While recently hunting for a good bargain at a local used car mart, I downloaded some other calculator app to use on the ground. Only afterwards did I realise the calculation was incorrect. Despite having scrapped the thought of changing my car, I decided to come up with something useful to address this anyway.
Tada! This app does a different way of calculation compared to typical amortization calculators. Using the Rule 78, the effective interest rate is applied per year. This means that the monthly instalment that you might see via other apps should really be noticeably higher. This would be all the more important if budget is a concern for you.
TL;DR - App calculates car loan based on loan amount, annual interest rate and loan period in months, gives you accurate monthly instalment.
Market download here.
Features
Calculates monthly instalment
Lock interest rate to prevent it from being cleared
Uses Rule 78 calculation (aka principal amount + interest)
Does it calculate revers way
I mean can it calculate interest rate if v provide loan amt, installment n number of installment?
Table can be exported?
very good app
dr.ketan said:
Does it calculate revers way
I mean can it calculate interest rate if v provide loan amt, installment n number of installment?
Table can be exported?
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Regarding the reverse-calculation, not yet it doesn't. Sounds plausible though. I'll add that to my to-do list and hopefully work on that next.
Exporting of table, do you mean when generating the full amortization schedule? I'll have to look into that.
BILLING FEATURES:
collect billable hours from any time periods
sort and view all clients with outstanding hours to bill
easily send invoices to the clients
track payments and check the clients with remaining balance
send a reminder of an invoice to the non-payed clients.
Stop’n’Bill is an app made by freelances for freelances. All developers of this software have years of experience of direct interaction with clients, and this software was created to resolve two major problems associated with freelance: hours lost due to time-tracking flaws and delayed payments due to invoicing issues, as well as payment methods complexity.
This app provides freelances with an easy tool, which will allow them to track multiple clients and projects with mathematical precision, easily populate bills without losing any payable hours send the invoices with an option to immediately pay it.
Imagine getting paid BEFORE you left the office of your client! Now you can.
How many times you have forgotten about hour here and half an hour there? probably more than ones. If you did it ever - this app is for you. Imagine never losing any time because you forgot about it before sending the next bill or because it was so long ago that you couldn’t explain what was exactly done. Imagine having a clear picture of how much money you need to collect and who needs to get a reminder on his balance.
Imagine doing your billing while communing! Now it’s an option.
You will get free trial only once for 3 weeks from the day you install it.
https://play.google.com/store/apps/details?id=com.agoffice.stopnbillpromo
Clear your head
Headspace
Mindfulness, the act of focusing on awareness, both in your mental and physical state, is becoming an increasingly popular way of managing stress, attention issues and overall well-being.
The free version of Headspace offers up 10 mediation sessions. All it asks of you is 10 minutes a day and listening to a calm, British voice guiding you through the process of finding your inner Chi. There are also unguided sessions. After you polish off those, you can purchase individual meditations (one off or Series) from the apps library of hundreds of self-soothing options. (iOS,Android)
Elevate Brain Training
Your body and mind feel good, but what about neural plasticity? Are you as smart as you used to be or want to be? Probably not (especially if you had to reread the last two sentences more than once). Elevate Brain Training works on memory, comprehension, math and concise writing. It actually starts by testing you on all these metrics, which can be quite daunting, especially when it comes up with a rating for you on all those factors. Once it has a benchmark, the training begins with 35 brain games (free version). You can get more training by paying $4.99 for the pro version. (iOS, Android)
Sleep Cycle Alarm Clock
There are the lucky few who wake up without an alarm clock. Then there’s the rest of us, buzzer hitters, alarm ignorers and overall sleep-walkers. We need something different to get us out of bed. Sleep Cycle Alarm clock tries to work with your own sleep rhythms to help you wake up more easily.
The app uses your iPhone’s microphone to listen to your sleeping (you keep the phone by the bed, as you always do) and then, based on when you set the alarm, it will wake you up during your lightest sleep phase, which should help you feel more rested than if you’re jolted awake by an alarm during your deepest sleep. Don’t worry about waking up late — if you set the app for 9 a.m., it'll start watching for a good time at 8:30 a.m. (iOS, Android)
Protect yourself
GT Recovery for Android
Accidentally deleted messages or contacts on your Android devices? Or lost photos from the SD card on your Android device? No need to worry now! GT Recovery for Android is capable of recovering messages, contacts, photos, video, audio and documents on/from an Android phone or tablet. Due to the ease-to-use interface, it's ideal for everyone. Scan, preview and recover. Simple clicks bring you what you want.
Directly scan and recover SMS, contacts, photos, video and more
• Recover photos, video, audio and documents from SD cards inside Android devices to a computer.
• Retrieve deleted contacts, including names, numbers, Email & addresses.
LastPass and 1Password
Isn’t it finally time to dispose of all those little slips of paper with your passwords for every service you use?
