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Not seen too many people moan about this, but when buy a app thats in
$ , halifax seem to charge me £1.50, this is so stupid specially when think buying app for $0.99, about 60p, nearly 300% increase going to my bank!
Is there not something google can do about this! maybe convert it themselves, take a 10% fee, (better then 300 aye).
Just has put me right off buying apps nowing im paying £1.50 ontop of what the app is.
I can't recall the source, but a few days ago I read that the market place will eventually accept paypal as a means of payment. This will avoid these damned charges as they do the conversion themselves. No eta however.
Not sure if this is the right area to post this or if it been posted before, but was just wondering on other opinions of googles hidden costs when buying apps off the market.
Not sure if this only happens in certain countries but I am in the uk and when I buy an app that is priced in euro's there is a 'hidden' £1.50 charge applied to my card, so a $1 app really costs about £2.30. So if I buy 10 apps, google make £15 quid off me!
I feel this is totally unfair and am wondering of the legalities of not even warning about this charge when you buy the app?
And also it does not seem fair that google are making money off the hard work of developers, I know they get a share of the price but then they also get the extra 'card charge'.....the word ripoff springs to mind here!
I live in the states and I haven't experienced this, perhaps it has something to do with the conversion rate?
rosso22 said:
Not sure if this is the right area to post this or if it been posted before, but was just wondering on other opinions of googles hidden costs when buying apps off the market.
Not sure if this only happens in certain countries but I am in the uk and when I buy an app that is priced in euro's there is a 'hidden' £1.50 charge applied to my card, so a $1 app really costs about £2.30. So if I buy 10 apps, google make £15 quid off me!
I feel this is totally unfair and am wondering of the legalities of not even warning about this charge when you buy the app?
And also it does not seem fair that google are making money off the hard work of developers, I know they get a share of the price but then they also get the extra 'card charge'.....the word ripoff springs to mind here!
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I don't think it is like that. Other people will confirm, but I guess it may be some thing with your credit card or bank, as I believe this does not happen to almost anyone.
antonio1475 said:
I don't think it is like that. Other people will confirm, but I guess it may be some thing with your credit card or bank, as I believe this does not happen to almost anyone.
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Well it happens to me whenever I buy an app that is in euros, on two different bank cards with different banks, and the money goes to google as it says it on the statement next to the charge.
what I'm getting at is even if it does only happen to a small amount of people (or even just myself), does it make it any less unfair to not warn of this?
And some may say well just buy apps that are in £'s but then I would be missing out on a hell of a lot of apps
rosso22 said:
Well it happens to me whenever I buy an app that is in euros, on two different bank cards with different banks, and the money goes to google as it says it on the statement next to the charge.
what I'm getting at is even if it does only happen to a small amount of people (or even just myself), does it make it any less unfair to not warn of this?
And some may say well just buy apps that are in £'s but then I would be missing out on a hell of a lot of apps
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I think it just fits to your problem:
http://www.techeye.net/mobile/android-apps-conceal-hidden-charges
antonio1475 said:
I think it just fits to your problem:
http://www.techeye.net/mobile/android-apps-conceal-hidden-charges
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Thanks for that, explains a lot, I think google should definitely start showing the true price of apps before you buy them, and warn of any charges you may incur....Is it any wonder that people use cracked apps!
To be honest, I hadn't noticed that VAT wasn't included in the prices, I just presumed they had it set up so that your local VAT rate was included (wouldn't be hard to do).
As for the £1.50 charge, that's down to your bank to inform you of it, which I bet they did, but you (like the rest of us) just never got round to reading the small print in the bumf that came with our accounts.
dbzfanatic said:
I live in the states and I haven't experienced this, perhaps it has something to do with the conversion rate?
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Same here. Never seen such a thing. (Also in the states.)
dgalanter said:
Same here. Never seen such a thing. (Also in the states.)
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Yeah probably a UK thing....they are always finding ways to sting us for more money here
It'll be your bank's handling charge for exchanging £ to €
The same as if you jumped on the ferry and bought a bottle of wine with your bank card rather than cash.
