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I realize this has nothing to do with our phones but maybe someone can help, which is better? Why? Thanks in advance!
Sent from my Nexus S 4G using XDA App
I don't have Sprint, I have T-Mobile, but FWIW I opted for the black tie over the Asurion plan (whether you have Sprint or T-Mobile or AT&T or whoever, your insurance is still likely through Asurion).
If I lose my phone I'm SOL, but I feel I'm far more likely to break it or have water damage that I'd want covered, which Black Tie covers no questions asked with no deductible.
Also recently my back button started freezing up on me, so I took it in to Best Buy and they just ordered me a new phone and gave me a loaner to use until it gets here. So worth it.
Before anyone buys a phone from bb, do your homework with your cell company. I've seen many times, with sprint phones, that bb's price is considerably more expensive than buying it from the provider. I'm not talking about signing a contract, I'm talking about buying the phone outright full price. I've seen differences in price that were in upwards of $100 more for buying it full price at best buy.
Thanks Matt, Oscar the grouch I was asking about the insurance but thanks for the input
Sent from my Nexus S 4G using XDA App
I have sprint insurance and I love it, but if BBC give you a loaner that's cool also. With SPRINT if you live by a repair shop (I do) it perfect
Sent from my Nexus S 4G using XDA App
What I'm saying is don't go to bb just because of black tie and buy a phone. You might be paying more than you should. That was for other people that might be considering what you're talking about in future purchases.
oscarthegrouch said:
What I'm saying is don't go to bb just because of black tie and buy a phone. You might be paying more than you should. That was for other people that might be considering what you're talking about in future purchases.
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Yeah best buy charges more than retail. Even with an employee discount they charge more than retail.
Sent from my PC36100 using XDA Premium App
Hey XDA, I was wondering where I could get my cell insured at since I didn't bother paying a deductible the day I purchased it. I'm really regretting it... just to be on the safe side am I able to buy insurance on a used phone? Thx guys
Sent from my SCH-R720 using XDA
My mom is thinking about buying a phone off craigslist and she has the insurance on her account. She doesn't like the phone she has and.is wanting to buy the Pink Lumia 900. My question is if bought would she have to cancel the insurance or would it also cover the phone bought off craigslist?
Sent from my PantechP9070 using xda premium
I dont think so..because from my experience when you make an insurance to a phone,the price is determined by how expensive the phone and how expensive are the components.
so you'll have to make a special insurance to the lumia
Depends on how the original phone was bought. If like me u bought the phone direct from the carrier, u may have taken your carriers insurance, in which case the insurance may not be transferable to a phone bought from third party sources.
If u have insurance from a insurance company u should be able to transfer/ take out a new policy. Sorry can't be More specific as I'm in the UK.
Sent from my GT-I9300 using xda app-developers app
As long as the phone you are getting is listed as a covered phone by asurion, they will cover the phone. You just call ATT, give them the imei, after they enter the info, the system tells them what the new deductible is in case you need to file a claim.
Once you have insurance, it will cover any additional phone you add to your phone number, even if the phone is not brand new. All that matters is that it is listed under their covered phones.
Just verify the phone you are getting is not reported stolen or missing first.
Sent from my SAMSUNG-SGH-I717 using xda premium
Current owner of Verizon GNex. Gonna pick up S3 off contract. What will happen with my insurance when I finally purchase my S3? Will the insurance transfer to my S3 from Gnex even though I did not buy from Verizon?
Thanks!
Nope insurance only covers for phones bought off Verizon stores
Sent from my Incredible 2 using xda app-developers app
GoonAssJuan said:
Nope insurance only covers for phones bought off Verizon stores
Sent from my Incredible 2 using xda app-developers app
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Not true most of my devices I've bought on craigslist and i did not have any issues getting my insurance switched to the device I got.
Sent from my Galaxy SIII
I asked a Verizon rep this same question. A few reps actually confirmed that the insurance covers a privately bought phone as long as you are on the Verizon network. They say its because the insurance is a third party, not actually Verizon. Addition carries the insurance. The analogy they used is just like buying another brand car, your insurance still covers it. Hope that helps.
Sent from my what the Nexus should have been! GSIII (It's a long story)
I can also confirm this, insurance has stayed on my account after switching phones. Either that or they owe me back several months worth of Assurance payments.
Purchased my S3 at Best Buy Mobile.
Called Verizon and added TEC (Total Equipment Coverage) includes Asurion insurance.
To my understanding, your insurance automatically follows whatever device you activate on your plan, although with Verizon, certain devices have an additional coverage cost, with a higher deductible.