Apps and services like 1Password and LastPass take the password guesswork and management out of your hands. You simply remember one very strong master password and they’ll generate strong passwords for you, store them and retrieve them and even input them automatically (on the web and Android, at least). They’re mostly free, though the mobile and business options will cost you.
Better yet, if you can’t remember a long password, the latest versions of these apps will let you log in with your finger — as long as your phone has a fingerprint reader. 1Password: (iOS,Android, Windows) LastPass: (iOS, Android, Windows)
Organize your life
Coach.me
Perhaps you’d have more luck getting things done in 2016 is you had a little help. That’s Coach.me’s perspective. It lets you enter goals big and small, track your own progress and then use the app to hire coaches (they have over 5,000), starting at $14.99, to help you achieve goals. Once you sign up, you’ll get a steady stream of emails from your own coach pointing you to a ton of different goals and coaching options. (iOS, Android)
Google Photos
You have photos, Google has answers — perhaps the answer. Last summer, Google introduced Google Photos with unlimited cloud-based storage. All you have to do is install it on your mobile devices and let the app collect and store all of your photos (there’a also a desktop uploader to collect photos from your PC or Mac). The "Assistant" will suggest movies and collages from your photo collection, and it'll also notify you when contacts share an awesome photo or album.
The free version will store a high-quality copy of every picture. If you want the original resolution, though, you can only store up to your amount of allotted Google Drive space (you can always buy more storage). Even if you just go for the free option, think of the peace of mind that comes with knowing that all your priceless photos are stored safely in the cloud. (iOS, Android)
Put your financial house in order
Mint
Even before Intuit bought Mint, it was one of the best personal-finance services on the web. As an app and with the backing of Intuit, it’s even better; one-stop shopping for all your financial accounts, reports and budgetary matters.
Just pour all your account info into the app and you’ll instantly get a world-view of your spending habits, including cash flow, monthly budget, bill reminders and a spending breakdown. You can use that knowledge to make meaningful financial changes for the rest of 2016. (iOS, Android)
Acorns
You know how when you pump gas you work extra hard to make the final bill round up to the nearest dollar? Stop doing that. In fact, for the rest of 2016, let the spare change bills come and then invest the rest. That’s the snappy idea behind Acorns. You give the app access to your main bank account and then every time you make a purchase — for, say, $1.25 — Acorns will take the remaining 75 cents and invest them in the stock portfolio of your choice.
The app tracks your investment performance, tells you about your latest round-up amounts, the overall size of your account and lets you deposit and withdraw funds at will. Just think, 2016 will be the year you save and, perhaps, make money without even really trying. (iOS, Android)
Work smarter
Asana
You can grouse and gripe about office productivity and communication, or you can do something about them.
Asana is a powerful project and team-management tool that helps you watch over projects big and small from start to finish. It’s easy to assign tasks and make sure everyone knows what’s due today, tomorrow and next week. You’ll also see when stuff is past due. (iOS, Android)
cool, thanks for the list.
Skalofrio12 said:
cool, thanks for the list.
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https://adnoto.io/
I've created an app to track your time at work, as the name suggests. You can punch the virtual clock as you would at work with the ability to modify it if you forget. You can add notes for a "time card" so if you had something you want to remember from that day you can. You can also add paid time off as well with a few clicks, there are currently 6 different types of paid time off you can pick from like: Personal, Vacation, Holiday, Jury Duty, Bereavement, and Maternity Leave. All of these paid time off types are based off of your hourly pay at the moment, if this is incorrect please let me know so I can get it changed. You can also delete a "check" or "time card" by long pressing on it if you don't want it any more.
What I feel is unique about my app is it actually calculates your check amount after taxes are taken out. Currently it is for the U.S. only because I am not sure if or how taxes in other countries work at the moment. Anyways, it calculates Federal Income Tax, Social Security Tax and Medicare Taxes along with any custom taxable deductions you have like 401k, dental insurance, etc (you have to set these up but it is not complicated). I have tried my best to make the app overall as simple as possible to use, with little to no knowledge of taxes or taxable deductions required, you only need to know your taxable deduction cost and whether it is a percentage of your check or a standard amount and the app takes care of the rest for you. I still plan on adding tons of features; like the ability to add tips and non-hourly pay features like per job "time cards" for sub-contractor work. I want to add in calculators as well so if you quickly want to see how much your check will be with out punching the virtual time clock all week you will be able to by punching in your hours into the calculator and it will break it down for you. Also any further simplification of anything that I can, with the help of you guys comments and suggestions. Any comments, suggestions, questions, or feedback is would be very helpful in making this a great app for everyone with a job to use. Here is the link in the Play Store https://play.google.com/store/apps/details?id=weesner.trackyourtime. Please give it a try and let me know that you all think