If you don't think your account should incur charges for non £ transactions (ie you're sure it says you won't be charged in your terms and conditions), then contact you bank and complain.
Demand the refund of £1.50 (was VAT added to the charge? I suspect it was so add an extra 20%) and £10 as compensation for their mistake.
xaccers said:
It'll be your bank's handling charge for exchanging £ to €
The same as if you jumped on the ferry and bought a bottle of wine with your bank card rather than cash.
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I'll just pay with with coins next time then eh?........now where's the coin slot on my phone?
And getting charges back from a UK bank......dont make me laugh
thanks for the info
rosso22 said:
I'll just pay with with coins next time then eh?........now where's the coin slot on my phone?
And getting charges back from a UK bank......dont make me laugh
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Email the developer and ask if you can post them some dosh
If your terms and conditions state that there is no charge for foreign transactions, then under the banking rules you're entitiled to those charges back.
Quite often a polite phone call even when the charges are valid can result in them being refunded.
I've had overdraft charges refunded simply because I phoned up and had a bit of joke with the person in the call centre, they have a thankless job putting up with customers abusing them for mistakes the poor sods aren't responsible for, if you can make one of their's day, they can give in to resonable requests.
Like when O2 barred my phone without warning me because my bank screwed up my direct debit. 4 days after making a manual payment the bar still hadn't lifted, so I got through to a west indian woman and while she was looking into it I said "I just wanna use my phone" in a jokey way, she laughed and sorted it and credited me £15.
Maybe with Google's plan for a web based marketstore they'll be the option to add apps to your basket and pay in one go, so only 1 charge, doubt it though.
I still cannot believe they have not sorted this. The majority of UK debit cards will charge £1 - £1.50 for every transaction, meaning that I (and surely thousands of others) have completely avoided buying budget apps as it just makes them too expensive.
There has been some talk of a paypal or charge through your phone provider option, but no sign of either in the UK yet.
There are a couple of accounts and credit cards that don't charge a set fee, often credit cards have say a 2.5% charge on conversions that's perfectly acceptable for small purchases ... well a lot better than £1.50!
Another person from the states here, and i've never encountered something like this
lol, it's not a big deal. Although i did find out unexpectedly
I hope with carrier billing will come to the rest of the civilized world, until then you have to deal with your local financial laws and jump through hoops.
I have been getting similar. Frustrating and hard to get around without calling the bank to check their daily forex rate and having their list of card charges handy before calculating the actual price manually. Seems a PITB for a $2 app
Im from Mexico and I experienced something similar, I just bought one of the 10 cents Apps and I got the notification of two charges, both from Google, one for the 10 cents and one for $1 US. I know its not my bank, because I've used my card on a recent trip to the US and my bank didnt apply any extra charges, besides on the detail of the transaction it says GOOGLE GOOGLE.COM/CHCA US for the extra...
Any news from google on that?
$0.10 apps really only cost $0.10 for me in Canada
I've written a Windows Phone 7 application to display the Ordnance Survey maps that are loved so much in the UK (I am amazed that no-one else has done this yet). However I was about to shell out the £65 to pay for the app hub and get my app to the marketplace when I started investigating how you actually get paid for the apps that people buy. Apparently if you are not a US developer then you have to start sending over forms e.g. W8BEN form? and even after this the IRS takes another 30% (after MS have taken their 30% share). It also mentions VAT so maybe there is more money taken off after this as well???
Has anyone from outside the US actually got all the paperwork sorted so they got paid? Did you get tax taken off as well? What percentage of the sales do you actually end up with? Is it all worth it?
I don't expect to make much from the app but I would like to think I could recoup my £65 and have enough to buy a couple of beers as well.
I'm thinking of using this app for simple transactions and was wondering if there were any drawbacks to using this app.
How does a person sign for the transaction on the app?
doowopmario said:
I'm thinking of using this app for simple transactions and was wondering if there were any drawbacks to using this app.
