Hi,
I try to find a way to pay with the NFC option on my phone without using a 3rd party data collection service like GooglePay or AmazonPay.
SuperL0L said:
Hi,
I try to find a way to pay with the NFC option on my phone without using a 3rd party data collection service like GooglePay or AmazonPay.
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Depends on where you are and what service your financial institution provides. The option I personally use which involves no third party provider is already a service from my bank/credit institution.
They use their own app to validate payments, because they already have my card info anyways.
The problem is, no local app can read the card's tag through the normal NFC hardware as far as I know, so a smart card reader is required to save that info, then reproduced later upon NFC payment at the terminal.
GooglePay and AmazonPay bill your financial institution directly. Ask your credit provider if they have such service.
It is easy to do this with the "Add Card" item, which appears immediately after opening the program. After clicking on "Add," you will need to enter the data of the card in Wallet and save them. You can do this both with the camera and in manual mode. After saving, your phone will receive an SMS with a code, which you will need to enter to confirm the identity of the cardholder. I recently did this as well. After I found an extra sprout, I found an article https://wealthynickel.com/how-to-make-an-extra-1000-a-month/ that tells me how to earn an extra 1,000 a month.
Related
For those worried about losing their mobiles, getting mugged or pickpocketed, there are 2 apps i find useful
the first one is:
"Gps tracker" by instamapper, you need to install the app from market and register in its website, its free, no ads, no spam, just google it and go the section HOWto
this app is mainly used for those travelling, hiking, riding, etc. to follow and record your way and know exactly where you are in real time
the second one is:
"lost phone" by gadgetprojects, it pop-ups a white screen asking you for a password and reporting your lost or stolen mobile, you can customize the message you want, mine is "this mobile phone has been either lost or stolen, it has the latest security system installed on it and it cannot be unlocked by any means, please contact (number:000000), you will be rewarded if you found it" lol,
cheers...
vaguin70 said:
For those worried about losing their mobiles, getting mugged or pickpocketed, there are 2 apps i find useful
the first one is:
"Gps tracker" by instamapper, you need to install the app from market and register in its website, its free, no ads, no spam, just google it and go the section HOWto
this app is mainly used for those travelling, hiking, riding, etc. to follow and record your way and know exactly where you are in real time
the second one is:
"lost phone" by gadgetprojects, it pop-ups a white screen asking you for a password and reporting your lost or stolen mobile, you can customize the message you want, mine is "this mobile phone has been either lost or stolen, it has the latest security system installed on it and it cannot be unlocked by any means, please contact (number:000000), you will be rewarded if you found it" lol,
cheers...
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I had a similar thing but it also had some voice thing where I would call it a certain set name and it would start ringing with a special tone.
Though there is a better application then the one you stated in your post.
It was avaliable on Android Market's feature list for around a month or two.
Personally i use "SIM Checker Pro", it regisiters your sim card number so if the phone is stolen and another sim put in it emails and txts pre-regisiters numbers and addresses with the phone location and new SIM number.
Also if you have wifi turned on most of the time my Virus scanner "Lookout" also have a very good function you can access thought the website which shows you your phones location (updated every 30secs) on Google maps.
I downloaded the subway app today & when i opened it i got this message. Question is why would the app look to see if im rooted?
It's not uncommon for apps that allow pre-payment or NFC payments to disable that function or not work at all if you're rooted. If all you want to do is find a store or look at the menu, root obviously wouldn't allow anything nefarious, but anything involving payment could be suspect if you're rooted (at least in their eyes).
Because with root it's possible to hack the device to alter digital transactions and steal money from the account on the phone.
Not sure why you'd want to rob your own bank account, but alas.
It's there for the same reason they put "Don't put your baby or cat in the microwave" warning labels on microwave ovens. Someone, somewhere (we all know where) will no doubt find a way to sue them over it if they don't slap a warning on it.
Not that I particularly care but I think it's a little strange that this app in particular needs access to all of this stuff. Am I downloading the correct app and/or are there "fake" samsung pay apps on the play store I need to watch out for?
Edit: Guess this is a moot point for now - only have Wells Fargo, none of the other banks approved to work.
daefish said:
Not that I particularly care but I think it's a little strange that this app in particular needs access to all of this stuff. Am I downloading the correct app and/or are there "fake" samsung pay apps on the play store I need to watch out for?