I can confirm this as well...they will cover a device even if purchased from a third party (craigslist, private reseller). I just did this in mid September, went from my Gnex to a SGS3 bought used at a local electronics store. Didn't even have to do anything, although I did call Verizon several times to confirm this is how it works.
Chris
The insurance is on the line not the phone. So all phones are covered.
Hit me up on Gtalk if u need help @musclehead84
Whatever phone is activated on insured line shows up on Assurion website as the one insured at the time.
Biker1 said:
Purchased my S3 at Best Buy Mobile.
Called Verizon and added TEC (Total Equipment Coverage) includes Asurion insurance.
To my understanding, your insurance automatically follows whatever device you activate on your plan, although with Verizon, certain devices have an additional coverage cost, with a higher deductible.
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If you bought your phone at Best Buy why in the world would you not use their insurance instead? I only buy my phones at best buy. Same monthly cost and no deductible. Only downside is 3 day turn around instead of overnight. But at the cost of a deductible vs none I'll wait the 3 days.
Please fill me in if something has changed before I buy my wife's phone.
Sent from my SCH-I535 using xda premium
jblack55 said:
If you bought your phone at Best Buy why in the world would you not use their insurance instead? I only buy my phones at best buy. Same monthly cost and no deductible. Only downside is 3 day turn around instead of overnight. But at the cost of a deductible vs none I'll wait the 3 days.
Please fill me in if something has changed before I buy my wife's phone.
Sent from my SCH-I535 using xda premium
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As per the BBM Rep, their insurance doesn't cover for
Lost phone or Theft.
TEC (Total Equipment Coverage) costs me
Only $6.99/mo. with a $99 deductible.
I'm covered for theft, loss, water damage, malfunctions, etc.
Funny thing is that the guy who recommended I purchase my S3 from BB, said I should buy their insurance, and that I'd be covered for theft and loss when I asked him this specifically. All for $10
I had to inform him differently after I made my purchase.
Found this with a quick search:
http://www.techlicious.com/guide/should-you-buy-phone-insurance/
ever since i got this phone i been having trouble trying to get TEP they keep saying call back.. i always hace had TEP on every sprint phone i have had.. im on the phone now and they saying that they cant do it for some reason?? what im i supposed to do.. wtf?? where can i get good phone insurance at? im really pissed about this.. if i knew that i couldnt get TEP on this phone i never would have gotten it.. i would have just kept my gs4.. now i have a phone that i have NO insurance on cant find any cases or screen protectors for the darn thing.. like wtf.. yea i kno i can get a case off line which i alreadt orderd one but that will take 1-2 weeks to get her.. i NEED insurance.. so guys who or what insurance do u guys use?? i need some for peice of mind
The only way you would is if you bought the phone through Sprint. Guessing you didn't? Just take care of your things.
belvedere said:
The only way you would is if you bought the phone through Sprint. Guessing you didn't? Just take care of your things.
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yea i do take care of my things bro but **it happens.. well if i cant find decent insurance then its going on ebay:good:
P.Mobile said:
yea i do take care of my things bro but **it happens.. well if i cant find decent insurance then its going on ebay:good:
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Really? TEP is a total ripoff. 10 bucks a month PLUS a $150 deductible on the off chance that you actually have to use it. Seems like kind of a questionable reason to sell your awesome new phone, especially when you can get a brand new one for $350. But hey, whatever floats your boat.
maxpower7 said:
Really? TEP is a total ripoff. 10 bucks a month PLUS a $150 deductible on the off chance that you actually have to use it. Seems like kind of a questionable reason to sell your awesome new phone, especially when you can get a brand new one for $350. But hey, whatever floats your boat.
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well see i like having insurance on every smartphone i ever had.. i really dont care what insurance it is.. all i kno is TEP.. do i want to sell my new phone.. na not really.. just want insurance on it that all years ago my evo 4g got stolen paid 100$ they sent me a brandnew phone... so 10$ a month really dont bother me much.. what happens if something like that happens to my new phone.. im *****d
I'd never buy insurance on a $350 phone but I have Worth Ave Group insurance on my son's iphone.
Why not set the $150 aside and then put away $10/mo as insurance?? You'd reach the outright purchase price of the phone pretty quick if you ever ran in to problems. It can't possibly be that hard to set aside some reserve in case your phone dies.
Sell the phone, then pay $450 for the same phone from Sprint, they'll let you pay $11 per month for high deductible insurance.