How does a person sign for the transaction on the app?
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I had this similar question about Square awhile back. I have since been using it for awhile and am more than satisfied.
Buyers sign the signature box with their finger or a stylus directly on the phone screen.
Only things I've found sort of irking contrary to other users results is I have some issues when swiping. At times it takes multiple swipes to get the card reader to read but eventually works. However, you always have the option of manually entering a card number although it'll cost you a few cents more per transaction.
Thread is here:
http://forum.xda-developers.com/showthread.php?t=1335902&highlight=square
I've been using Square for a few weeks now, and it's great. I don't run a business or anything, but it's nice too have. Even for something simple like going out for lunch at work and then having coworkers pay me back via credit card, it works great.
I processed several thousand dollars worth of transactions at this year's seattle hempfest thanks to square without any issues aside from the previously noted swipe issues... sometimes you have to try several times. not a single hitch even with the huge volume of network traffic in the area during that weekend.
I'd recommend it. I think, without it, it would have been a much less profitable weekend. people were very impressed with how quick and easy it was and the fact that they could be given an OTA receipt immediately after purchasing.
I also like that you can use it on any smartphone with an aux port and the square app without any separate configuration or anything. it just works. very convenient.
if you weigh the convenience factor against the cost factor, I think it's definitely a powerful tool to have if you are a small business owner or someone like myself who occasionally does crafty type stuff to sell on the side. all the equipment you need to process transactions is a little piece of plastic that fits in your pocket? yeah, it's awesome.
The more I hear about this Square tech, the more interested I become. Seeing people who have stories about it's success on such a scale really makes it attractive.
Knowing virtually nothing about it - and my interest being more in how it works then actually using it - is there a cost to entry for an account or do you pay on a per-transaction basis?
All I know about it I've seen here in the MT4GS forums, and I'm sure a simple search would answer a lot of my questions...but no harm in seeing if others want to concentrate info about it here I guess.
If someone feels like going off on a rant about it, you've got at least one attentive reader
Sent from my Bulletproof_Doubleshot using xda premium
Blue6IX said:
Knowing virtually nothing about it - and my interest being more in how it works then actually using it - is there a cost to entry for an account or do you pay on a per-transaction basis?
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No cost for the account, and they even send you the card reader for free. The only cost is 2.75% per swipe. I don't use it for business stuff, but I've still found lots of uses for it. Everything from (like I said before) going out for lunch at work and paying for it myself, then having coworkers pay be back with their cards, to getting money for random stuff people owe me. For example, I sold an old computer monitor to a friend and he paid me with his card. Works like a charm.
So whether you do 1 transaction a month or a thousand, it's still the same flat fee per swipe.
I've never had a card swipe issue either, but I haven't done as many as those who run businesses with it. Works like a charm.
$2.75 cents per $100 for doing nothing but driving up your bank stock price with lies and then having me bail you out with taxes that can no longer go to my tuition and fees?
The tech is sweet. That 2.75% fee? Not so much.
If you want to charge a convenience fee to reclaim your 2.75% fee for completing the transaction, take the amount owed to you and divide it by .9725 (i.e. 1 - .0275).
For example, if someone pays you 20 bucks, you will only get $19.45 after the 2.75% fee is assessed. To make up for that, take 20 and divide by .9725 and you get $20.57 (rounded to the nearest hundredth).
Now when you charge $20.57 you will get back $20 after the 2.75% fee.
So, who's still stuck in a contract and when does it end? What are your plans when it does end? Upgrade or leave and go to a prepaid plan?
My contract ends on 12/14/13 and am counting down the days when I can leave Verizon and never look back. It makes me sick to pay $180/month service for two smart phones when I can go with a prepaid service and save $80-$90. So I plan on waiting it out and not even toying with the idea of upgrading and locking myself into a phone that will become obsolete in 6 months and a plan that is overpriced and includes ridiculous fees and charges.
