initial high deductible until it slides, not covered under the $89 screen repair
For ATT is it as simple as walking into a store, filing a claim, and walking out with a new one?
Samsung:
Pros: $99 deductible always, Someone comes to your house either same or next day I believe
Cons: High monthly payments ($11.99), Does not cover loss and theft, No guarantee of phone color
SquareTrade:
Pros: Low Monthly payments (I read someone said it was $7), Also read it was a low deductible like $70
Cons: Does not cover loss and theft. Too good to be true? Slow claims? I really dont know anything about this company so if someone has had experience with them it'd be helpful to know!
Guitarboarder28 said:
Looking at the insurance options it seems to be between ATT, Samsung, and SquareTrade. For those who have insurace what did you pick and why?
from what I can see:
ATT:
Pros: Low Monthly ($8.99), Covers loss and theft, I believe you, I believe you are certain to get your original color?
Cons: Initial high deductible until it slides, not covered under the $89 screen repair
For ATT is it as simple as walking into a store, filing a claim, and walking out with a new one?
Samsung:
Pros: $99 deductible always, Someone comes to your house either same or next day I believe
Cons: High monthly payments ($11.99), Does not cover loss and theft, No guarantee of phone color
SquareTrade:
Pros: Low Monthly payments (I read someone said it was $7), Also read it was a low deductible like $70
Cons: Does not cover loss and theft. Too good to be true? Slow claims? I really dont know anything about this company so if someone has had experience with them it'd be helpful to know!
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Just my two cents and I never used the protection plan before, just had a few phones break during the warranty period. Looks like at&t closed their device service centers, so everything is done by phone and shipped to you. I've had appointments on evenings and sundays to replace dead phones that was nice. Here's a something I put together if I decide to. at&t has extended their enrollment for the protection plans until the end of June if you missed out.
I need to update my signature too, M9 was about die....
Silverexp said:
Just my two cents and I never used the protection plan before, just had a few phones break during the warranty period. Looks like at&t closed their device service centers, so everything is done by phone and shipped to you. I've had appointments on evenings and sundays to replace dead phones that was nice. Here's a something I put together if I decide to. at&t has extended their enrollment for the protection plans until the end of June if you missed out.
I need to update my signature too, M9 was about die....
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yea I ended up going with att. thats a good speadsheet though. thanks for the share!
I have used Square Trade for many years for all my family phones, laptops/PC's, even a Keurig machine. Have had to claim a couple of times and they are very reasonable & super fast. One family member's iPhone screen cracked, initiated a claim, took it to local Genius Bar (isn't that name just a hoot), and uploaded PDF copy of the receipt, had full reimbursement from Square Trade into my PayPal account in less than 24 hours. No problems using this service at all. If device can't be fixed, or if repair facility wants to replace rather than repair, Square Trade reimburses the full cost. Just have to look at which service level and desired deductible you want.
Sent from my SM-G955U using XDA Premium HD app
Subscribed. I'd love to hear more on this.
I have always purchased AppleCare+, Samsung Protection Plus or On-Guard by Assurant ect for my devices. I have enjoyed paying a one time fee and having coverage for 2 years and not being gouged with a reoccurring monthly fee. I've never had to make a claim but I feel great comfort in knowing I am covered.
I've never had carrier insurance such as AT&T's, mostly because I usually have several devices at any given time and swap my SIM often, and was told once ( most likely erroneously ) that once I swap my SIM into another phone the insurance is no longer valid for the original device.
Looking at what AT&T's insurance offers it seems outrageously expensive. I can't imagine anybody is actually paying for that. $229 deductible?!? Thats batshlt crazy!
I paid $129 for AppleCare+ for my iPhone 7 Plus. Deductible is only $29 for screen replacement and $99 for the entire device. Those are incredibly reasonable prices. My Note 5 was $129 with a $99 deductible.
When I purchased my Galaxy s8+ in store the AT&T sales associate was pushing the insurance really hard. I declined several times always planning on buying Samsung Protection Plus. I was pretty upset when I got home and saw that Samsung Protection Plus is not offered for the s8 and s8+. Instead we get Samsung Premium Care for $11.99 a month with no option to pay for the full 2 years. That means you are paying $306.03 I'm really not too happy about that.
I have several SuareTrade warranties. Have only had to make a claim once, on a 60" Plasma TV. They were super fast about accessing the situation remotely and ended up replacing it with a brand new, much nicer full array LED. I have to say I was pretty happy with how SquareTrade handled it. Maybe I'll give then a shot at my s8+. I'd rather do that than pay $306.03 to Samsung or a ridiculous $229 deductible with AT&T
What is everyone using for insurance since there is no UH-OH protection. I had vzw total on my HTC 10 and they said it would still be covered, but it's up to asurion what they would send as a replacement device. I was thinking about squaretrade. Any ideas?
If you've got wells fargo, their CC offers mobile phone insurance when you pay your bill with it.
https://www.wellsfargo.com/credit-cards/features/cell-phone-protection/
Cellular Telephone Protection is subject to a $25 deductible per claim and a maximum of 2 claims per 12 month period. The maximum benefit limit is $600 per occurrence and $1,200 per 12 month period. You will receive no more than the value of the original phone or a replacement phone with similar features and functionality, less a $25 deductible. This benefit does not cover cellular telephones that are lost. This protection is only available when cell phone bills are paid from your Wells Fargo Consumer Credit Card.
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Never had to make a claim yet, but I guess it gives me a peace of mind.
ckupsco said:
What is everyone using for insurance since there is no UH-OH protection. I had vzw total on my HTC 10 and they said it would still be covered, but it's up to asurion what they would send as a replacement device. I was thinking about squaretrade. Any ideas?
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That's funny, I've been contemplating creating this very post. Unfortunately gone are the UH-OH days and what sucks even more is that you can't even spend money on purchasing one like Moto extended protection plan.
I purchased the U11 through the US HTC.com (which offers NO protection). I could return phone and purchase new phone from US Amazon as well as add on the Square Trade extended accident protection. This costs money up front as well as a fee when you make a claim and in all totals ~$150 US but at least it's protected. My carrier won't help out and sends me letters that state I'm using a non-T-Mobile phone that's not covered.
Bottom line is that I REALLY don't like not having an accidental plan on my devices and am looking for a solution.
You can add squaretrade to an HTC purchased phone. I did it earlier today so I could use the phone20 code to save $20
Sent from my HTC U11 using Tapatalk
Another thread offered up https://upsie.com/
One of the devices popped up to order and I clicked on the buy now button. It brings you to the protection page to select optionial additional protection.
There were two choices:
Extend Manufacturer warranty for an additional 6 months for around $30 dollars
Accidental Protection for either 1 yr $70 or 2 yrs $140.
I wasnt actually able to buy the device because It keep error out and when I went back to the product page the option to order was now grayed out.
The pricing may be slightly off since I am doing this all by memory
I'm also curious, I had a OP3T last and it would have been nice to have some protection to buy for it...
Upsie has warranties for $79.99 for 2 year warranty, with $75 deductible (accident only). Prices seem to be pretty good and better than most stores. I have damage protection on my laptop thru them.
Superguy said:
Upsie has warranties for $79.99 for 2 year warranty, with $75 deductible (accident only). Prices seem to be pretty good and better than most stores. I have damage protection on my laptop thru them.
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good looking out, i'm gonna do this as well... have u filed a claim with them before? do they cover lost\stolen devices too?