$450 cost of phone
$150 deductible if you lose it once.
$11 per month x 24 ? = $264
Spigen has both cases and screen protectors. http://stores.ebay.com/spigensgp/
I don't buy any other.
The insurance industry is working on your mind, now that you need insurance.
jimmyjoebob said:
Sell the phone, then pay $450 for the same phone from Sprint, they'll let you pay $11 per month for high deductible insurance.
$450 cost of phone
$150 deductible if you lose it once.
$11 per month x 24 ? = $264
Spigen has both cases and screen protectors. http://stores.ebay.com/spigensgp/
I don't buy any other.
The insurance industry is working on your mind, now that you need insurance.
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Totally rockin' the SlimArmor case on my N5! Fit's perfect and the buttons are great.
I bought my phone from Google had to go to Sprint to get the SIM card. Had the tech switch my evo 4g LTE to the Nexus. He asked if I want to keep my insurance and I said yes. He also said that it would go down in cost from $11 to just $8.
Sent from my Nexus 5 using xda app-developers app
jdawg0024 said:
I bought my phone from Google had to go to Sprint to get the SIM card. Had the tech switch my evo 4g LTE to the Nexus. He asked if I want to keep my insurance and I said yes. He also said that it would go down in cost from $11 to just $8.
Sent from my Nexus 5 using xda app-developers app
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well u got lucky man.. cause i always had insurance since i been with sprint and when i switch from the s4 they said i had to switch my plan also cause i was on the 450 min plan.. so then i went with the my way new plan... then i talked to many reps and they all said they cant do it..??? they even credit me 20$ for the hassel..
I believe there are 3rd Party insurance companies you can go through. Sprint dropped mine too. But if something happens I'll just buy a new one outright.
Sent from my Nexus 5 using Tapatalk
You can't get tep only insurance for if its physically damaged or liquid damaged which is dumb. But I'm a technician for sprint so if your in northern Virginia I can try to help you the best I can. But it may change in the future I will let my higher ups know and get this addressed to try to help not only you but people with this phone cause I don't think its fair that if your speaker goes out that you would have to pay $53 or $75 once they change it for not having in store coverage which cannot be covered. I think with all the people I know I should be able to get something done I'll post back when I get something confirmed but rest assured I will get tep for this phone for everyone that wants it.
I activated my n5 today and they transfered my insurance no problem it actually went down to 8 a month instead of 11
Sent from my Nexus 5 using xda app-developers app
The issue is the 32GB model, If you have the 16GB model you can get Sprint TEP on it, as I have it on mine and mine was bought from the play store, but anyone with the 32GB model will not be able to get Sprints TEP and will not be able to have sprint techs look at their phone in repair stores either, it's simply not supported. PS I am a technician at a corporate Sprint store
Sent from my Nexus 5 using xda app-developers app
Better than tep IMO
http://www.ensquared.com/Android-Cell-Phone-Insurance
Sent from my SPH-L720 using xda app-developers app
TEP is a ripoff. My credit card offers free coverage, as long as I pay my cell bill on it every month. $400 of coverage I believe, with something like a $50 deduct.
LymeWire said:
The issue is the 32GB model, If you have the 16GB model you can get Sprint TEP on it, as I have it on mine and mine was bought from the play store, but anyone with the 32GB model will not be able to get Sprints TEP and will not be able to have sprint techs look at their phone in repair stores either, it's simply not supported. PS I am a technician at a corporate Sprint store
Sent from my Nexus 5 using xda app-developers app
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I work at the employee store and bought the 16gb version (obviously) and it wouldn't let me get tep so it may just be a temporary issue with RMS
dave99 said:
TEP is a ripoff. My credit card offers free coverage, as long as I pay my cell bill on it every month. $400 of coverage I believe, with something like a $50 deduct.
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Which credit card is that?
P.Mobile said:
well u got lucky man.. cause i always had insurance since i been with sprint and when i switch from the s4 they said i had to switch my plan also cause i was on the 450 min plan.. so then i went with the my way new plan... then i talked to many reps and they all said they cant do it..??? they even credit me 20$ for the hassel..
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Forget the fact that you have insurance, how many times have you had to claim insurance in all the years you had the smartphone? I had TEP for my HTC Touch Pro for almost 1.5 years back in 2009/2010 and I only claimed it once. To me it was a rip off and this was when it was still $7/mo. At $11/mo currently it is even more of a rip off. To add insult to injury the Galaxy Nexus 5 is only $350 unlike the GS4 or iPhone 5S which are $650-$700.