Edit: Guess this is a moot point for now - only have Wells Fargo, none of the other banks approved to work.
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When I added my Bank of America card I needed to verify my info. The options it gave me was send me a text message or call my phone. I'm assuming that's what those permissions are for.
OtisFeelgood said:
When I added my Bank of America card I needed to verify my info. The options it gave me was send me a text message or call my phone. I'm assuming that's what those permissions are for.
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That makes a lot of sense - thanks for the clarification!
My banking app stopped working 30mins ago and after I nuked the data/cache and got it working again. I caught the app asking for new permissions that I don't believe it asked for before
telephoneManager/getSimOperatorName - in my case o2
settings.Secure.getstring/android_id - same as asking for the serial, why does my bank need this.
PackageManager.getindstalledPackages - wtf does it need to know what apps are on my personal phone?
NetworkInfo.getextrainfo - why does it need to know who my data provider is?
AdvertisingClient$Info.getid - why the actual f*** does a banking app or my bank need my advertising id.
TelephonyManager/getNetworkOperatorName - asking who my operator again, why.
Fabric.with/Kits - not quite sure what this is, cant find anything beyond its something to do with android SDK.
I am emailing my bank app support to see if I can get some straight answers, but in the meantime can someone tell me what "Fabric.with/Kits" is and why the app would be asking for this permission?
b1k3rdude said:
My banking app stopped working 30mins ago and after I nuked the data/cache and got it working again. I caught the app asking for new permissions that I don't believe it asked for before
telephoneManager/getSimOperatorName - in my case o2
settings.Secure.getstring/android_id - same as asking for the serial, why does my bank need this.
PackageManager.getindstalledPackages - wtf does it need to know what apps are on my personal phone?
NetworkInfo.getextrainfo - why does it need to know who my data provider is?
AdvertisingClient$Info.getid - why the actual f*** does a banking app or my bank need my advertising id.
TelephonyManager/getNetworkOperatorName - asking who my operator again, why.
Fabric.with/Kits - not quite sure what this is, cant find anything beyond its something to do with android SDK.
I am emailing my bank app support to see if I can get some straight answers, but in the meantime can someone tell me what "Fabric.with/Kits" is and why the app would be asking for this permission?
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Yes, seems like a lot of unnecessary permissions, I'd be suspicions also. Though they might be using those permissions to increase security by "fingerprinting" your phone, thus making it harder for someone to impersonate you, though you can change your advertisers ID on newer Android versions, so maybe not! Or app legitimately need that info for some other reason. Also app permission fall into 2 categories "normal" & "dangerous" you are not asked to approve normal ones only dangerous ones eg access to contacts, network access etc. I'm not a dev so not sure if they have been moved to a new category now & that is why you are seeing them now. Maybe permissions added by bank legitimately but on other hand seem excessive to me.
The Fabric one might be OK as fabric is a module framework that uses kits & is used by some developers to implement crashlytics etc, but guess some kits could be used maliciously. (Google are pushing devs form Fabric to Firebase)
But if suspicions give that app a scan with a good security app (not that this proves app is safe!) Try the Sophos security app, its free, might identify if malicious but also gives a nice summary of permissions granted to all your apps.
Hello. In Turkey Google Pay & Samsung Pay banned because of some stupid law. We need to use Banks own mobile apps to pay with NFC on phone. I'm able to use Android's "Tap to pay" option in my phone. But banks are not creating apps for WearOS watches. Do I have a chance to bridge watch's NFC functionality to Phone's NFC functionality? Phone is not rooted btw. Thanks.
Hi, you can try sideloading the payment app form your phone into your smartwatch, UI will be messy and not being natively made for the watch will produce some bugs, i've tried it myself and this was the outcome:
(names not mentioned because of privacy)
Bank A: app couldn't be sideloaded because of incompatible architecture
Bank B: app can be sideloaded, but nfc payment functionallity is missing
Bank C: nfc payment can be set up and initialized, but trying to use it produces a system crash (reboot)
Bank D: nfc payment can be set up, initialized and succesfully works, but the app itself sometimes fails to recognize that the watch is password unlocked, making it somewhat useless