I will be looking to spend around $200-$250 on a phone. I know that I can get a SGS2 or Gnex right now for that but in 9 months I'm thinking that the price of a S3 will come down to where I can afford it. I'm also looking at a RAZR or RAZR Maxx. Used of course. I originally started looking on Craigslist, but am thinking Amazon is the way to go.
I obviously want the most for my money and something unlocked or unlockable and plenty of support available for the phone.
What other options will I have in that price range?
HTC?
Samsung?
Motorola?
Sent from my CM10 Droid X2 using Tapatalk 2
I did the same thing last November. I saw how much Sprint wanted monthly for a smartphone and now I have a smartphone for less than I was paying them for just minutes and texting with no data.
I was looking around to buy a phone and I personally felt it was better to spend a bit more money and get the GS3 (which was about $400 when I got it) so that it would last me longer and not already feel very dated. I put it on a card and I've already paid it off - very minimal interest accrued.
If I were you, I'd get the S4 or something if you're looking to buy at the very end of this year - that way they'll be on the market for a while and you can likely find one used at a decent-enough discount over buying new. I feel like it pays to spend more on something better.
Or you could buy an N4 new if you don't care about removable battery and sd card.
You could also just buy a really cheap phone or flash whatever you have now to a pre-paid service - and save the money you were paying to Verizon and put it aside to buy a better phone.
You have a long time. Ultimately, I wouldn't worry about it yet. See what you can save up between now and then, just wait and see where prices will go by then (The Nexus phones aren't much more to save up for you and I'd bet a new one will be released between now and then - a great value if the hardware is right).
Pennycake said:
I did the same thing last November. I saw how much Sprint wanted monthly for a smartphone and now I have a smartphone for less than I was paying them for just minutes and texting with no data.
I was looking around to buy a phone and I personally felt it was better to spend a bit more money and get the GS3 (which was about $400 when I got it) so that it would last me longer and not already feel very dated. I put it on a card and I've already paid it off - very minimal interest accrued.
If I were you, I'd get the S4 or something if you're looking to buy at the very end of this year - that way they'll be on the market for a while and you can likely find one used at a decent-enough discount over buying new. I feel like it pays to spend more on something better.
Or you could buy an N4 new if you don't care about removable battery and sd card.
You could also just buy a really cheap phone or flash whatever you have now to a pre-paid service - and save the money you were paying to Verizon and put it aside to buy a better phone.
You have a long time. Ultimately, I wouldn't worry about it yet. See what you can save up between now and then, just wait and see where prices will go by then (The Nexus phones aren't much more to save up for you and I'd bet a new one will be released between now and then - a great value if the hardware is right).
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If you're looking for a phone, you're not going to find much for around $200-250 besides well used S2s right now, and S3s aren't going to come down as dramatically as the GNex did when the N4 was announced. The S3 is still a solid powerhouse that will command at least $300 at minimum for a well used one when all is said and done after the S4 drops. If you're just looking to expand your functionality of your phone, but not have to pay the insane carrier prices/payment schemes for equipment, or worse, MSRP, then you may be in the market for a cheap N7 like myself. I was originally looking for a Note or N7, if I could get the Note, that would be the end of it, but since I found a brand spanking new N7 I've been very happy overall with my pair of Androids. I can still upgrade my phone later, but because I'm not relying on my phone to do anything other than handle my data connection and provide me with a physical handheld to use for calls, I'm not quite as concerned about upgrading it anytime soon. I had already anticipated when I upgraded from a beat up Optimus 3D to the S2 that I would have to stick with whatever I got at $250 (I got super lucky, it was only 2 weeks old) for the better part of at least a year before I could even think about upgrading my phone again. I got that itch shortly after when I found myself semi-limited by the phone as far as certain gaming capability. I then eyed a Note or N7 in order to get my gaming fix. The N7 I ended up getting has since been a VERY handy tool for not just getting my mobile gaming fix, but for remote troubleshooting, home network/pc management when I get calls from my roommates for broken services.
Before you make ANY purchase, ask yourself a couple questions about what you really want. Do you want a device to game on? An accessory/toy? An internet connected tool? A better communications platform? I found that I was already satisfied with my phone and only wanted to get a bigger screen, longer battery life, and better gaming support, which made the Note and N7 perfect options. Note if I chose to drop $400 on a used one and have a phablet, or an N7 for $200 and just never take my phone out of my pocket.
Either way, I would recommend looking into Swappa.com, the Marketplace replacement as this is where I found my N7, and Craigslist (though be VERY CAREFUL here) for the S2.
What I mean by be VERY CAREFUL with transactions on Craigslist is that I've heard of people buying a lightly used phone from somebody for decent money on there, only to find the phone doesn't work anymore and rejects the carrier a month or two down the road. This is typically because the original seller bought the phone on a payment plan and have since either stopped making payments, or have dropped the carrier altogether, and the carrier has responded well within the contract and blacklisted the device on the network. Swappa is a lot more reliable for not dealing in possibly abused/misrepresented items, but you'll pay a premium for this peace of mind. Good luck!
I use my phone now primarily for streaming spotify while at work, email, texting and browsing the web. My WiFi connection at work is sometimes unreliable so I rely heavily on my 3g connection. I'm not as concerned about having the latest tech either. I would probably be fine for a couple of years using a gnex or s3. Although I probably would go for the s3 simply because of the removable battery and SD card slot.
Sent from my CM10 Droid X2 using Tapatalk 2
Cynagen makes some very good points. I am mainly interested in changing carriers and lowering my contract price, and was looking at buying something new and unlocked. Tethering to a full-featured, higher spec tablet makes a lot of sense if the main use case is data. I rarely use my phone for voice, and most times am within wi-fi coverage.
=RV=
redvelociraptor said:
Cynagen makes some very good points. I am mainly interested in changing carriers and lowering my contract price, and was looking at buying something new and unlocked. Tethering to a full-featured, higher spec tablet makes a lot of sense if the main use case is data. I rarely use my phone for voice, and most times am within wi-fi coverage.
=RV=
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It's an okay idea, but the phone's battery is going to drain FAST if it's constantly tethering. And unless you're paying for tethering, there might not always be a reliable work-around to get it to work anyway.
My S3 lasted about 4 hours of continuous tethering and it was pretty warm. Instead of it being able to manage going to "sleep", you'd have to do that manually - turn your tethering on whenever you want to use your tablet. Which may work depending on patience and usage.
Another idea might be a data-only SIM in a tablet and make calls over VOIP or just keep a spare phone for the minutes if that's what you want.
I have a phone and a tablet and I use my phone more often on a daily basis - it would not be practical to bring my tablet where I most often use my phone - the size difference is big enough to go from "kind of bulky" to "full on leg shield if you can even get it in your pocket".
I'm not knocking the idea, just saying you need to consider the downsides, too. I almost went for it, myself, but with the $30/mo T-Mobile plan I decided just to get the S3. It's a good size for carrying in a pocket, and I have a 10" tablet that's a great size for watching movies, too (bought it from a friend). I'd recommend going to a store and comparing sizes. For me, 7" just didn't fit in - it was too small for what I wanted to use a tablet for and too big to carry around all day - but if you have to carry a bag or something, it might be a better fit.
Pennycake said:
It's an okay idea, but the phone's battery is going to drain FAST if it's constantly tethering. And unless you're paying for tethering, there might not always be a reliable work-around to get it to work anyway.
My S3 lasted about 4 hours of continuous tethering and it was pretty warm. Instead of it being able to manage going to "sleep", you'd have to do that manually - turn your tethering on whenever you want to use your tablet. Which may work depending on patience and usage.
Another idea might be a data-only SIM in a tablet and make calls over VOIP or just keep a spare phone for the minutes if that's what you want.
I have a phone and a tablet and I use my phone more often on a daily basis - it would not be practical to bring my tablet where I most often use my phone - the size difference is big enough to go from "kind of bulky" to "full on leg shield if you can even get it in your pocket".
I'm not knocking the idea, just saying you need to consider the downsides, too. I almost went for it, myself, but with the $30/mo T-Mobile plan I decided just to get the S3. It's a good size for carrying in a pocket, and I have a 10" tablet that's a great size for watching movies, too (bought it from a friend). I'd recommend going to a store and comparing sizes. For me, 7" just didn't fit in - it was too small for what I wanted to use a tablet for and too big to carry around all day - but if you have to carry a bag or something, it might be a better fit.
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I can confirm that it does drain the battery fast! To address this issue I bought a USB-OTG adapter, and just carry one of my 3 microUSB cables with me at all times. When my phone runs low while I'm on the train or bus or something, I use the USB-OTG cable from the tablet to my phone to keep my phone alive, and while it'll drain the tablet faster, I actually get about a 1.25% charge per 1% drained on the tablet (idle), so it's actually pretty efficient (this surprised me). When I'm in the office, I'll let the phone drain down to warning levels <15% and then use the USB cable to connect it to my desk computer in order to charge up, usually towards the end of the day. The tablet I only really charge at home each night when it's practically dead itself. (I practice stretching the batteries out as far as you can stomach (normally <5%) as you're supposed to with Li-Ion.)
I thought about getting a GSM N7, but when I saw it was an extra $100, plus another $30/mo for a data-only SIM card with unlimited service, when I could tether to my cellphone for free, I chose the $200 one-time & free/mo because T-Mobile just sees Android devices and doesn't care.
Evaluate your end goal, and review all possible avenues towards that goal, I chose the cheapest easiest way for myself, and while you may not have these same avenues available, make sure you do all your research to see if you can get anywhere close.
@Pennycake: I don't know how you only got 4 hours of continuous tethering, I get at least 6 straight on my S2. Check what OTHER processes you have running and see about getting a kernel you can undervolt as well as drop to a super bare minimum speed. (My S2 when WiFi tethering to my N7 sits active @ 192Mhz as that's all that's needed to maintain connection, otherwise it hits deep sleep.)
I don't tether all that often, so it's not a big issue to me (it was on a train ride and I probably won't be travelling again for another year).
Another idea is to use the $30/mo data only and use Google Voice + a VOIP service (like Groove IP) - turning the tablet itself into a phone that way. I read an article about someone who did it and really considered it for a while (in my case, I'm glad I didn't because I don't have the data coverage to make calls everywhere I normally am - sometimes I'm getting only GPRS where I can easily make a call, but not so much over data).
After reading a comparison on S3 compared to One X, it seems as though overall the S3 looks better. Has better battery life, SD card slot, better camera. Now that HTC is out of the picture, I will look into comparing the RAZR phones to the S3. I have heard that Motorola phones have better reception than Samsung. Is this true or just a few people's experience?
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To op. You can talk about early cancelation. Sometimes it doesn't cost as much as you'd think. I did that with at&t thank god for it. That was the worst and so over priced. I'm with Verizon and love it but you sound like you're paying way to much. I pay 99 a month unlimited text and data (my plan started before this family shared data thing) and 500 anytime min but I use Skype anyway.
I think I might switch depending on the shared data thing since there are 2 users on my plan.
Sent from my Galaxy Nexus using xda app-developers app
5imp7y said:
To op. You can talk about early cancelation. Sometimes it doesn't cost as much as you'd think. I did that with at&t thank god for it. That was the worst and so over priced. I'm with Verizon and love it but you sound like you're paying way to much. I pay 99 a month unlimited text and data (my plan started before this family shared data thing) and 500 anytime min but I use Skype anyway.
I think I might switch depending on the shared data thing since there are 2 users on my plan.
Sent from my Galaxy Nexus using xda app-developers app
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Early termination would be too much for us. We currently have three lines, two of which have data plans, the third just an extra line that we added almost two years ago to use it for an upgrade. Our two main lines would cost about 200 each and we would then have to buy two phones.
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